The 1st Time Homebuyer Show w/ Gizmo by House Rich

The 1st Time Homebuyer Show w/ Gizmo by House Rich

By Dave Ball @HouseRichDaveBusinessInvesting
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The 1st Time Homebuyer Show w/ Gizmo by House Rich episodes

  • 191: Why is the underwriting process so ruff

    Use my network to find a realtor (that doesn't suck) near

    you https://homeandmoney.com/houserichdave/

    Gizmo and I explain why the mortgage underwriting process

    takes so long by covering the steps in the underwriting process, the
    underwriting timeline and common errors that can lead to delays.

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

     

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    28 min
  • 190: Sniffing out junk fees & how to reduce them yourself

    Giz and I talk about the CFPB looking to eliminate

    "junk fees" from mortgage lenders and how you can reduce them
    yourself my understanding how to read a loan estimate. We talk about. We also
    talk about common mistake 1st time homebuyer make when looking at quotes from
    lenders.

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

     

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    13 min
  • 189: Brokers v Big Banks/Direct Lenders, who's top dog?

    Gizmo and I discuss the pros and cons if first time home

    buyers using a mortgage broker versus a big bank or direct lender when getting
    a home loan.  Some of the items we cover
    are

    *seller perception

    *Does a mortgage broker or bank close loans quicker

    *Do mortgage brokers or banks have better loan programs

    *Common misperception

    *Why oversight on lenders matters

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

     

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    21 min
  • 188: Is home maintenance really that ruff on FTBHs? The 2024 USA Today survey says...

    Giz and i discuss the 2024 USA today maintenance survey

    covering topics such as

    -annual home maintenance costs

    -How much homeowners spend yearly on maintenance

    -Hidden maintenance costs

    -Tips for new homeowners to reduce maintenance expenses

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

     

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    20 min
  • 187: What to do if you can no longer afford your mortgage payment & why it increases

    Gizmo and I talk about the components of your mortgage

    payment (Principal, interest taxes, insurance and HOA dues) and which ones are
    likely to increase. What to watch out for with new construction homes when it
    comes to property taxes and solutions if you get into a pinch and cant afford
    your mortgage payment

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

     

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: Search on wherever you get podcasts

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    15 min
  • 186: Evaluating a neighborhood as a 1st time homebuyer (visual episode)
    This episode is very visual here in the YouTube link to see what I’m talking about: https://youtu.be/4iNV0x8d514?si=nq6-Y0wYeny6hW03 When touring a property make sure you are examining the
    neighborhood around the house because you don't want to love the house but hate
    the neighborhood. I explore everything from tips on evaluating where your HOA
    money is going, accessing neighbors landscaping to how to identify upcoming
    construction.
    This is a show for millennial first time home buyers looking
    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.
     
    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important
    info below ⤵️
    🤠I'm a Realtor in Dallas,
    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.
     
    🏡World's Best Home Buying
    Tips: https://www.youtube.com/@Homebuyingtips
    🎙️My Podcast. Homebuying
    tips on the go: Search on wherever you get podcasts
    📚 New to the page? Start
    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
    David Ball Dallas Texas Real Estate Agent | Texas Real
    Estate License: 800326
    📽️📺📹🎥
    TikTok- https://www.tiktok.com/@houserichdave
    IG- https://www.instagram.com/houserichdave/
    @houserichdave
    14 min
  • 185: 9 Things 1st time homebuyers over look during a property tour (visual episode)
    Hey I'm back.
     
    **This is kind of a visual episode, see her for the Youtube link if you want to see what I'm referring to. https://youtu.be/0XKPpThZJKg
    I cover things 1st time homebuyers often overlooks when
    touring a property. I cover what to look for inside an outside of the home from
    checking the gradient of the property to giving a good hard look (or smell) as
    to why that good smelling candle is lit in the home.
    Looking for a home in Dallas? Schedule a call w/ me:
    https://calendly.com/houserich/dfw
    Outside of Dallas? Connect w/ a dope Realtor in your local
    market: https://homeandmoney.com/houserichdave/
     
    This is a show for millennial first time home buyers looking
    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.
     
    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important
    info below ⤵️
    🤠I'm a Realtor in Dallas,
    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.
     
    🏡World's Best Home Buying
    Tips: https://www.youtube.com/@Homebuyingtips
    🎙️My Podcast. Homebuying
    tips on the go: Search on wherever you get podcasts
    📚 New to the page? Start
    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
    David Ball Dallas Texas Real Estate Agent | Texas Real
    Estate License: 800326
    📽️📺📹🎥
    TikTok- https://www.tiktok.com/@houserichdave
    IG- https://www.instagram.com/houserichdave/
    @houserichdave
    17 min
  • 184: 9 places that'll pay you to move there; including one giving $19K

    I breakdown the article from realtor.com where they list 9

    cities that will provide people that move there money whether they buy a home
    or not.

     

     

    Looking for a home in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? Connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

    "These Places Will Pay You Tens of Thousands To Move

    There—but How Much Will It Really Cost You?

    Those struggling to come up with a down payment for a home

    or their first month’s rent plus security deposit might be relieved to know
    there are places in America that are paying people to relocate there.

     

    Some smaller cities and states are offering incentives,

    worth up to $15,000, to those who can work remotely to move there. While
    relocation incentive packages vary greatly, some are throwing in cash, free gym
    memberships, museum passes—and even dinner with the mayor.

     

    These incentives appear to be working. More than 50,000

    people applied for these programs in 2023, according to the online marketplace
    MakeMyMove.com, as reported by CNN."

     

    Looking for a home in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? Connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

    🤠In the DFW market?

    Schedule a planning call- https://calendly.com/houserich

    ⭐If you're looking for a top

    realtor in your area I can help you with that too.
    https://calendly.com/houserich/

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    🏠Join my email list and

    get a FREE credit repair guideline:
    https://houserichdave.myflodesk.com/newsletter

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    14 min
  • 183: Biden's $10,000 homebuyer credit & the state of the housing market

    I breakdown president plan for the housing market as

    discussed during his state of the union speech.

     

    Looking for a home in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? Connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

    During his State of the Union Address, President Biden will

    call on Congressional Republicans to end years of inaction and pass legislation
    to lower costs by providing a $10,000 tax credit for first-time homebuyers and
    people who sell their starter homes; build and renovate more than 2 million
    homes; and lower rental costs.  President
    Biden also announced new steps to lower homebuying and refinancing closing
    costs and crack down on corporate actions that rip off renters.

     

    https://www.whitehouse.gov/briefing-room/statements-releases/2024/03/11/fact-sheet-the-presidents-budget-cuts-housing-costs-boosts-supply-and-expands-access-to-affordable-housing/

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

    🤠In the DFW market?

    Schedule a planning call- https://calendly.com/houserich

    ⭐If you're looking for a top

    realtor in your area I can help you with that too.
    https://calendly.com/houserich/

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    🏠Join my email list and

    get a FREE credit repair guideline:
    https://houserichdave.myflodesk.com/newsletter

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    15 min

About The 1st Time Homebuyer Show w/ Gizmo by House Rich

From the publisher's feed

Giz (the world's cutest dog) & I (experience as a lender, underwriter & Realtor) walk about talk about various home buying news and breakdown mortgage tips and tricks. Between the 2 of use we've help 100s of 1st time homebuyer in real life; we just dont talk about it into a mic.