As you approach retirement, you may think that it’s increasingly difficult to get a mortgage. But that’s not always the case. In fact, there are many avenues to help retirees qualify for a mortgage, and you can discover them by speaking to a trusted mortgage advisor.

That’s why we asked Tammi Rowe to join us in this episode. We asked for her expert guidance on buying property in retirement and what options refinancing can give you.

Tammi is a Loan Officer with more than 15 years in the industry. She's a trusted professional with a diverse financial background that's taken her through positions at IBM, Cisco Systems, and GE Capital. Tammi's current role involves helping homebuyers navigate mortgage loans for their primary residence, second homes, and investment properties.

In this episode, find out:

• Why Tammi is passionate about her career
• How retirees can qualify for a mortgage
• How to buy a second home when your primary residence hasn’t sold yet
• What a bridge loan is and how it could help you purchase property
• How to manage your credit score
• Why you shouldn’t close your credit cards
• The step by step financial process of buying a home
• The pros and cons of locking in interest rates
• How refinancing could help you get a lower repayment rate
• Why you should speak to a reputable mortgage advisor

Tweetable Quotes:

“Everyone should talk to a mortgage professional because there are so many different reasons a refinance may make sense.”

“It's always good to just have maybe an annual mortgage review to see if it makes sense to do anything different.”

Important Links & Mentions

• Tammi’s website
• Tammi’s phone number: 919-624-5550

Resources:

If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!

To access the course, simply visit POMWealth.net/podcast.

To receive our free book, Get Off the Retirement Rollercoaster, leave a 5-star rating review on Apple Podcasts and send a screenshot to [email protected].