For workers who have been at home all summer, many of whom lack AC, the heat this summer has been a bigger problem than the past. And it’s only getting worse with a record-breaking heat wave hitting California this Labor Day weekend. Electricity use has decreased overall during the pandemic, but residential energy use is up. Basically, workers — for the most part — are paying for AC themselves. But some states have strict reimbursement laws for working-at-home costs. Plus: hotels are still struggling, only 3% of financial regulators in the U.S. have been Black and talking to kids about money requires honesty.