The Connector.

We map how Belgium’s e‑invoicing mandate and EU initiatives like VIDA, PSD3, and PSR are changing payments, and why compliance delivered via APIs is now a competitive product. We also unpack AI’s impact on onboarding, verification of payee (VoP), and the push for lower, more sovereign fees.

Join us for a podcast with Cedric, CEO of Digiteal.

• API-based payments, e‑invoicing, QR, and open banking
• Belgium’s Peppol mandate and fast adoption
• VIDA and the road to cross-border e‑reporting
• Compliance as a service under PSD2/PSD3 passporting
• Aera acquisition and retail card-present synergies
• Fintech for good through lower transaction fees
• AI-driven onboarding with authentic sources
• Verification of pay for IBAN-to-name matching
• Expansion across Europe using a repeatable playbook
• How to start with GTeal’s docs and APIs

To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
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Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech

We unpack why KYC in payments became so heavy and how to make it almost invisible with data orchestration, deep KYC, and thoughtful UX. NABU’s approach prefills profiles from trusted sources, uses AI to verify the real world, and gives analysts clear, auditable evidence.

• mission to move from onboarding to no boarding 
• why payments face extra AML and sanctions scrutiny 
• balancing seamless UX with regulatory obligations 
• EU AMLD6, UBO access, and national eID schemes 
• API orchestration across multi-country data sources 
• deep KYC using unstructured data and storefront checks 
• analyst-first design with explainable reports and flags 
• access and fairness gains when onboarding gets easier

To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech

We sit down with Xavier Corman to unpack how Finrack turns inventory into financeable collateral using real-time pricing and a sale-and-buyback model. The conversation spans EU cross-border advantages, practical AI, and why better inventory KPIs drive both growth and sustainability.

• founding story and links to FinTech Belgium and EDFA
• the SME financing gap when inventory is the asset
• how real-time pricing enables flexible funding
• case study of an organic bakery scaling seasonal output
• regulation via sale and buyback rather than loans
• cross-border VAT mechanics inside the EU
• integrations with WMS and ERP for daily data
• operational KPIs that reduce waste and warehouse size
• practical use of AI for data cleaning and analysis
• broker-led go-to-market and market expansion
• client testimonials and rising demand across Europe
• where to enquire and how to qualify

If you want to know more, go to finrack.com, fill in the three fields, and we will contact you back.

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech

We explore with Alexander from Solanteq, what makes a payments platform truly modern: cloud-native, modular, API-first, and regulation-ready, with the ability to scale from small pilots to global volume. We share a vision for “payment autopilot” and how multi-rail orchestration and AI can make payments feel invisible.

• Cloud-native, modular architecture for issuing, acquiring and settlement
• API-first integration with legacy and new systems
• Compliance by design and predictable audits
• Data streaming for analytics and added-value services
• Managing legacy tails while moving to future rails
• Multi-rail strategy for cross-border and instant payments
• Payment orchestration across simple and complex flows
• Practical roles for AI in risk, routing and efficiency
• Vision for a consumer and merchant “payment autopilot”
• How to contact the team to start modernising

To connect and keep up tonight with all the latest, head over to www.join theconnector.com or hit the client on your podcast or

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech

We explore how fintechs can move fast without breaking compliance, turning frameworks like DORA, NIS2, ISO 27001, SOC 2, and PCI DSS into a shared foundation for resilience. Copla’s blend of automation and expert guidance shows why continuous audit readiness beats fire drills and how vendor risk can be managed at scale.

• origin story and why compliance pain inspired Coppla
• mapping across frameworks, including DORA, NIS2, ISO 27001, SOC 2, PCI DSS, MiCA
• automation plus expert support for clarity and speed
• vendor risk management and the DORA third‑party register
• continuous audit readiness and always‑on evidence
• cybersecurity link to compliance via resilience and exercises
• cautious, guardrail AI for evidence verification
• global applicability and rapid framework onboarding
• roadmap: deeper vendor risk, risk management, awareness training
• who should contact Coppla and where to find them

If you have any compliance issues, I'm sure many companies do. If Dora, Mika, PCI DSS, or ISO 2701 are on your radar, contact us. If you have already sold those things, or to some extent, you can still contact us because we can help you recertify and so on. We can still automate some stuff you probably do manually in Excel or similar tools. If that's on your radar, then let us know. Well, the best thing would be to go to our website, www.copla.com, and they can reach out to us there. To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform.

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech

We dig into how AI changes the risk surface for banks and fintechs and why identity must be designed from the start. Sutton Maxwell of Curity shares how to set API guardrails, balance friction with trust, and choose hybrid architectures that meet regulation without killing speed.

• What Curity does for API security and identity
• Why AI pilots fail without early security design
• Common mistakes when teams bolt on controls late
• How to balance UX with risk‑based friction
• US speed vs EU regulation on AI adoption
• Hybrid, multi‑cloud, and cloud exit strategies
• Practical advice for fintech founders on KYC, OAuth, OIDC
• Turning compliance into a growth advantage

To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech

We connect the dots between KYB, UBO rules, and open data, showing how structured official records cut risk and speed up onboarding. We also explore agentic commerce, the rise of perpetual compliance, and why human oversight remains essential. Join Toon Vanagt, founder and CEO of Data.be. 

• data.be’s single view across Belgian registers
• KYB across onboarding, credit, and ongoing checks
• UBO transparency, purpose, and new access limits
• moving from reactive to perpetual monitoring
• scoring deltas between claims and official data
• Europe’s mixed openness and paid registers
• guardrails for AI agents and accountability
• banks insourcing cores, vendors handling edge cases
• hybrid workflows with human in the loop
• contact paths for KYB solutions and integrations

To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech

We explore how Hong Kong serves as a precise, high‑density launchpad for European fintechs, combining global finance access with practical, domain‑based regulation. Paula Kent and Fernando from Invest Hong Kong share tactics, sectors with pull, and concrete wins founders can model now.

• Hong Kong’s financial hub status and market density 
• Differences between the EU scale and the Hong Kong focus 
• Domain‑based regulation for virtual assets and stablecoins 
• Common law familiarity and clear licensing scope 
• Follow‑the‑customer entry strategy for faster wins 
• Accelerators, events, and investor access in the city 
• Cross‑border capital flows via Stock, Bond, and Wealth Connect 
• High‑opportunity areas: payments, crypto, e‑commerce, insurtech 
• Science Park links to the Greater Bay Area for trials 
• Case studies: DePAM asset management, Fineos, CurrencyFair 
• Near‑term trends and how to reach Invest Hong Kong

To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech

We explore how Europe’s fragmented credit data blocks fair lending for people who move across borders, and how Mifundo connects bureaus and banks to make financial identities portable. We share progress to 17 countries, the mindset shift lenders need, and how to use AI under EU high‑risk rules without black boxes.

• fragmentation of European credit data and its impact on borrowers
• difference between cross‑border credit and financial mobility
• historical and regulatory reasons for national silos
• access barriers to registries and legal limitations
• mindset and cultural inertia within banks and supervisors
• Mifundo’s coverage of 17 countries and 70% of population
• bank partnerships across Spain, Greece, Romania, Scandinavia and the Baltics
• ecosystem goal serving bureaus, banks and consumers
• AI usage with transparency under the EU AI Act
• practical endgame: seamless lending regardless of borders

Please find me on LinkedIn. You can contact me there or via email as well.
To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech

We explore how AI and behavioural science can make debt collection more humane, more effective, and easier to scale across Europe. PAIR Finance explains reinforcement learning, a single international platform, and why recovery and retention go hand in hand.

• AI-driven collections with behavioural science
• Reinforcement learning optimising tone, timing, channels
• One platform operating in 11+ European markets
• Compliance with EU AI rules and local licenses
• Recovery rates improved while protecting retention
• Inbound automation with a generative AI agent
• Human support for complex and sensitive cases
• Event strategy for partnerships and education
• Unified dashboards and transparency for clients

To connect and keep up to date with all the latest, head over to www.jointheconnector.com or hit subscribe via your podcast streaming platform

Thank you for tuning into our podcast about global trends in the FinTech industry.
Check out our podcast channel.
Learn more about The Connector.
Follow us on LinkedIn.

Cheers
Koen Vanderhoydonk
[email protected]

#FinTech #RegTech #Scaleup #WealthTech