Unlike SBA 7(a) financing, the SBA 504 Green program does NOT have a maximum loan amount. You can finance multiple projects. A business may borrow up to $16.5 million from the SBA when energy efficiency requirements are met.

C-PACE loans last for the rated useful life of the installed equipment (often more than 20 years) allowing the cost of the project to be spread out over a longer period vs. a traditional loan.

How to Get More than funds from the SBA under the 504 Green Program- 16.5m Cumulative

Benefits for SBA 504 Borrowers implementing energy projects:

Increasing the loan amount by up to $500,000 for a total $5.5 million per project limit

Having cumulative debentures outstanding greater than $5 million and up to $16.5 million by achieving green status on each new project

Waiving the job creation goal

If you want to maximize Net Operating Income (NOI) and increase efficiency for your properties, taking a deep dive into your utilities is a natural place to start.

Reducing utility costs results in predictable increases in NOI. Plus, it raises the value of your property (due to the increased NOI) and future-proofs it, too, in many cases (because you replace old, inefficient, and costly equipment with new energy-efficient equipment). #Multifamily #EnergyStar

In this episode, we have special guest Jacob Ayers. We talk about his seller-financed deal with basically nothing down and how he is creating 250k in forced appreciation. Jacob will refinance using the BRRRR method and pull his capex out and about 100k in equity. Not a bad deal. If you are just getting started and want to find, negotiate, and refinance your multifamily deal, This is the episode for you.

The 504 Debt Refinancing Program is structured like the traditional 504 Loan Program:

• A first lien loan from a private-sector lender covering up to 50% of the project cost.

• A second lien loan secured from a Certified Development Company, which is backed by an SBA-guaranteed debenture, covering up to 40% of the project cost.

• Terms for first lien loans are negotiated with the lender, but must be 10 years on a 20 and 25-year debenture and 7 years on a 10-year debenture.

"Nicholas Hutchison is the Founder of BookThinkers, a company dedicated to spreading the power of personal development books. As a leader in the company, Nicholas is focused on developing insightful content and interviewing the world’s top non-fiction authors for his podcast, BookThinkers: Life - Changing Books.

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The 504 Debt Refinancing Program is structured like the traditional 504 Loan Program:

• A first lien loan from a private-sector lender covering up to 50% of the project cost.

• A second lien loan secured from a Certified Development Company, which is backed by an SBA-guaranteed debenture, covering up to 40% of the project cost.

• Terms for first lien loans are negotiated with the lender, but must be 10 years on a 20 and 25-year debenture and 7 years on a 10-year debenture.

On this episode of the Investor Financing Podcast we discuss builder loans for new construction properties.

A Development Loan is designed for the purchase of development ready lot(s) with a horizontal budget. You can finance both the acquisition and horizontal development all at once.

What Is A Bridge-To-Build Loan?

The Bridge-To-Build Loan serves builders and developers, from acquisition through financing to go vertical. The loan supports the process of securing plans and permits.

Did you know? HUD loans are the "secret sauce" to getting the best terms on multifamily loans. They offer:

Up to a 40-year fixed-rate, fully amortizing loan (eliminates interest rate risk) (rates are at historic lows right now)

LTV’s 5% to 10% higher than other programs (highest LTV % in the marketplace)

All that and more!

If you're in Multifamily, you need to consider a HUD loan.

In this episode for the Friday edition we interview a great guest and learn how he has scaled up his real estate portfolio and now has diversified into larger syndication projects.

Frank is passively or actively involved in over 1000 doors in 8 markets across the United States.

He has also branched out with a Real Estate Educational Podcast called “The CashFlow Kings”, and a virtual assistant business called RealAgentHelper.com

He mostly has experience in Single, Multi, and Commercial rentals.