For years, SBA 7(a) loans over $3 million were considered some of the safest loans in the portfolio. But new SBA default data tells a different story.

In this episode, Beau Eckstein analyzes the latest SBA loan performance data and explains why large acquisition loans are becoming riskier, what it means for Entrepreneurship Through Acquisition (ETA) buyers, and why success depends on far more than simply getting approved for financing.

Thinking about buying a business or franchise but not sure how to finance it?

In this webinar, Beau Eckstein breaks down how entrepreneurs use SBA financing to acquire businesses, add new revenue streams, and build long-term wealth. Whether you're considering your first acquisition or looking to expand your current business, you'll learn practical strategies used by successful business owners every day.

In this session you'll learn:

• How SBA financing actually works
• Startup vs. business acquisition financing
• How much cash you really need
• Working capital strategies
• Real client funding examples
• Choosing the right business model
• Common mistakes first-time buyers make

The 5-Step Growth Blueprint Live audience Q&A If you're serious about business ownership, this webinar will give you a realistic roadmap.

The SBA Franchise Financing Guide: What Every Franchise Buyer Needs to Know Before Applying Thinking about buying a franchise and planning to use an SBA loan? Before you apply, several critical factors can determine whether your loan gets approved—or declined.

In this video, Beau Eckstein breaks down how SBA franchise financing really works, why not all SBA lenders are the same, and how choosing the right lender can save you months of delays and thousands of dollars.

You'll also learn how the SBA Franchise Directory, FranData scores, lender appetite, equity injection requirements, and working capital planning all play a role in getting your franchise loan approved.

Is your SBA 7(a) loan still the best financing option for your commercial property?

If you used an SBA 7(a) loan to purchase a business with owner-occupied commercial real estate, you may be able to refinance the real estate portion into an SBA 504 loan. Depending on your situation, this could mean lower monthly payments, long-term fixed interest rates, improved cash flow, and greater financial flexibility.

In this episode, Beau Eckstein explains how the SBA 7(a) to SBA 504 refinance process works, who may qualify, the potential benefits, and when refinancing may—or may not—make sense. Whether you own a warehouse, office building, manufacturing facility, or other owner-occupied commercial property, understanding your refinancing options could help strengthen your business for future growth.

Planning to build or buy a childcare center, daycare, preschool, or Montessori school? There's an SBA financing program that many entrepreneurs and even some lenders overlook.

In this episode, Beau Eckstein explains how the SBA 504 Green Loan Program can help finance owner-occupied commercial real estate with long-term fixed interest rates, competitive equity requirements, and additional financing opportunities for projects that incorporate eligible energy-efficient improvements.

If your goal is to own both your childcare business and the building it operates from, this financing strategy could help you build long-term wealth while reducing occupancy costs over time. You'll also learn when an SBA 504 loan makes more sense than an SBA 7(a) loan, and how to choose the right financing structure for your project.

👉 Schedule your free SBA Discovery Call: https://beaueckstein.com/sba

Are you looking to break free from the corporate grind and start building a legacy for your family?

In this episode, I explain how SBA financing can help you launch or grow your own business.

Whether it's a franchise, side hustle, or small business. With up to 90% financing for approved business models, I'll show you how to turn your dreams into reality, even with low liquidity. Learn how to leverage creative funding options like 401(k) rollovers, HELOCs, and more to get started. Stop living paycheck to paycheck and take your first step toward financial independence today!

Unlock the secrets of service-based franchise models in this in-depth Q&A! Learn how these flexible, profitable models can offer the perfect balance of work and life.

We cover why service-based franchises are booming post-pandemic, the appeal of semi-absentee ownership, and how these models stack up against brick-and-mortar investments in terms of cost and scalability. Whether you're interested in home services, B2B franchises, or exploring financing options, this episode has everything you need to make informed decisions and find the best franchise fit for you.

Questions:

1. What makes service-based franchise models appealing for people looking to maintain a work-life balance?

2. Can you give us some examples of service-based franchises that are ideal for someone wanting a semi-absentee role?

3. How do service-based franchises compare with other types of franchises in terms of upfront costs and profitability?

4. What's the process for financing a service-based franchise, and how does it differ from financing a brick-and-mortar model?

5. What qualities should someone look for in a service-based franchise if they aim to keep a hands-off approach?

How much down payment is required for SBA franchise financing?

This episode breaks down the specifics of equity injections, reserve requirements, and creative strategies to help you secure funding for your dream franchise. Whether you're dealing with smaller loans or larger projects, we'll guide you through the process step-by-step, including tips for lease agreements and structuring financing options.

Question: What percentage of the total franchise cost typically needs to be covered as a down payment for SBA loans?

Thinking about buying a franchise with an SBA loan? Before you apply, there's one mistake that could cost you your approval. In this complete guide, Beau Eckstein explains how SBA franchise financing really works, why two lenders can make completely different decisions on the exact same deal, and what you can do to improve your chances of getting approved.

You'll learn how the SBA 7(a) loan program finances franchise startups, what down payment you may need, how FranData influences lender decisions, what credit profile lenders look for, and the documents you'll need before applying. Whether you're buying your first franchise or expanding your business portfolio, this video will help you build the right financing strategy from day one.

Curious about the interest rates and terms for SBA franchise loans? 🏦

Learn all about typical repayment terms, margins, and how these loans are tied to the Wall Street Journal Prime Rate. Understand the factors that impact your loan, because it's not just about the lowest rate but also about getting the best overall deal and approval. Question: What kind of interest rates and repayment terms can I expect with an SBA franchise loan?