In this episode of Money Matters, Scott and Pat tackle real-world financial planning questions that could save you thousands. They cover key tax-savvy income strategies, help a caller decide whether to cash out a $350K whole life insurance policy, and clarify the confusing tax rules on after-tax IRA contributions.

You’ll also hear how one investor turned a concentrated stock position into $90K in annual income—without selling a single share. This smart use of covered calls shows how modern income strategies are evolving beyond traditional methods.

And yes, they weigh in on the latest hype around gold investing—and why it’s often a distraction from sound long-term planning.

If you’re thinking about insurance, taxes, or smarter ways to turn assets into income, this episode is packed with insight.

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