Are you a homeschool parent wondering how to teach your teens about money, budgeting, and real-world financial responsibility? In this episode of Homeschool Conversations with Humility and Doxology I sit down with financial coach and fellow homeschool dad Hal Prather to talk all things homeschool personal finance. We cover everything from basic budgeting and spending habits to career planning and the heart behind Christian stewardship. Whether you're feeling lost in your own finances or want to ensure your kids don't repeat the same money mistakes, this conversation will encourage and equip you.

👉 What you’ll learn in this episode:

• - How to start talking to your teens about finances
• - Why financial literacy is essential for homeschool families
• - The biggest mistake parents make when teaching kids about money
• - Why TIME is your teen’s greatest financial asset
• - The difference between a saver and a spender—and why both need wisdom
• - How to create financial margin in your family’s budget
• - Why it’s okay (and good!) to spend money...with intention
• - Hal’s #1 principle for financial freedom
• - Tips for avoiding debt and managing household expenses
• - How to align career goals with financial stewardship

💡 “Money is meant to be spent...but intentionally.” This is just one of the powerful truths Hal shares in this episode as we talk about the importance of teaching our teens how to relate to money from a biblical perspective. Hal draws on years of experience in financial counseling, software consulting, and now financial education for homeschool families through his business Your Profit Pro. His approach is both practical and deeply rooted in wisdom and stewardship. Whether you're new to financial planning or looking for fresh ideas to help your children develop lifelong money skills, you’ll walk away with tangible tips you can apply right away.

Find show notes and full transcript here: https://www.humilityanddoxology.com/financial-wisdom-with-hal-prather

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