The Consumer Quarterback Show

Leo Cannyn, Chuck Peterson, Donna Baran

Leo-foundation issues can crush a home purchase

-top issues facing home inspectors....foundation, roof, vermin, electrical...etc

-70% of all lawyers are in the US, 94% of worlds litigation occurs in the US

-engineers are there to help homeowners defend themselves against poor workmanship

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Chuck- Suncoast now offers a solar product that does not require penetration through shingles, sits on top , like a skylight

-solar panels get 30% tax rebate, if you do the whole job (roof and panels) the whole job is discounted

-50 year warranty on the product from GAF 

-rain is slowing job times, cant tear off existing roof if rain is threatening

-august can be frustrating, weather delays impact schedule

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Donna-the tenant relationship w home owner can be stressful, let bpm get between you and your renter

-issues that can be handled easily become huge problems over time, a property mgr gets problems solved fast, before arguments escalate

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Gregg Bowman, Conner Keller

Gregg-ac units have become so advanced, humidity control, web connection, power recovery...etc

-warranties are critical, more than the manufacturer, make sure the installer offers a competitive warranty...good ac companies back their products

-todays units are very similar, not as big a difference in the way they are built...that's why warranty is critical

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Conner- another tool in the home defense against termites is an environmentally friendly product vs termites ... centrocon

-this termite damage is not insured, so taking steps to prevent damage is critical

-termites can travel over 100 yards from one home to another

-centrocon employs a barrier that repels termites

-be vigilant when checking for termites, inspect entire property...termites can do massive damage, stop them before they get started

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Mark Albrechta, Clint Bertucci

Mark- stand your ground laws in florida are under scrutiny...self defense laws are not new...but now the prosecution must prove threat didn't exist

-floridas law has been in the news from Trayvon martin, movie theatre in pasco...etc

-statute will be tested and altered as it gets challenged over time

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Clint- fully guided international trips...

-many folks get comfortable during the trip w international travel, then develop an interest in international travel....once you get a taste you will be hooked

-constantly traveling...next stop peru

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Host-Ian Beckles

Scott Maurer, Gregg Bowman, Ben Schacter

Scott-an IRA offers you an opportunity to use your $ in a tax free location

-Scott serves as a guardian, evaluates kids at home, to make sure the kids are being taken care of

-you need to consider your IRA for investment opportunities, don't miss a chance to get tax protection

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Gregg-good time of year to be in the ac biz, its hot here

-humidity is critical to cooling, moisture can damage your home a lot more that heat...mold, drywall , make sure your system removes humidity 

-warranties are critical, more than the make of your ac unit, check the warranty

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Ben-developed a crm that gives realtors a platform where they can do everything in one location...total brokerage is for all realtors

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Leo Cannyn, Christie Arkovich, Ron Fuller

Leo-Beryl engineering offers services that all home owners require...know your roof condition

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Christie-students need an advocate on their side, the lenders are not interested in helping students

-as laws change, new strategies for paying off loans ,may arise...get a professional to evaluate your loan

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Ron-materials are what makes the difference, customer service is a priority

-while storms and wind create business, after a storm when folks need fences, most important is the timely response for the customer

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Chuck Peterson, Fred Muth, Matt Schafer

Chuck-Suncoast roofing is going full speed this time of year

-make sure your roofing company has all the correct permits, staffing, follows all new roofing standards

-avoid many of the issues...fraudulent contractors, theft of materials, illegal employees...etc

-GAF master elite contractor...top 2%....best warranty in the business for 50 years

-solar racks are warranteed by solar company, gaf can warranty new solar system that sits flat against the roof, with no penetration

-our utility cost in florida is low (46th lowest state in us)...so people aren't motivated to push solar in fla

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Fred- works with homeowner to design what they want...aluminum installers need to understand what is possible

-need to engineer the pool cage to tie into the existing roof

-tariffs have not hurt freds business, but the tarrifs are raising costs

-don't put pavers down before you build the cage, will raise costs

-before you start patio, check foundations, lot lines, obstructions...etc

-some government officials are not providing all the information to consumers, if you don't ask the right questions, you may not get correct info

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Matt-team go offers finance first...there is a difference between pre-qualified and pre approved

-big banks used to have all the leverage, now smaller , local lenders like team go are able to compete, they can offer a new level of service

-3% down can get you in an investment...real estate offers one of the only places where you can do that

-seller concessions can create a structure that can allow you get into a deal in an unconventional way

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Leo Cannyn, Eunice Halstead

Brandon- reach your goals using....S.M.A.R.T.method

Leo-new 4point inspection rules...4 point is getting more in depth, make sure your inspection covers the correct forms (sept 1st new 4 point form)

-permitting slows this time of year, vacations slow process

-new form asks how many years roof has left, this form sets up the next inspection

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Eunice-4point and wind mit are critical to policy

-new home vs older...codes change over time, so older bdlgs must be brought to code

-roofing styles also impact cost of homeowners policy

-general liability is the most common type of commercial policy...protects you against injury to people on your property, contractual liability, damage to rental space, medical payments …..

-personal liability covers injuries to visitors on your property...kids in pool...even playing in the street and breaks neighbors window

-make sure you get annual policy review

-check to make sure your limits are adequate

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Conner Keller, Jannete Sawdon

Conner-pest control technology has changed a lot over the years...insect iq uses the most natural products and the latest techniques....intelligent approach

-pesticides have removed DDT from products, so insects that eat crops are targeted by farmers...now farmers can use new tech...natural biological control, use wasps to kill cicaidas

-less red tide, when you control algae blooms by using less pesticides...the Caloosahatchee river has had pesticide runoff from agriculture business that contributes to red tide and slime growth

-still termites are hitting the bay,drywood termites require different treatment than Formosan...etc

-free termite inspection from IQ

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Janette-employs drones and latest tech to provide your property with the best possible exposure

-febre offers headshots as well

-get a professional look for your listing

-virtual walk thru, drone videography, best possible exposure for the property

-febre is expanding , wants to work all over Florida

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Eunice Halstead, Jay Smith, Matt Schafer

Eunice-Insurance for Homeowners is critical all year round but hurricane season brings urgency...check that your policy is up to date

-cost of dwelling value and contents value are how insurance companies charge for your premium.....and those values determine your loss pay out

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Jay-after storm damage occurs, when insurance adjusters are busy or unavailable, people will call snoop for an inspection

-covers all surrounding counties and has a team w the knowledge to spot issues before they get flagged

-new 4point standards are coming, construction standards are changing and some loans are requiring more detailed inspection

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Matt-strong team at team go, all ladies except for matt

-make sure your lender has the knowledge to check out all the loan types available

-ruth at team go often finds loan solutions where others cant

-180 k to 300k homes are not easy to find...get pre approved, so you can pull the trigger when you have to get it done quickly

-quoting rates is not always best way to shop...local lenders offer more than just #s...they can offer a relationship that will go past the deal, you may need help in the future, questions about modifications...etc

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David Ringo, Art Rosati

David-solar is clean energy of the future...David has 50 employees, covers the whole state

-still a new technology, people are still learning the benefits...tax credits are 30% of overall bill, no cap

-offers 25 year warranty, great team of people that have the knowledge

-check reviews...#1 on angies list

-no issues after hurricane Irma, no panels loose, all power on....no outages w solar

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Art- overwatch is composed of ex military personel...certified staff

-people who travel with jewelry, people transporting valuables...medicinal marijuana...etc

-overwatch is a professional organization, de-escalation over hands on...try to get issue resolved without violent confrontation

-has worked w chris rock, Chelsea Clinton...etc

-security can be obvious, in uniform or it can be hidden, not seen,just depends on best tactic for your security

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