Great news for FHA loans! The Federal Housing Administration (FHA) recently announced that they are reducing the annual mortgage insurance premiums for FHA loans. This will make it easier for more people to qualify for an FHA loan and purchase a home.

When it comes to making a decision about loaning you a home loan, lenders review three key factors:

Debt to income ratio

Loan to value

Credit history

Rick goes over the top 3 reasons that someone's home loan would get denied!

Watch and find out! Share with someone who's looking to buy!

​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw  Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

Rick and I clue you in on what NOT to do with your credit when you're house hunting... Watch and find out! Share with someone who's looking to buy! ​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 #homebuying #firsttimehomebuyer #meghanshomes #meghanshigo #straighttalkwithrickandmeghan Meghan Shigo, Realtor Century 21 Award DRE 01243803

How much money is it going to cost you to buy a house? You know… closing costs… the money on top of your down payment... Everything! Watch and find out! Share with someone who's looking to buy! ​

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

#homebuying #firsttimehomebuyer #meghanshomes #meghanshigo #straighttalkwithrickandmeghan

Meghan Shigo, Realtor

Century 21 Award

DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

Rick and I discuss what you have to do to get approved for a home loan. Spoiler alert... it's super easy! Share with someone who's looking to buy! ​

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

#homebuying #firsttimehomebuyer #meghanshomes #meghanshigo

Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

Did you know that, technically, a first-time home buyer is someone who has not owned a house in 3 years? Here is a program for “first-time homebuyers” that can save you up to $166 per month!** (see video for details).

Share with someone who's looking to buy!

​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMm... #homebuying #firsttimehomebuyer #meghanshomes #meghanshigo

Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

This week, Rick and I talk about how you can purchase a home in 2023 with as little money down as possible! Share this with a friend who's looking to buy! ​

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj...

Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I give our best advice on the 2023 real estate market! This is our last episode of 2022! Have a safe and blessed holiday season and thank you for your support! We hope that you appreciate our no nonsense approach and that you have learned a lot! ​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I review the current mortgage market and the amount of homes for sale…. Spoiler alert! There aren’t many homes for sale and it will likely stay this way! Stay informed! Tune in and share with a friend! ​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week Rick talks about his new brokerage and gives us an update on mortgage rates! Stay informed! Tune in and share with a friend! ​Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo Century 21 Award DRE 01243803