If you have a heart attack, chances are you won’t feel up to asking the emergency room doctor, “Are you in my network?”

What’s more, if you’re lucky enough to recover, there’s the chance that you’ll be stuck with a bill for health services that you thought your insurance would cover.

On this episode of The Dose, host Shanoor Seervai talks to Kevin Lucia and Jack Hoadley of Georgetown University’s Health Policy Institute about the ubiquitous problem of surprise medical bills. Why do so many people get bills they don’t expect? And what are our leaders doing about it?