There's something wrong when teachers are qualifying for food stamps, forced to work second jobs to make ends meet, and foregoing vacations. Surviving on a teachers salary is tough, but our guests say you can actually live well on what teachers earn. Find out how.

Danny Kofke is currently a special education teacher in Georgia. He's written personal finance books, including, "How To Survive (and perhaps thrive) On A Teacher's Salary." Judy Lawrence, MS Ed. is a Financial Counselor, Money Coach and author of the best-selling book, The Budget Kit: Common Cents Money Management Workbook. Joan Young is a 4th grade teacher, a clinical psychologist, and blogger "Finding Ways for All Kids to Flourish". Susan Ochshorn, with more than 15 years of experience, at the local, state, and national levels, is the founder of ECE PolicyWorks, a consulting firm specializing in early care and education policy research, program development, and project management.