In today's episode we discuss two seemingly important IBC topics:

How to choose a life insurance company and how long to fund your IBC policy.

Don't get stuck "majoring in the minors" though. Listen in to learn more about Infinite Banking!

While getting starting with IBC is certainly important 1st step to implementing your own family banking system, what's the next step?

In this episode, we discuss the best uses for IBC. Don't just set it and forget! We give you ideas how you can start utilizing your cash values. Take a listen!

In today's episode IBC practitioners John Montoya and John Perrings discuss the benefits of utilizing IBC as a volatility buffer in conjunction with your 401k/IRA's to ensure you don't run out of money in retirement.

In today's episode, IBC authorized practitioners John Montoya and John Perrings discuss the value of Paid-Up Additions as it relates to the Infinite Banking Concept.

How does it work? How flexible is it? How long should you fund the PUA rider? These questions and more get answered in today's show.

In this episode, IBC advisors John Montoya and John Perrings discuss rate of return as it relates to the Infinite Banking Concept. It's not what you think. In fact, it's way more. By learning about IBC you'll learn to re-think what you thought you knew about money.

The typical American is conditioned by Wall Street to chase rate of return and they never realize they are focusing their attention in the wrong place. Meanwhile, money disappears silently in the form of interest and principal payments paid to 3rd parties. Money never to be seen and used again. That's money making banks and Wall Street wealthy while you keep chasing the American dream.

In this episode of The Fifth Edition, IBC practitioners John Montoya and John Perrings discuss policy loans from different angles. You'll learn why policy loans are beneficial to the IBC strategy, the different uses for policy loans, and how easy it is to get access to cash values to "be your own banker".

Also discussed is the vital importance of the banking function in your life and why you must take back control of your banking function from traditional banks so you can grow wealth safely and on your terms.

Lastly, John and John will discuss the importance of "Being an Honest Banker" when practicing Infinite Banking and why you shouldn't steal the peas!

In this episode of The Fifh Edition, IBC authorized practitioners John Montoya and John Perrings discuss the most common myths and misconceptions the public has about the Infinite Banking Concept and Whole Life insurance policies.

Most frequently asked questions and objections include:

• Why haven't I heard about this before?
• Why aren't more people doing this yet?
• Whole Life is too expensive
• It's a horrible investment
• You have to pay premiums for life
• Whole Life has no flexibility
• Buy term and invest the difference
• I'm too old to get started
• I don't need life insurance
• Why do I pay interest to borrow my own money?

Take a listen and discover what 2 industry experts have to say as they pull back the curtain on Infinite Banking so you can discover for yourself the best kept secret in financial planning!

In this first episode of The Fifth Edition IBC authorized practitioners John Montoya and John Perrings discuss the Infinite Banking Concept (IBC) at a 30,000 foot level so you have a foundational understanding of the why you should incorporate the IBC strategy into your overall financial plan.

After all money needs to reside somewhere. You'll learn how IBC is a safe money strategy hiding in plain sight yet its built on history of performance going back over 170+ years helping people to grow, protect, and transfer wealth from one generation to the next without luck, skill, or guesswork.