What do you do when you lose your job, face default, and have to sell plasma just to make ends meet? If you're Scott Carson, you pick yourself up, learn the secondary mortgage market, and build a multi-million-dollar real estate empire.

In this inspiring and strategy-packed episode of the Everywhere Small Business Podcast, host Chris Foster sits down with Scott Carson—known across the nation as "The Note Guy"—to discuss how he transitioned from a laid-off banker to buying over $2 billion in distressed mortgage debt. Scott shares how he turned a personal financial crisis into deep empathy for borrowers, allowing him to create win-win scenarios that keep families in their homes while generating high-yield passive returns for investors.

Whether you are a seasoned real estate investor looking to transition away from the hassles of physical real estate or a business owner searching for low-cost, high-impact marketing tactics, this episode is packed with real-world wisdom, actionable business advice, and no-nonsense insights on what it truly takes to succeed.

Key Topics Covered:

• The Origin Story of "The Note Guy": How getting laid off during a housing downturn led Scott from traditional mortgage origination to buying discounted mortgage debt directly from banks.
• Empathy-Driven Investing: How Scott keeps 70% of non-performing borrowers in their homes by restructuring loans, turning defaults into steady cash flow.
• The "Country Western Song" in Every File: Finding the human element behind bad debt, dealing with non-paying borrowers, and knowing when to work a deal versus when to foreclose.
• Lead Generation & Market Positioning: How Scott built a massive network using low-cost content, YouTube videos, and targeted outreach to bank asset managers.
• Capital Raising & Arbitrage: How to structure high-yield returns using Self-Directed IRAs and private money without putting your own capital at risk.
• Geographic Strategies & Legal Timelines: Why Scott focuses on 20 to 30 fast-foreclosure states while avoiding tenant-unfriendly markets like New York and California.
• The Power of W-O-R-K: Why showing up, staying consistent, and avoiding the trap of perfectionism are the ultimate drivers of business success.
• Scaling Your Business Through Marketing: Why small business owners must delegate operational tasks, invest in marketing, and follow up 5 to 12 times to convert leads.

Stop sitting on the sidelines waiting for the perfect moment. Put in the work, take action on your goals, and start building your financial future today!

If you love what you are listening to, then make sure to check out the #1 podcast for note investors by listening to The Note Closers Show!

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What happens when three nominees for the REDnews Social Media Influencer of the Year Award jump on a call together? Absolute magic! In this special episode of The Note Closers Show, host Scott Carson is joined by fellow CRE award nominees Elke Laughlin (Principal at Laughlin Consulting Group) and Samy Soussan (Business Development at Madison Title & host of The CRE Connection Podcast).

Instead of treating award nominations as a competition, this powerhouse trio comes together from a mindset of abundance and prosperity to share how authentic relationship-building, organic social media, and servant leadership drive massive success in commercial real estate!

• The Power of the "Connector" Mindset: Why moving away from a scarcity mindset and operating from prosperity opens doors to untapped deal flow and lifelong partnerships.
• Elke Laughlin’s Organizational Insights: Leveraging behavioral sciences (DISC, motivators, driving forces) to build high-performing commercial brokerage teams and execute organizational change.
• Samy Susan’s #SUSANSelfie Strategy: How organic networking, authentic event coverage, and the "Always Be Connecting" (ABC) philosophy built a powerful CRE network.
• Overcoming Social Awkwardness in the Next Generation: Teaching younger professionals and interns how to put down their phones, network in person, and nurture long-term professional relationships.
• Emerging Commercial Real Estate Opportunities:
• Industrial Outdoor Storage (IOS): Why low-coverage urban infill dirt is exploding due to e-commerce and last-mile distribution demands.
• Distressed Note & Small Balance Commercial Debt: Sourcing direct-from-bank deals and finding value in non-performing assets.
• Fractional CRE Services: Introducing CREVA Collective to serve mid-sized CRE firms.
• AI & Future Tech in CRE: Implementing AI underwriting tools, hosting tech meetups, and using AI clones for 24/7 investor communication.

If you want to grow your brand, close more deals, and build lasting connections in commercial real estate, this conversation is packed with actionable takeaways you can apply today!

Connect with us on LinkedIn:

• 🔗 Elke Laughlin: LinkedIn
• 🔗 Samy Soussan: LinkedIn
• 🔗 Scott Carson: LinkedIn

Ready to take your note investing and real estate game to the next level? 📅 Book a Call with Scott: talkwithscottcarson.com

📩 Email Scott: [email protected]

Go out, take some action, and we’ll see you at the top!

Watch the Original VIDEO HERE!

If you love what you are listening to, then make sure to check out the #1 podcast for note investors by listening to The Note Closers Show!

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Tired of fixing toilets, chasing down late rent, and fighting over overpriced retail listings? Welcome to the ultimate real estate plot twist.

In this episode of the Willpower Podcast, host Will Holdren sits down with the man who cracked the code on institutional investing: Scott Carson, universally known as "The Note Guy." Scott didn't just survive the 2008 housing crash—he leveraged it to build a real estate empire, ultimately facilitating over $1 billion in distressed mortgage debt. Today, he pulls back the curtain on how to completely bypass the traditional landlord hustle and step into the most powerful role in the industry: the Lien Lord. If you are ready to stop buying physical bricks and start buying the actual bank debt at a staggering 50% to 80% discount, this high-octane conversation is your step-by-step blueprint to trading like Wall Street.

• The 2008 Pivot: Scott explains how losing his job and managing six mortgage payments simultaneously during the financial crisis became the ultimate "apprenticeship" that forced him into the non-performing note market.
• Landlord vs. Lien Lord: Discover why nobody calls the bank when the AC stops working. Scott details the lifestyle and financial advantages of owning the debt stream rather than the physical property bricks.
• The Institutional Discount: Learn how banks clear non-performing loans off their balance sheets to unlock reserve capital, letting savvy note buyers purchase first-lien mortgages at 50¢ to 80¢ on the dollar.
• The 70/30 Rule of Defaulted Borrowers: Scott shares why roughly 70% of distressed homeowners in owner-occupied properties want to stay and work out a modified payment plan, paving the way for predictable double-digit cash-on-cash returns.
• Bypassing the Crowded Retail Market: Stop spending thousands on direct mail postcards, yellow letters, or competitive foreclosure auctions. Learn the art of "dialing for dollars" directly to asset managers to cherry-pick off-market spreadsheets.
• The Power of Infinite Returns: Scott breaks down how he structures 95% of his portfolio using OPM (Other People's Money), leveraging Self-Directed IRA funds to scale exponentially.

Why compete for the property when you can own the bank that holds the keys? Scott Carson proves that true financial freedom isn't about collecting keys and managing tenants—it's about getting on the right side of the payment stream and controlling the debt. By targeting non-performing bank notes, you aren't just finding hidden, off-market real estate discounts; you are building a passive, high-yield cash flow machine fueled by institutional arbitrage. Stop playing the real estate game on hard mode. Head over to NoteWeekend.com to grab your free masterclass seat, learn how to flip the script on traditional investing, and start operating like the bank today!

If you love what you are listening to, then make sure to check out the #1 podcast for note investors by listening to The Note Closers Show!

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Are you tired of battling 500 other local investors over the same exhausted foreclosure lists? Sick of the middle-of-the-night emergency phone calls, expensive contractor delays, and tenant drama that come with traditional landlording? It is time to step out of the grind, put on your banker’s hat, and learn how to profitably rehab borrowers instead of houses.

In this episode of Zen and the Art of Real Estate Investing, host Jonathan Green sits down with industry legend Scott Carson, a 24-year real estate veteran and the founder of Austin-based WeCloseNotes.com Inc. Known across the industry as "The Note Guy," Scott pulls back the curtain on one of the most accessible yet overlooked niches in the business: buying non-performing residential mortgages directly from banks and hedge funds at massive discounts.

Scott shares his incredible journey from being a broke, over-leveraged landlord during his early days in North Austin to building a note-buying powerhouse that has traded over a billion dollars in distressed debt. If you want to build true, reliable passive cash flow without ever swinging a hammer, this masterclass is for you.

• The Power of Paper over Property: Why buying the mortgage note is often safer, more scalable, and significantly less crowded than traditional wholesaling or flipping.
• The Banker’s Margin: How banks leverage capital, why they willingly sell non-performing loans at 50 to 60 cents on the dollar, and how that massive discount gives you total negotiating leverage.
• The "Come to Jesus" Conversation: How Scott uses his own early-career experience with distress to build deep empathy, turning 70% of delinquent borrowers into profitable, reperforming homeowners.
• Why ARV Doesn’t Matter: The fatal mistakes rookie note buyers make by relying on speculative after-repair values instead of calculating strict "as-is" property valuations.
• Bypassing the Middlemen via LinkedIn: Forget public portals where deals go to die—learn the exact strategy to connect directly with bank asset managers and whole loan traders on LinkedIn.
• The Truth About the No-Go Zones: Why Scott completely avoids buying notes in tenant-friendly judicial markets like Chicago, Seattle, and Portland.
• The Infinite Exit Strategies: How to structure win-win loan modifications, short sales, or cash-for-keys agreements, and how to successfully pivot to foreclosure when a borrower refuses to play ball.

Stop letting money flow out of your pockets and start tracking the residual income train. To learn the exact frameworks Scott uses to analyze hundreds of notes every single month, head over to WeCloseNotes.com to tune into his top-ranked podcast, The Note Closers Show. Ready to review live deals or discuss deploying capital? Book a direct strategy call at TalkWithScottCarson.com.

If you enjoyed this masterclass on the sexy side of real estate, make sure to hit that subscribe button, leave us a glowing 5-star review, and share this episode with an investor ready to scale! 

Watch the Original Video Here!

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Welcome back to the Real Estate Masters Podcast, the ultimate playbook for those looking to scale their real estate businesses to seven figures and beyond! In this highly anticipated episode, we dive deep into a powerful, under-the-radar niche with a legendary investor who has survived and thrived in the industry for twenty-four years: Scott Carson. Known as "The Note Guy," Scott is the principal of WeCloseNotes.com Inc., and he joins us to share exactly how he transitioned from traditional real estate into buying distressed mortgages directly from banks and hedge funds.

If you are tired of the constant tenant drama, predatory contractors, and the high marketing costs of direct-to-seller wholesaling or flipping, this conversation is an absolute game-changer. Scott pulls back the curtain on how to put on your "banker's hat" and profitably rehab borrowers instead of houses.

• The Single Secret to Longevity: Why consistent marketing and strategic follow-up are the ultimate dividing lines between real estate billionaires and failed investors.
• A "Distressed Borrower" Origin Story: Scott shares his early life hurdles, including a massive layoff and falling flat on his face with North Austin rental properties, which eventually guided him back to his banking roots.
• The Mechanics of Buying "Naughty Notes": A clear look at how banks leverage capital and why they willingly sell non-performing loans at deep discounts ($0.30 to $0.60 on the dollar) to free up required cash reserves.
• The Triple ROI Real Estate Math: How buying a $100,000 note for $50,000 transforms a standard 6% mortgage into a 12% cash-on-cash return, alongside the three distinct avenues of monetization.
• Why the Mainstream Overlooks Notes: How HGTV fantasy narratives and the struggle to understand intangible, out-of-state assets keep the note space beautifully uncrowded.
• Fatal Flaws of Rookie Note Buyers: Why relying on after-repair value (ARV) is a massive mistake, how to bid based on strict "as-is" valuations, and why you must market for private capital over hard money.
• Bypassing the Spoon-Fed Middlemen: How top-tier operators leverage LinkedIn directly to locate bank asset managers instead of relying on generic public listing websites.
• Redefining True Financial Success: Scott's take on building localized game plans and reverse-engineering the exact number of cash-flowing notes you need to claim absolute schedule freedom.
• The Day-One Rebuild Blueprint: Exactly how Scott would utilize micro-content on TikTok and YouTube alongside active email marketing to rebuild a 60,000-contact network from scratch today.

Stop chasing the same tired foreclosure lists as 500 other local investors. It is time to think like a financial institution and tap into a recurring, predictable stream of asset lists sent straight to your inbox.

To connect with Scott, dive into a library of millions of downloads across 1,100 episodes on The Note Closers Show podcast, or check out his leading YouTube training portal, visit WeCloseNotes.com (or jump directly over to WeCloseNotes.tv). If you want to discuss capital deployment or need one-on-one strategy advice, you can book a direct strategy call on his calendar at TalkWithScottCarson.com.

Do not forget to hit that subscribe button, leave a glowing five-star review, and share this episode with an investor looking to break out of the daily operations grind!

Watch the Original Video HERE!

If you love what you are listening to, then make sure to check out the #1 podcast for note investors by listening to The Note Closers Show!

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Welcome back to another episode of the Wealth Independence Podcast, where Freedom Leads and Real Wealth Follows! In this exciting episode—our very first guest interview—hosts Dustin Bailey and Adam Penn sit down with Scott Carson, a professional real estate investor, educator, and the principal of WeCloseNotes.com Inc. Known throughout the industry as "The Note Guy," Scott has bought over $1 billion in residential and commercial distressed debt from banks and hedge funds since launching his specialized strategy.

If you have ever wanted to invest in real estate without dealing with tenants, toilets, or trash outs, this episode is your golden ticket. Scott pulls back the curtain on the power of paper, explaining how individual investors can step directly into the bank's shoes to generate incredible double-digit returns.

• Introduction to Note Investing: How Scott transitioned from traditional real estate into buying distressed mortgages, commercial notes, and small-balance commercial debt.
• Why Banks Sell Debt at a Discount: The regulatory and financial reasons why traditional lenders prefer to take a "haircut" and sell non-performing loans off their balance sheets rather than endure lengthy foreclosure processes.
• The Math Behind the Yield: A breakdown of how buying a note at a steep discount (e.g., paying $50,000 for a $100,000 face-value note) drastically accelerates your effective cash-on-cash return when the borrower resumes payments.
• Rehab the Borrower, Not the Property: Scott’s core philosophy on performing due diligence, reading the "tea leaves" of loan servicing files, and successfully modifying terms to keep 70% of residential borrowers in their homes.
• The Power of Legal Clauses: How utilizing tools like the "right to collect rents" can completely shift the motivation of a defaulting commercial borrower.
• Tax Advantages of the Debt Side: A look at how debt forgiveness ($10.99-ing a borrower) can impact taxes, contrasted with the traditional tax implications of equity real estate.
• Unlocking Self-Directed IRAs: How to safely deploy dormant retirement funds into real estate notes using third-party custodians, while strictly adhering to crucial "arm's length" IRS rules.
• Defining True Independence: Scott shares his approach to reverse-engineering financial goals to build a lifestyle focused on happiness and freedom rather than just accumulating a random net worth number.

As Scott reminds us, if you are currently paying a mortgage, a car note, or student loans, you are already in the note business—you are just on the wrong side of the payment stream. It’s time to flip the script, take control of your financial future, and become the lender.

To learn the absolute basics of how to find, flip, fund, and flow real estate notes, head over to NoteWeekend.com to grab Scott's completely free, comprehensive two-hour introductory video class. You can also explore his primary platform and student resources at WeCloseNotes.com.

If you enjoyed learning about the passive power of note investing, please take a moment to hit the subscribe button, leave a five-star review, and share this episode with a friend! Your support helps us bring more incredible financial pioneers onto the show. Until next time: Where freedom leads, real wealth follows!

Watch The Original Video Here!

If you love what you are listening to, then make sure to check out the #1 podcast for note investors by listening to The Note Closers Show!

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What if you could step into the shoes of a major bank, buy real estate debt at a massive discount, and generate double-digit cash flow without ever dealing with a single middle-of-the-night plumbing emergency?

In this episode of Eat, Sleep, Invest, host Brian Driscoll sits down with the "Note Guy" himself, Scott Carson. Scott has bought over $2 billion in distressed mortgage debt, and today, he is pulling back the curtain on the hidden, highly lucrative world of note investing. If you are a tired landlord ready to trade your tenants for passive payment streams, or an investor looking for a massive competitive edge in today's shifting market, this episode is your golden ticket to the "dark side" of real estate investing.

• The Mechanics of Note Investing: Exactly what it means to buy a mortgage note, how to become the lender, and why you control the asset without owning the deed.
• The Bank's Pain is Your Gain: Why traditional lenders are desperate to sell "naughty notes" (non-performing debt) at 40% to 60% discounts just to clear their books.
• The 70% Win-Win Strategy: How Scott works with distressed homeowners to keep them in their houses while simultaneously turning a massive profit.
• Wall Street Arbitrage: The genius 12-month strategy to buy a note cheap, get the borrower performing, and flip it back to institutional buyers for a massive premium—with zero rehab required.
• Skip Tracing & Social Media Sleuthing: The clever, modern tactics Scott’s team uses to track down and successfully open conversations with unresponsive borrowers.
• Scott's Wild First Deal: A fascinating look into a Phoenix duplex note bought for pennies on the dollar, featuring squatters, a bilingual standoff, and a $15,000 profit without Scott ever visiting the property.
• Due Diligence Red Flags: How to navigate state foreclosure timelines (and why Scott avoids California), avoid getting wiped out by past-due property taxes, and why buying second liens is like playing roulette.

Note investing represents a powerful mindset shift: choosing to buy the paper rather than the bricks and mortar. As Scott highlights, sometimes saying "no" to the traditional hassles of real estate is saying "yes" to your future financial freedom. If you want to stop chasing the same oversaturated MLS listings as everyone else, it’s time to start thinking like the bank.

• Get Scott's Free 2-Hour Training Class: Visit NoteWeekend.com to learn the basics of finding, funding, and flipping notes.
• Learn More About Scott: Head over to WeCloseNotes.com to check out his classes, media, and The Note Closers Show podcast.
• Scott’s Top Book Recommendation: Outwitting the Devil by Napoleon Hill.

Watch the Original Video HERE!

If you love what you are listening to, then make sure to check out the #1 podcast for note investors by listening to The Note Closers Show!

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What if you could stop dealing with the headaches of traditional landlording and start collected the mortgage payments instead? If you are tired of dealing with tenants, toilets, and trash, or fighting over overpriced, hyper-competitive physical properties, it is time to pivot your real estate strategy. Instead of buying the dirt, it’s time to learn how to become the bank and control the debt.

In this episode of Property Unpeeled, host Tony Stern sits down with Scott Carson, the CEO of We Close Notes and known throughout the industry as "The Note Guy." From his early days working in a small-town Texas hardware store to building a massive mortgage note investing empire, Scott pulls back the curtain on the highly lucrative world of distressed and non-performing notes. If you've ever wanted to understand how institutional debt works and how individual investors can buy mortgage notes from banks at massive discounts, this masterclass is your blueprint.

Scott breaks down the exact mechanics of note investing, explaining how you can step into the shoes of Wall Street banks to generate passive income or acquire properties for pennies on the dollar. He reveals the math behind buying non-performing notes, how to work with homeowners to create win-win loan modifications, and why the current economic landscape of equity erosion and "accidental landlords" is creating a goldmine of opportunity for note investors. Whether you want to invest passively through your retirement accounts or scale a full-time note portfolio, this episode reveals how to take control of the paper side of real estate.

• Becoming the Lienlord vs. The Landlord: Why owning the mortgage note is vastly superior to dealing with the day-to-day nightmares of traditional property management.
• The Mechanics of Non-Performing Notes: Exactly how and why banks sell delinquent mortgages at deep discounts to clear their books.
• The "Win-Win" Loan Modification: How note investors make substantial returns by helping struggling homeowners stay in their homes with modified payments.
• Sourcing Notes From the Source: Inside the process of building relationships with asset managers, secondary marketing desks, and regional banks to find pocket listings.
• Due Diligence on Paper: The essential steps to scrubbing a "tape" of notes, checking title reports, calculating equity, and evaluating the underlying property value.
• The Arbitrage of Note Buying: A breakdown of the math showing how buying a note at 50 to 60 cents on the dollar creates massive yields and immediate equity.
• Utilizing Tax-Free Wealth: How to leverage self-directed IRAs and 401(k)s to buy real estate notes completely tax-free or tax-deferred.
• Market Trends & Foreclosures: Scott's analysis of current housing market shifts, equity trends, and where the biggest distressed debt opportunities lie today.

True financial freedom doesn't come from collecting more properties; it comes from dominating the cash flow. Real estate note investing allows you to step away from the physical liabilities of landlording and step into the high-margin, highly secure position of the lender. Stop chasing low-yield rentals and start building an empire on the asset class that Wall Street has kept a secret for decades. Tune in, take notes, and discover how you can stop renting out space and start owning the debt!

If you love what you are listening to, then make sure to check out the #1 podcast for note investors by listening to The Note Closers Show!

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Ever wondered how to become the bank and build a real estate empire without ever picking up a paintbrush or dealing with a broken toilet?. In this episode of Investor 1-on-1, we sit down with Scott Carson, the man who transitioned from the traditional mortgage world to trading nearly $2 billion in distressed debt. Known nationwide as "The Note Guy," Scott reveals the "sexy side" of real estate—buying mortgage debt at a massive discount and rehabilitating borrowers to create incredible double-digit returns.

Whether you’re a seasoned flipper tired of the "trash outs" or a new investor looking for a way to enter the market with as little as $5,000, this masterclass in note investing is your ultimate playbook for 2026 and beyond.

• The Secret Niche of Note Investing: Discover how buying distressed mortgage debt from banks and hedge funds gives you the same legal rights as a major lender.
• The 70% Success Rate: Why Scott prefers "rehabilitating" borrowers over foreclosing, keeping families in their homes while securing consistent cash flow.
• Investing Across 30 States: How to "cherry-pick" deals from national lists and why states like Texas, Georgia, and Indiana offer unique advantages for note buyers.
• Breaking the "Million Dollar" Myth: Why you don’t need a massive bankroll to start—Scott explains how to buy notes using your IRA for small-balance, high-yield opportunities.
• The AI Revolution in Real Estate: How Scott uses AI tools like Claude, Gemini, and Octopus CRM to automate marketing, scrub loan documents, and even clone himself for 24/7 client support.
• How to "Talk Like a Note Seller": Learn the exact job titles to look for on LinkedIn (like Special Asset Managers) to get on bank lists and receive monthly deal tapes.
• The Future of the Market: Scott’s bold predictions on how AI will impact realtors and loan officers, and why speed of decision-making is the #1 asset for investors today.
• Raising Capital Like a Pro: A step-by-step guide to finding passive private investors through county records and self-directed IRAs.
• Real Deal Breakdowns: From a $250,000 profit on a Miami foreclosure to a heartwarming "win-win" story in Illinois that resulted in a baby being named after him.

Whether you are looking to escape the "toilets, tenants, and trash outs" of traditional landlording or you're ready to leverage the latest AI tools to scale your portfolio, Scott Carson’s playbook proves that being the bank is the ultimate power move in real estate. By focusing on "rehabilitating" borrowers and creating win-win scenarios, you can build a business that offers both incredible financial freedom and a meaningful impact on the community. Don't let your investment strategy stay stuck in the dark ages—it's time to stop chasing houses and start owning the debt. Head over to weclosenotes.com to start your journey into the sexy side of real estate today!

Watch the Original Video Interview Here!

If you love what you are listening to, then make sure to check out the #1 podcast for note investors by listening to The Note Closers Show!

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Are you a high-earning professional who feels like you should be further ahead in your wealth-building journey? In this episode of the Becoming the Wealthy You podcast, host Jermaine Foley sits down with Scott Carson, a seasoned real estate investor with over 20 years of experience, to demystify the world of property and note investing. Whether you are terrified of losing money or simply don’t know where to start, this conversation provides a clear roadmap to financial freedom through real estate.

Scott specializes in a unique "niche within a niche"—distressed mortgage debt. Instead of managing physical tenants and toilets, Scott explains how you can "become the bank" by purchasing mortgage notes at a discount. Learn how this strategy can generate 8% to 12% cash-on-cash returns without the headaches of traditional landlording.

• Overcoming Financial Barriers: Why you don't need a perfect credit score or a massive savings account to start—if you know how to network for private money and hard money lenders.

• The "House Hacking" Strategy: How to use FHA or VA loans to buy multi-unit properties, live in one, and let tenants pay your mortgage.

• Landlording vs. Passive Investing: The reality of short-term rentals (Airbnbs), REITs, and syndications.

• Taking the Emotion Out of Deals: Why the "Oh That’s So Cute" (OTSC) syndrome can kill your profits and how to let the numbers dictate your investments.

• Building Your Local Team: The importance of joining local Real Estate Investment Associations (REIAs) and finding a qualified real estate attorney.

Before diving into a new deal, Scott and Jermaine emphasize the importance of having your "financial house" in order. Scott recommends having at least six months of living expenses saved and maximizing your 401(k) or self-directed IRA before leaping into full-time investing.

Scott is the principal of WeCloseNotes.com and the host of The Note Closers Show. He has closed thousands of deals across 20 to 30 states and is dedicated to educating the next generation of note investors.

If you love what you are listening to, then make sure to check out the #1 podcast for note investors by listening to The Note Closers Show!

LISTEN HERE!

CHECK OUT OUR #1 YOUTUBE CHANNEL HERE!