Student Credit (14:14) 

Bill Welsh is the Collections Manager for BYU Student Financial Services. Former President & Owner of the Credit Bureau of Provo, Credit Bureau of Price, Manager Motor Credit Company, owner Credit Bureau of Price Collection Service Division. Served on various National boards of directors including Medical Dental Hospital Bureaus Association and Associated Credit Bureaus Inc. where he served as chairman of the board from 1999 to 2000. Today he talks about student debt and the importance of credit scores. 

Breaking the Cycle of Shame, Bullying, and Violence (55:16)

Dr. Jonathan Fast is the author of "Breaking the Cycle of Shame, Bullying and Violence." He is an Associate Professor at the Wurzweiler School of Social Work at Yeshiva University.  Dr. Fast has researched Shame, Bullying and Violence and how it impacts individuals and society. Today he talks with Dr. Townsend about how to address our culture that tends to “weaponized shame” and how to combat its negative effects. 

Counseling Children on Finding a Career (1:40:16)

Jim Citrin is the author of The Career Playback: Essential Advice for Today’s Aspiring Young Professional. He is also the senior partner and member of the board at Spencer Stuart, where he leads the firm’s CEO practice. He has served as a director here for 15 years. Jim Citrin talks with Dr. Townsend about how to talk to your kids about the realities of finding a career.