Strive For 25

 “Anxiety and worry don't help us accomplish anything.” - Jeff Higgins

Episode Summary:

Take charge of your life and forge your own path! Jeff Higgins built a life of time and freedom for himself using real estate investing, he now empowers other men like himself with his Fraternity of Excellence group that strives to help other men better their lives whether that be through their relationships, their physical health, or their mental health. Take charge of your life today!

About Jeff Higgins:

Jeff Higgins is a 43 year old real estate investor with 18 years in the industry and 150+ deals done in his personal portfolio.
He currently owns and self-manages a portfolio of 90 rental units (55 in MA, 35 in FL) and is a licensed real estate broker in both Massachusetts and Florida.

Jeff concentrates much of his time on the work he does with the Fraternity of Excellence, a private men's improvement community with 160 members currently. FoE helps men improve their parenting, marriages, fitness, personal finance, investing and living a life of Excellence.
 

Jeff lives in Sarasota, Fl is married to Rochele and has a son Owen (14) and a daughter Juliana (9).
 

Jeff is passionate about coaching youth sports serving as a head coach on his children's teams for the past 8 seasons.

In this episode:

• Completing the results equation by adjusting internally
• Finding your inner calm
• Following the cash flow
• Following demographic trends
• Serving the lower-income community
• Deals always look good in hindsight, take action before you lose the deal.
• Becoming a leader of yourself
• Improving the mindset of todays men
• Dealing with toxic masculinity
• The positive cycle of prioritizing your health

Key Takeaways:

• The best place to find cashflow, is in the worst neighborhood you can tolerate living in.
• You're never going to have ALL the information, act when a deal is good.
• Don't look for the "best" deal, look for the deal that is right for you.
• If you never do it, you'll never understand it.
• Lean into your patience.

Connect with Jeff Higgins:

• https://fraternityofexcellence.com/   -- the flagship private men's community
  https://www.facebook.com/groups/760539972272047  -- the free facebook group for people interested in joining the fraternity of excellence.
• https://www.instagram.com/jeffhig/
• https://twitter.com/JeffreyHiggins
• https://www.youtube.com/@efficientvictory

  Connect with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Audio and show notes by Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv

                                   “With the whole world being uncertain, the only thing I was certain of was myself." - John Mendez

Episode Summary:

When you grow up knowing nothing about the entrepreneurial world, it can seem intimidating to jump right in. Not for John Mendez. When Covid hit, instead of giving up he learned everything he could about gaining wealth and building a business, now he teaches the skills he learned to others who are trying to change their lives around!

About John Mendez:

John Mendez is a serial entrepreneur, realtor, investor, social media expert, and host of the Walk 2 Wealth podcast. He is deeply passionate about helping other like-minded individuals achieve a life of abundance. Through the power of the mind and social media, John Mendez is empowering others to obtain financial freedom and build the lives they’ve always dreamed of living.  

In this episode:

• Learning the world of entrepreneurship
• Finding wealth through entrepreneurship
• How to market yourself on social media
• Building connections through podcasting and social media
• Focusing your skills to maximize your opportunities
• The difference between a purpose and a goal
• Leaving behind a legend
• Compounding good will
   

Key Takeaways:

• Businesses don't fail. People fail.
• Beware the risks of shiny object syndrome.

Connect with John Mendez:

• https://www.podpage.com/walk2wealth/
• https://www.instagram.com/johnmendezofficial/

 Connect with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Want to check out Vidyo.ai? https://vidyo.ai/

Audio and show notes by Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv

   “It's really about building the most quality units and infrastructure to make sure the guests know they are going to have the experience that they want when they come.”

Episode Summary:

Jimmy and Bryan from Cardinal Vacation homes join Strive for 25 to explain all about the Aribnb market, short-term rentals, and property management. Learn some key insights and what might best fit your lifestyle and wealth goals!

About Cardinal Vacation Homes:

Founded in January of 2020, Cardinal Vacation Homes provides luxury vacation rentals in St. Louis and surrounding areas. 

Owners Jimmy Haley and Bryan Brown were college baseball teammates at Washington University in St. Louis and are natives of the city. Once rivals in High School, the two have formed a lifelong friendship and decided in 2019 that it was time to take it to the next level.

Both Jimmy and Bryan have worked at large companies for most of their careers. Frustrated with small annual raises and monotonous commission structures, they decided to take matters into their own hands.

Acquiring their first property at the very beginning of the Covid pandemic, with the intent of starting a TRAVELING company seemed to be an insurmountable obstacle. However, providing top notch cleaning/sanitization and customer service for those who HAD to travel allowed the business to grow despite the circumstances.

Today, travel is BACK and stronger than ever. Cardinal Vacation Homes strives to provide quality homes for visitors of our fine city for years to come.

In this episode:

• The A+ to B- market in Aribnb.
• The eb and flow of the Airbnb seasons - how college, sports, and local events can effect the market.
• Building  a consistent property management company and systems.
• Owning and managing rental properties.
• The many opportunities in real estate.
• Reasons you may fail at short-term rentals.
• Short-term rentals vs long-term.

Connect with Cardinal Vacation Homes:

• www.cardinalvacationhomes.com
• https://www.facebook.com/CardinalVacationHomes
• https://www.instagram.com/cardinalvacationhomes/

  Connect with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Audio and show notes by Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv

                                                  “Investing in real estate is not a get rich quick thing” - Greg Iverson

Episode Summary:

Realize your dreams of homeownership and start your path to financial freedom through real estate today! Greg Iverson is one of the country's most trusted mortgage lenders and is sharing his wisdom with Strive for 25 listeners this week.

About Greg Iverson:

Greg Iverson entered the real estate and mortgage industry immediately upon graduating from the University of Missouri – Columbia with a BA in Finance & Banking. He has gone on to become one of the most trusted mortgage lenders in the country. Over the last 15 years, Greg has helped thousands of families realize their dreams of homeownership and achieve financial freedom through real estate investment. Greg is licensed to teach continuing education in the State of Missouri and is a frequent speaker to real estate associations around the country on topics surrounding real estate investment, budgeting and personal finance. A lifelong student of financial instruments, Greg has had the opportunity to invest in several hundred properties and currently keeps a portfolio of 70+ residential and commercial rental units. Outside of the office, Greg enjoys spending time with his wife Jessica and children Blakely, William and Maudie. They enjoy playing golf, traveling and water skiing at the Lake of the Ozarks. The family is proud to support various charities including Make-a-Wish, Loyola Academy and their parish, Mary Queen of Peace.

In this episode:

• Being a mortgage broker and investing in real estate
• Using the BRRR method to build your real estate portfolio
• Relying on the power of time with your rental investments
• The snowball effect of real estate investing
• ARV - the After Repair Value that money lenders look at
• Flipping vs. refinancing when it comes to cash flow and taxes
• 1031 exchanges

Key Takeaways:

• Your power is in your net worth, and your portfolio.
• Focus less on trying to time the market, and more on how much time you are in the market.
• Any job can get you rich if you are willing to put in the time and work.

Connect with Greg Iverson:

• https://www.facebook.com/IversonEducation
• https://www.instagram.com/iversoneducation/
• https://www.youtube.com/channel/UCUBC2GQp5vS0UlOdKE4GR7Q
• 636-751-1068

  Connect with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Audio and show notes by Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv

“With relationships the money will come." - Christian

"High-risk, high reward. There's not going to be a golden route for you to take, you're going to have to overcome some stuff." - Alex

Episode Summary:

Alex and Christian may be young but they have minds for business, strong will, determination, and a great partnership that has  helped their business thrive from the beginning. Tune in and hear how they started a buy/sell/trade business with a 100% profit  margin at only 19!

About Opulence STL:

Christian Springer and Alex Holden started a buy/sell/ trade business out of their home when  they were still in highschool. Their passion, persistence and goals of financial freedom led them to opening a store front at the St. Louis Premium outlets in April 2023.

Opulence offers some of the most sought after brands and styles for sneakers, clothing, and accessories. Some for a fraction of the retail price! Whether you're looking for an exclusive release or everyday wear, Opulence has a wide selection in both the sneaker and clothing department.

In this episode:

• From selling in the school hallway to owning a storefront.
• Seeing an existing supply and demand problem and becoming the solution.
• Creating a buy/sell/trade store with a 100% profit margin.
• Working in high-dollar items.
• The importance of consistency, balance, and accountability.
• Knowing your priorities and sticking to them even when tempted to stray.
• The mindset of a young entrepreneur.

Key Takeaways:

• Focus on building your brand and creating relationships, don't focus on the money. It will come.
• Failure is the best teacher.
• The hardest part of starting a business is the self-discipline.

Connect with Opulence STL:

• Opulence
• 18521 Outlet Blvd, Suite #709 Chesterfield, Missouri 63005
• (636) 990-0855
• [email protected]
• https://www.instagram.com/opulence_stl/

  Connect with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Audio and show notes by Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv

“You have to do what you enjoy. Don’t do what you’re told to do or what you should do, that’s never going to bring you success.” - Dr. Vic Manzo

Episode Summary:

"If you can see it in your mind, you can create it." Dr. Vic Manzo joins Strive for 25 to discuss the science behind energy and the power  of the subconscious mind. Start creating a fulfilling life by shifting your mindset, accepting the opportunities the universe gives you, and by controlling the energies you give off!

About Dr. Vic Manzo:

Dr. Vic is an International Business Success Coach, Founder of the Billionaire’s Success Formula, Chiropractor, 3x Author, Podcaster and Speaker.

He is the author of 3 books, the most recent, "Decoding The Matrix.

Dr. Vic is the founder of the Billionaire’s Success Formua which he stumbled upon after an accumulation of 15 years of experience while studying quantum physics, neuroscience, universal laws, consciousness, mindset, subconscious mind, limiting beliefs, reframing one’s mind, neurolinguistic programming, self-hypnosis, and behavioral neurology.

The formula is designed to help an individual discover and experience TRUE FULFILLMENT through the work of mindset, neuroscience, quantum physics, discovering one’s limiting beliefs and rewiring one’s subconscious mind.

In this episode:

• the authenticity of podcasts
• recentering  and refocusing when you get bogged down
• how mental burnout can effect  you physically
• what is YOUR definition of success?
• shifting your goals and vision to fit your purpose and values
• human being vs. human doing
• subconscious energies
• the science behind spirituality and energy

Key Takeaways:

• Do what you love, not  what you "should".
• Content is king, find ways to recycle your content and work smarter  not harder.
• Self-fulfillment comes first, once you've found that, the money will follow.
• Get  crystal clear on who you  are.
• Life is  not linear.
• Set it and forget it, don't block the flow.

Connect with Dr. Vic Manzo:

• www.EmpowerYourReality.com
• 1 Week Free Trial: Quantum Abundance Online Course: https://drvic.systeme.io/quantum-abundance-lp
• Dr. Vic’s New Book: https://amzn.to/3gsplUy

Connect  with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Audio and show notes by Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv

“Knowledge is key.” - Ellen Johnson

Episode Summary:

From retired US Navy veteran, to successful real estate agent and broker! Ellen Smith-Johnson has taken the knowledge she learned during her 21 years in the military to build a lead-generated, customer-focused real estate business with  her husband. Learn how they got started and why they now focus on new construction homes and renovating older homes!

About Ellen Johnson:

Ellen Smith-Johnson currently reside in Chesapeake, Virginia. She have lived in the Hampton Roads area for over a decade due to a job assignment during her military service with the U.S. Navy. She is proud to have retired after 21 years of dedicated service in December 2010. 

Ellen and her husband, Anthony ventured into the exciting world of real estate as investors in 2005. Unfortunately due to the housing bubble in 2007, they were forced to take a step back and postponed in that trade until 2016. They have now renovated and sold over two dozen homes since then. They currently rent out three homes, one in Chesapeake and Virginia Beach, VA and the other in Jacksonville, Fl. Ellen credits her husband for encouraging her and giving her the extra push to obtain her real estate license, establishing yet another fulfilling career. 

For additional self satisfaction, Ellen decided to obtain both her Virginia and North Carolina Broker's Licenses in 2019. Accomplishing her aspirations of becoming an agent and a Broker allows Ellen the opportunity to help her clients accomplish their own goals when it comes to buying and selling homes.

Ellen's previous career as a logistic specialist in the U.S. Navy gives her insight into accommodating the needs, desires and wants of her customers. She easily transfers the skills and knowledge acquired in the military to her position as a real estate agent.

In this episode:

• Learning from a lead-generated company
• The current and future outlooks of new home construction prices
• The importance of permits
• Refurbishing and selling homes
• The factors you need to weigh when  debating new home construction and renovating
• The high demand, and low inventory on new home construction

Key Takeaways:

• Be prepared for rejection in the real estate business, don't take it to heart.
• Aim for quality leads, not quantity.
• Success takes perseverance.
   

Connect with Ellen Johnson:

• https://www.3keysllc.net/
• [email protected]
• https://www.facebook.com/3keystoahome

  Connect with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Audio and show notes by Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv

“There is no magic pill to becoming financially free, but there are specific mindset techniques you can use to get you to move towards financial freedom .” - Joel Salomon

Episode Summary:

Do you struggle with money worries? Do you have feelings of lack or scarcity? In this super special episode of SF25 you get to hear from Joel and Joel! Joel Salomon joins our host  Joel Farrell to discuss the importance  of an empowered mindset when it comes to money, and how we can shift our mindset to think about money in a new way. Helping us attract money energy instead of pushing it away!

About Joel Salomon:

Joel Salomon is a prosperity coach who helps others overcome obstacles standing in the way of

their financial freedom. In 2021, Joel published Personal Money Management bestseller,

Infinite Love and Money with Mollie Singh. In 2019, Joel published The 9 Money Rules

Millionaires Use: Only The Unconventional Ones, which was a bestseller in both self-help and

personal finance. In 2018, he published Mindful Money Management: Memoirs of a Hedge

Fund Manager, which also was a bestseller.

Joel is an award-winning speaker and frequent podcast guest. He has led over 20 workshops

teaching the concepts of how to overcome limiting beliefs. He has spoken at numerous Rotary

and Lions’ Clubs in the New York Metropolitan area and at Mercy College’s MBA program, as

well as at Mike Dooley’s Infinite Possibilities Training Conference in New Orleans in March 2018

and again in 2021. He led workshops at the Girls Scouts of America Conference in CT in 2019

and 2022 as well as the Boys and Girls Club in Stamford, CT in 2018 and 2019.

He appeared on TV with CEO Money and Between the Covers. He has also been a guest on

more than 50 podcasts including TalkRadio NYC, Westchester Talk Radio, VoiceAmerica,

Redesigning Your Life with Sabrina Soto, Going Solo, Smashing The Plateau, The Matter of The

Heart, Every Day is a New Day Show, Thrive Loud, the Award-Winning Nice Guys Podcast, The

Financial Survival Network, and Think, Believe, Manifest. Joel has also been quoted in the Wall

Street Journal, Newsday, U.S. News and World Report, and interviewed in Forbes and on

Bloomberg Radio.

In 2012, he achieved a decades-long dream with the launch of his own hedge fund, SaLaurMor

Capital (named after his two daughters, Lauren and Morgan). Salomon’s financial experience

includes managing a $700 million long/short equity and credit portfolio for Citi. Salomon

generated positive returns every full year during his time at Citi, including 2008, when the

market suffered 40 percent losses and financial stocks—the only ones he was managing—

collapsed 57%.

Salomon has been a Chartered Financial Analyst since 1995. In 1992, he was named a Fellow of

the Society of Actuaries. He is also an Advanced Communicator Gold Toastmaster and a

Certified Infinite Possibilities Trainer & Trailblazer.

When not helping others achieve their financial dreams, Salomon enjoys table tennis, bowling,

and skiing. He is also an avid traveler and has visited over fifty countries and six continents.

In this episode:

• Manifesting financial freedom through mindset  techniques
• Overcoming fear
• Changing your scarcity mindset, and feelings of lack to an empowering mindset
• Living in  a place of abundance
• Shifting your mindset  from "I can't afford" to "that's not a priority right now."
• limiting beliefs vs empowering beliefs
• The energy of money
• The power of visualizing your goals and dreams

Key Takeaways:

• Everyone has their own unique path to financial freedom.
• Only 1% of the population gains wealth from stock options.
• Affirmations only work if you believe what you're saying. Start small.
• Don't focus on sales, focus on relationships and providing value to others.
• Get happy first, and then focus on the money.
   

Connect with Joel Salomon:

• https://www.salaurmor.com/
• https://www.amazon.com/Infinite-Love-Money-Financial-Practical/dp/1732892148/ref=sr_1_1?crid=1OB59BA5B4E08&keywords=infinite+love+and+money&qid=1648577399&sprefix=infinite+love+and+money%2Caps%2C77&sr=8-1
• https://www.linkedin.com/in/joel-salomon/
• https://www.facebook.com/JoelProsperitySalomon
• https://www.facebook.com/thejoelsalomon
• https://www.instagram.com/joelprosperitysalomon/
• https://www.tiktok.com/search?lang=en&q=joelprosperitysalomon&t=1648579278179
• https://www.amazon.com/Money-Rules-Millionaires-Use-Unconventional/dp/0999280422/ref=sr_1_1?crid=1QJL06D8EILBU&keywords=the+9+money+rules+millionaires+use&qid=1648579347&sprefix=the+9+money+rules+millionaires+use%2Caps%2C122&sr=8-1
• https://www.amazon.com/Mindful-Money-Management-Memoirs-Manager/dp/0999280406/ref=sr_1_1?crid=U790I1CEFOUD&keywords=mindful+money+management%3A+memoirs&qid=1648579386&sprefix=mindful+money+management+memoirs+%2Caps%2C63&sr=8-1&asin=0999280406&revisionId=&format=4&depth=1

  Connect with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Audio and show notes by Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv

“It's a great income stream for a small amount of money” - Joseph Cacciapaglia 

Episode Summary:

Are you looking to get into real estate investing but don't want the stress of dealing with tenants? Joseph Cacciapaglia has the answer. He has made his real estate wealth from buying vacant lot notes and offering buyer financing! Tune in to learn more about this great and easy  way to get into real estate!

About Joseph Cacciapaglia:

Joseph Cacciapaglia is a real estate agent and the team leader of the Investment Team at PMI Birdy Properties. Joe helps clients find and purchase residential investment properties in San Antonio, TX. These properties include vacant infill lots, short-term rentals, and small multifamily properties (2-25+ units). The Investment Team works closely with PMI Birdy Properties’ property management and vacation rental management teams to ensure their clients are purchasing assets that are expected to perform well in the long run.

Joe also invests in real estate personally. He started by house hacking a duplex in 2005, and has invested in single family homes, land, and multifamily up to 10 units. He is currently converting his portfolio into private mortgage notes by selling his properties with owner financing. Joe’s currently buying vacant land to flip with owner financing.

Joe has a Master’s of Land Economics and Real Estate from Texas A&M University and a J.D. From Rutgers School of Law. He has worked in real estate since 2005 with a very wide range of experience in real estate including time as an attorney, acquisition and asset management analyst, agent, property manager, commercial mortgage broker, commercial mortgage servicer, appraiser, consultant, and investor. He’s worked with apartments, office, retail, self-storage, hotels, industrial, land, and residential properties.

In this episode:

• getting a good rate or return  on your real estate investments
• offering buyer financing
• buying vacant lots and  selling for new construction  homes
• borrowers vs tenants

Key Takeaways:

• The perks of buying land with cash, and reselling for home construction.
• How to build your wealth step-by-step buying vacant lots and reselling with buyer financing optioins.

Connect with Joseph Cacciapaglia:

• https://twitter.com/JCacciapaglia
• https://www.linkedin.com/in/joseph-cacciapaglia/
• https://www.biggerpockets.com/users/josephc460
• https://www.youtube.com/@josephcacciapaglia4753/videos

  Connect with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Audio and show notes by Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv

“The ultimate goal is control of your time and doing what you want to do. I think real estate is the best way to get there.” - Gaetano Ciambriello

Episode Summary:

Why are people turning to real estate and abandoning their W2 jobs? Gaetano is the perfect example of how you can replace your 9-5 income by learning more about real estate and growing your portfolio. Learn more about planning and investing for the future!

About Gaetano Ciambriello:

Gaetano started his career at an investment bank but quickly realized that was not his calling. Working 60 hours a week to make someone else rich, while barely scraping by in New York, Gaetano knew it was time for a change.

In April 2020 Gaetano bought his first investment property, and in June 2020 he left Wall Street. Now he is investing in student housing in Connecticut, and operating a mortgage brokerage. His portfolio consists of 15 units, 65 student beds, and over $1,000,000 in rental income per year.

At this point, Gaetano has bought homes on-market and off-market. He has financed purchases with conventional loans, FHA loans, and hard money. He has BRRRR'd and used the equity in his properties to expand his portfolio.

Gaetano now works as a real estate investing coach, helping others grow their portfolios and build their own wealth.

In this episode:

• Life on Wall Street
• The world of financing
• Learning to leverage your customer database to grow your sales book
• The payoff  of being proactive
• Refinancing vs. purchasing from a mortgage point of view
• 2-4 unit FHA loans
• what REALLY goes in to owning rental properties - a step-by-step
• Unconventional ways to finance your first home
• Leveraging your Twitter audience

Key Takeaways:

• The two biggest tings holding people back from generating wealth through real estate  are lack of knowledge and fear.
• Set yourself up for an early retirement by investing in real estate and earning a passive income to replace your W2 job.
   

Connect with Gaetano Ciambriello:

• https://lanternpointconsulting.carrd.co/
• https://www.instagram.com/gciams/
• https://twitter.com/GCiams
• [email protected]
• https://www.youtube.com/@gaetanociambriello/featured
• Book a call: https://www.gciams.com/gaetano-ciambriello

  Connect with Joel Farrell:

• www.joelfarrellloans.com 
• [email protected]
• https://www.linkedin.com/in/joelfarrellvaloans/
• https://www.youtube.com/channel/UCISoNioAVR083iLErviv6pQ/featured
• https://www.instagram.com/strivefor25_/
• https://www.instagram.com/jomifa8301/?hl=en

Audio and show notes by

 Premier Podcast Promotions

Skool Guide: https://www.skool.com/strive-for-25-1965/classroom

Youtube Episode: https://youtu.be/AstrTNZMEec?si=payTCkaKFRv29Znv