Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anne, Norma, Deanna, Derrick, Camile, Miura, Nicole, Vanessa and Marcia, selected and read by KT.  

This week’s questions:

• I’m worried that my mother-in-law is in a great deal of debt.  Will that debt pass to my husband when she dies?
• Why is having a financial power of attorney so important?
• Should I cash out my 401(k)s to pay off my mortgage and start saving again in a new ROTH IRA?
• In order to protect myself from identity theft, should I freeze my credit?
• Does it matter where I open a ROTH IRA?
• Should we roll part of the money from my husband's 401(k) and put it into a ROTH IRA?
• Should I buy out the lease on my car, or get a lease on a new car?
• Can my fiance be listed on our trust, even if we have a prenup?
• I’m debt free and I own four properties straight out.  Should I get a reverse mortgage to cover the cost of repairs I need to make to one of my homes?

This week’s Quizzie, from Donna: I am basically debt free and about to retire.  What should I do with the money from selling my primary home?

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

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For our annual Mother’s Day podcast, Suze and KT revisits a podcast episode from May 12, 2019 where Suze shared a very personal letter she wrote to her mother. In order for you to be a strong, smart, and secure woman, you also have to stand in your truth. We hope this podcast will inspire you to do just that.

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

CLICK HERE FOR APPLE  

CLICK HERE FOR GOOGLE PLAY

See omnystudio.com/listener for privacy information.

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Lisa, Allisa, Beau, Catherine, Gabriel, Tammy, Kim, Ruth and Erin, selected and read by KT.  

This week’s questions:

• What is the best way to start buying stocks?
• With a potential market downturn, should I move my money into a savings account?
• What is the best way for me to buy out my soon to be ex’s half of our condo?
• Can you explain the modified AGI limit for traditional IRAs in 2020?
• Can I withdraw my original contributions from a ROTH IRA?
• If one of our beneficiaries gets married, do we need to update her name in our will and trust?
• Does adding my husband’s name to our home title, reset the clock for how long we have lived there?
• I live below my means and am thinking of buying a home.  With some of the money that I have saved, should I put that towards a down payment, take my daughter and grandchildren on a cruise or keep the money safe and sound?
• We are in our mid 50s and our parents are in their mid 80s.  Should we stay in the market?

This week’s Quizzie: Does the Five Year Rule apply only to ROTHs or all IRAs?

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

CLICK HERE FOR APPLE  

CLICK HERE FOR GOOGLE PLAY

See omnystudio.com/listener for privacy information.

On today’s episode, we get an in depth Suze School all about what the “Five Year Rule” means with regard to ROTHs.

Suze helps us to understand when we can make qualified withdrawals from our ROTHs and when the clock starts, so we don’t have to pay any taxes or penalties.

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

CLICK HERE FOR APPLE  

CLICK HERE FOR GOOGLE PLAY

See omnystudio.com/listener for privacy information.

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Anthony, Nancy, Nina, Beth, Jasmine, Gayle, Shirley, Dan & Diane, Monica and Emily, selected and read by KT.  

This week’s questions:

• If I rollover a ROTH 401(k) into a ROTH IRA a year before I retire, does that five year clock start again?
• Am I able to claim property left to me by my late husband (11 years ago) as an inheritance when I sell it?
• How can I take $100,000 I’ve saved and turn it into $5,000 a month of steady income?
• I only have joint bank accounts with my husband.  Can I get my own credit card?
• We are financially solid and have no debt.  Should we support our 13 year old son, who wants to be an artist?
• In what order should I withdraw from my retirement accounts?
• At 69 years of age, should I get rid of my five Term Life Insurance policies?
• Should I get an indexed annuity?
• How much do you think the Stock Market will drop next month?
• If a revocable trust inherits an IRA, does the trust have to pay taxes?

This week’s Quizzie from Olivia: I’m 64 with money in a T.A. non-stock fund and have a mortgage.  What should I do to sustain my money?

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

CLICK HERE FOR APPLE  

CLICK HERE FOR GOOGLE PLAY

See omnystudio.com/listener for privacy information.

On today’s episode, Suze talks about why it is important to be patient in all aspects of our lives.  Remember, time does heal all wounds and time helps your money grow for the long run.

Don’t be in a rush or dwell on what you don’t have right now.  Take the time to enjoy the blessings you do have and take the time to plan for the future.

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

CLICK HERE FOR APPLE  

CLICK HERE FOR GOOGLE PLAY

See omnystudio.com/listener for privacy information.

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Megan, Candi, Michelle, Caroline, Kate, Kathleen and Christine selected and read by KT.  

This week’s questions:

• Where is the best place for me to grow my savings?
• How do I turn my anger and victim mentality around, so I can make smart financial decisions?
• I’m in my 50s, recently lost my parents, don’t have a partner and work a lousy job.  How can I restore my hope?
• Our current house is for sale and we don’t want to miss out on buying the new one we really want.  Should we take our non-retirement investment money and use that to pay for the down payment on the new home? 
• Should I rent or rush to buy a home now?
• I am paying off my student loan and want to buy a house.  Should I put more money into the down payment to avoid PMI, or concentrate on paying down the loan?
• What should I do with the money my father is giving me?

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

CLICK HERE FOR APPLE  

CLICK HERE FOR GOOGLE PLAY

See omnystudio.com/listener for privacy information.

Today’s episode is a special Suze Sunday School about Student Debt.  You’ll learn about the two different types of repayment plans, what kind of relief may be on the horizon and what’s happening with interest rates.

Plus, we get a special “How Am I Doing?” segment with a question from listener, Rachel.

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

CLICK HERE FOR APPLE  

CLICK HERE FOR GOOGLE PLAY

See omnystudio.com/listener for privacy information.

On this edition of Ask Suze (and KT) Anything, Suze answers questions from Women & Money listeners Pam, Penny, Christina, Larry, Kate, Julie and Arlene selected and read by KT.  

This week’s questions:

• I pay my credit card off, every month and yet I can’t get approved for another card.  Why is this happening?
• My accountant says I need to pay back my ACA subsidy, because I have a ROTH rollover.  Is this true?
• What is the best way I can help my sister not blow her inheritance?
• Should my emergency fund be CDs, savings and retirement accounts?
• When I retire, what is the best way for me to invest my vacation pay out?
• I just started a new job.  Should I take the pension offer or a defined contribution plan?
• Should I use a personal loan to pay off my student loan or my credit cards?

This week’s Quizzie: Are there any tax advantages to investing in fixed annuities?

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

CLICK HERE FOR APPLE  

CLICK HERE FOR GOOGLE PLAY

See omnystudio.com/listener for privacy information.

Today we go to Suze School for the latest on what is happening in the real estate market.  Learn why birth rates factor into supply and demand and what you should think about doing now.

Take advantage of the Ultimate Opportunity Savings Account with Alliant Credit Union by clicking here!

Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast!

To ask Suze a question, download by following one of these links:

CLICK HERE FOR APPLE  

CLICK HERE FOR GOOGLE PLAY

See omnystudio.com/listener for privacy information.