In this episode, we dive into the most common first question commercial mortgage brokers get asked "What is your rate?"

There are so many factors involved in pricing a loan--I wanted to get into this on the show. We talk about factors like:

What is the anticipated hold period

Sponsor experience

Loan to cost

Sponsor's net worth

Occupancy

DSCR (Debt Service Coverage Ratio)

Any capital expenditures (capex) needed?

As you can see, there are many factors to consider before you look at the rate.

The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy allows you to deploy capital and get back the exact same amount (or more) within 3-6 months. The BRRRR method is simple if you apply it properly. It works if you are just starting out and you're doing smaller multi-unit family properties or if you're looking for a way to elevate your portfolio to the next level.

WHAT IS CPACE FINANCING?

The PACE financing program was originally designed to provide funding to buildings that need equipment upgrades to bolster their energy efficiencies. CPACE is a branch of PACE financing that focuses on the commercial aspect of business and allows commercial building owners to obtain low-cost financing for renewable energy projects, seismic retrofits, water control measures, and even hurricane protection measures for their properties.

Yes, you read that right. I bought a house in the Midwest for less than $10,000!

In this episode, we talk about buying cheap cash flow houses in the Midwest. There are pros and cons to this style of investing. To be all-in for 15k and collect $630 per month seems to be a great deal. Make sure the big ticket items are in good working order: specifically, the mechanicals and roof! Tune in and enjoy this episode.

This episode is about the importance of having an updated PFS (Personal Financial Statement), along with a detailed schedule of real estate owned when buying a business or commercial real estate.

Most SBA Loan Programs—including the 7(a) loan and 504/CDC loan, two of the agency’s most popular loan programs, require that you complete SBA Form 413 as part of your application.

It’s important to note that if you’re married and file a joint tax return, your spouse will need to be included on SBA Fo

SBA financing provides small business financing for working capital, commercial real estate, ground-up construction, equipment, inventory, business acquisition, and debt refinance. We lend nationwide!

What Is the Purpose of SBA Franchise Loans?

The SBA has partnerships with numerous banks and lenders in all 50 states. As a franchise business owner, you can use an SBA loan to build a financial foundation for your new business.

"In this episode we have special guest Jon Roosen and we talk to him about how he found, funded and plans on adding value to his 20 unit property.

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In this episode, we talk about small balance agency loans and occupancy levels needed for obtaining financing.

* Ten or more units: At least 90% physical occupancy by qualified occupants for the 90 days immediately before the commitment date

* Less than ten units: No more than 1 vacant unit as of the commitment date, and an average occupancy by qualified occupants of at least 90% for the 12 month-month period immediately before the commitment date

In this episode, we discuss a recently-closed bridge loan. The sponsor had a 19-unit multifamily property in contract. He was new to the multifamily game and needed some help.

Listen/watch this episode to get some ideas on what type of financing is out there for multifamily properties.

ADU Financing: Understanding Your Options

If you're considering building an ADU (Accessory Dwelling Unit), there's a good chance that you're looking for information on how to finance it.

Also known as an in-law or mother-in-law unit, secondary dwelling unit, granny flat or backyard apartment, ADU’s are on the rise and a viable income stream for your backyard.