Navigating retirement can be complex, particularly when it comes to managing your 401k. This episode of "Just Don't Lose the Money" delves into the pros and cons of leaving your money in a former employer's plan versus rolling it into a personal IRA. Learn about common mistakes, tax implications, and how to make informed decisions to ensure your savings last throughout your retirement years.

In this episode, Sam Lang discusses the critical aspects of retirement planning, focusing on the importance of creating a reliable income stream, understanding withdrawal strategies, and the role of annuities in securing financial stability.

The conversation emphasizes the need for a comprehensive retirement plan that addresses individual income gaps and prepares for market volatility, ensuring a secure and enjoyable retirement.

In this episode Sam Lang discusses the multifaceted aspects of retirement planning, emphasizing the importance of both financial and emotional preparation. He explores common fears associated with retirement, such as running out of money, health care costs, and the desire to leave an inheritance.

The conversation highlights the need for comprehensive planning that includes income needs, health care strategies, and estate planning to ensure a fulfilling retirement experience.

In this episode of the 365 Retirement Podcast, Ryan discusses the importance of tax planning in retirement, focusing on Roth conversions and their benefits. He explains how individuals can strategically convert their 401k funds to Roth IRAs to minimize tax liabilities and improve their long-term financial situation.

The conversation also covers the implications of Required Minimum Distributions (RMDs) and how they can affect overall tax efficiency and social security benefits. Ryan emphasizes the need for proactive planning and the potential advantages of starting these discussions early in the retirement process.

To learn more about how Ryan and the team at Rubino & Liang Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

In this episode of the 365 Retirement Podcast, Randy Cook and Ryan Marston discuss the essential aspects of retirement planning. They explore the common concerns individuals face as they approach retirement, including financial security, income planning, and the impact of economic changes. Ryan emphasizes the importance of addressing worries and creating a solid plan to ensure a comfortable retirement.

The conversation highlights the need for a comprehensive approach to retirement planning, focusing on income needs, expenses, and the ability to adapt to changing circumstances.

To learn more about how Ryan and the team at Rubino & Liang Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

In this episode of the 365 Retirement Podcast, Ryan Marston discusses the critical aspects of retirement planning, focusing on the necessity of having a solid income plan. He highlights the challenges many face in transitioning from earning a paycheck to generating income in retirement. The conversation delves into various income sources, including annuities and investment strategies, and emphasizes the importance of working with a financial advisor who specializes in retirement planning. The episode also touches on current market trends and the growing interest in annuities among baby boomers seeking reliable income streams.

To learn more about how Ryan and the team at Rubino & Liang Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Sam Liang of Rubino and Liang Wealth Partners discusses the concept of lifestyle inflation, emphasizing the importance of saving and investing wisely as one approaches retirement. Sam highlights strategies for determining retirement needs and the value of professional guidance in navigating the complexities of retirement finances.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Sam Liang of Rubino & Liang Wealth Partners discusses the critical aspects of retirement planning, emphasizing the importance of preparing for a long retirement and ensuring a steady income stream. Sam explores the shift from traditional pensions to personal retirement savings and the need for customized financial strategies.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

John Conley of Rubino & Liang Wealth Partners discusses the common concerns individuals face as they approach retirement, particularly focusing on the implications of 401(k) and IRA accounts. He delves into the concept of tax deferral and the potential pitfalls of required minimum distributions (RMDs) that can push retirees into higher tax brackets. The conversation highlights the benefits of Roth conversions as a strategy to mitigate future tax liabilities and emphasizes the importance of proactive financial planning in light of changing tax laws and personal circumstances.

To learn more about how John and the team at Rubino & Liang Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Recently, Tupperware had to file for bankruptcy because they didn't evolve their business model. Similarly, if your retirement plan doesn't adapt to Market changes or personal life events, you run the risk of not having the retirement that you hoped for. John Conley highlights why having a financial advisor can help you make the crucial adjustments to keep your retirement plan on track.

To learn more about how John and the team at Rubino & Liang Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.