Shout out to Ted for today's episode discussion: structuring the deal.

Now, we've covered certain aspects of deals but this time, we're going to give our thoughts on Ted's questions.

We'll begin by addressing the importance of upfront deal assessments, emphasizing the pitfalls of relying heavily on add-backs and the necessity of ensuring deal viability through initial reviews. 

Then, we'll transition into a discussion about scrutinizing projections, with a focus on character issues that can arise from unrealistic assumptions. From ensuring borrowers have relevant industry experience to managing dynamic tensions between the BDO and credit teams, the hosts provide astute advice on navigating complex financing landscapes.

Thank you again, Ted. And if you have questions or suggestions for topics, send us an email at [email protected] 

This episode is sponsored by: SBA Protection Quick Close Life Insurance – the fastest, easiest way to secure the insurance protection your borrower needs for their SBA loan.

For more information, visit their website www.sbaprotection.com  or email Adam Bergen at [email protected] 

CHAPTERS

3:30 | The Art of Structuring Deals to Protect Both Bank and Borrower

9:02 | Evaluating Add Backs and Their Impact on Business Deals

16:16 | Evaluating Projections and Assumptions in Business Deals

21:19 | Challenges and Realities of Business Acquisition and Debt Refinancing

28:26 | Navigating Dynamic Tension in Banking for Loan Approvals