The Consumer Quarterback Show

Jake Alexander, William Crowley

Jake- the chance of an audit is slim, HOWEVER you better have all the necessary receipts, documents, just in case

-prepare for taxes in the 2nd quarter, don't wait until the last of the year

-when you need a tax attorney for audit, make sure your attorney is aware of all the options...many claims that say "we can get your debt forgiven for just pennies on the dollar,QUICKLY " are misleading....the IRS may work with you but it will be over time, you must comply with the IRS for a period of years, not OVERNIGHT

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William-fair credit reporting act of 1970, establishes rights for all consumers...the debts must be verified by the consumer....you have rights, the credit reporting agencies cannot sell your credit info to collection agencies, etc without verifying this information

-with all the ID theft in our society, it is very possible that false or misleading credit info will crush your financial profile

-all these companies that sell security, identity protection like LIFELOCK...ETC are also in the business of selling your identity to other companies

-if businesses just followed the FAIR CREDIT REPORTING ACT, there would be no need for IDENTITY PROTECTION

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Conner Keller, Todd Marks

Conner-

-bees have been showing up a lot this summer

-50% to 60% of bee issues are Africanized honey bees

-termites can do real damage to a structure in less time than major weather events

-spot treatments can sometimes solve pest issues, you may not need contract for 

a year, get second opinions

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Todd-make sure you are researching your candidates, learn their voting history and political positions

-get out and vote, you must participate in order to feel empowered and make democracy work

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Leo Cannyn, Gregg Bowman

Leo-

listen to Leo review home inspection photos, there are many issues where home owners try to fix problems themselves, but they create more issues

-thunderstorms in our area can impact your home, you need to inspect your property after a major thunderstorm

-long weekends often encourage contractors to do more work without permits

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Gregg-customer service separates Greggs company from other ac companies

-the trend toward tightening space in new construction, makes an impact on air quality...

3 levels of air quality danger:

1. dust, dander or particulates 

2. mold mildew indoor biological

3. volatile organic compounds (radon)

-source control and ventilation can help improve air quality

-offers free air quality inspection to homeowners

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Patrick Moraites, Bob Henriquez

Patrick-PEO ADVANTAGE can assist businesses w growth, payroll, HR, on boarding new staff...etc

-form a strategic plan w PEO ADV....advice on business growth, assistance with business operations

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Bob- trim notices are going out next week (proposed taxes)

-notice of proposed taxes gives you all the info about this years taxes are determined

-8.20.18 starts the clock on questioning the tax figures (25 Day window)

-make sure to get out and vote...educate yourself about amendments

-amendment #2...10% non homestead cap, find out how it will impact you

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Joseph Warren, Kelly Oliver

Joseph -in addition to providing an energetic, stimulating atmosphere for business owners co creative often provides ideas for business owners

-Joseph also has podcasts dedicated to business and faith

-1st 100k helps business owners get the ball rolling

-has a client who came from his home office, to co creative, since he came to co creative he went from 120k to 500k per year

-success stories from business owners help eachother, they learn how to overcome obstacles from other team members

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Kelly - looking for clients that need a loan for their business

-financial talk can be uncomfortable, trust that Kelly has your best interests at heart, you must reveal everything about your financial profile, so BLS can help you get the right situation, and formulate the best strategy

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Dalton Flowers, Paulina Nicka, Haylee Shaddock

Dalton-strategies for growing your business through social media

-engage w clients, more than just posting

-Dalton will come to your business and explain how social media can benefit your business

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Paulina-not just events, but box lunches for groups over 10, breakfast menus, 

holiday BBQ's...amicis does it all

-all menus are available from amicis..., gluten free, low cal, hi protein....etc

-let amicis do the work, you just enjoy your party

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Haylee-started her own bakery, had 2 bakeries before age 25

-studied culinary arts in college

-Haylee is developing a new cookie, and is looking for bars and restaurants that might want a new snack for customers

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David Ringo, Eunice Halstead

David-3d has been recognized for its growth....fast 50 award

-getting the right people in place was the key

-solar offers a solution to energy needs, but also allows homeowners to get green, environmentally conscious consumers feel better about their lifestyle

-more energy hits the earth in 2 hours, than we need for full week of power...solar is the future

-make sure you get a licensed contractor, solar vendors have to be there to support your panels in the future

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Eunice-insurance 

-encrypting your information protects your content, no matter what device

-a business was hacked through the hvac system, there was a connection from the business main server to the hvac system, hackers found a path

-business that employ a listening device that records all audio (alexa) are vulnerable to hacking, sensitive conversations are stored in the cloud, where they are hacked

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Fred Muth, Matt Schafer

Fred-panoramic designs allow uninterrupted views, let fred design a pool cage that maximizes your view

-fred has had customers use credit card cash advances, because some cards offer interest free for 1 year

-still going well even w weather issues from rain

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Matt-worked recently w a group of millennial investors, they are purchasing real estate properties as investment ooportunities

-home ownership is the first step in wealth accumulation, rent dollars are not building your wealth

-it just makes more sense,to have real control over your investment

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