The Consumer Quarterback Show

Kelly Oliver, Conner Keller, Richard Alexander

Kelly-trends are suggesting business loans are best now...3 to 4 more rate increases are coming...$ is cheapest today, that it will be for next 10 years

-retain a long time perspective...know where you are going...plan ahead for financial possibilities

-new construction demands and commercial property demands, are growing here in the US...global economy is interconnected

-upsurge in millennial home & commercial purchases

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Conner- bats and rats...insect iq does bat removal for all types of homes and businesses...doesn't matter how wealthy or poor the neighborhood is

-bats adapt to man made structures easily, they survive in any environment

-bats are federally protected during some months of the year

-capture and relocation is the way to solve bat issues

-bats can carry disease, don't touch

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Richard- an attorney for 20 years, teacher for 18 years...enjoys being an educator

-uber has not really made DUI decline, same amount of case law

-bad on line reviews can reach to liable, if you use words like liar, thief...etc

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Nick Kick, Leo Cannyn

Nick-try a bi weekly payment schedule, to reduce your overall mortgage

-loan types are customized for each buyer, 1 size does not fit all

-your financial documents in all areas need to work together, make sure they don't contradict eachother

-find a realtor w vets benefits and then use Nick for mortgage and take advantage of his vet discount...big savings

-new home buyer program for anyone who hasn't purchased a home in the last 3 years

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Leo-latest storms develop fast, s. fla got a storm w damage just last week

-beryl will assist you with insurance claims after storm damage, need your ducks in a row

-most big builders have their own engineer to sign off on docs wo even looking at the property...get a real inspection for legal reasons

-sinkhole opened in new port richey, better get inspected

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Tara Zellers, Nick Kick

Tara- due to a lack of inventory, pre approval process is more critical, must be ready to pull the trigger, might have to make an offer on the spot

-Tara offers free buyer services, seller pays the commissions

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Nick- great lending options...lots of programs that reduce down payment requirements

-investors also qualify, so take advantage of all the programs

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Chuck Peterson, Gregg Bowman

Chuck-staying busy, even with tariffs effecting metal roof prices...

-Suncoast is expanding all over the state

-suncoast offers the best warranty in the roofing business...50 years 

-all types of roofing can be done by suncoast

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Gregg- Buyback Guarantee is a company policy from Gregg, they will buy your unit back if your not happy

-mini splits offer a way to get zone cooling, and add more air flow to house, additional cooling for hot rooms...

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Leo Cannyn, Richard Alexander, Gary Thacker

Leo- lots of inspections and a lot of business owners do not consider their parking lot, the weather cracks and and scores asphalt, need to resurface and keep parking surface maintained

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Richard-defending you regarding driving under the influence requires an attorney that understands the law thoroughly

-how to proceed for testing...if you are drinking and pulled over for sobriety test, learn from your attorney when to and how to respond

-on your fla dl it says...operation of a motor vehicle automatically makes the driver consent to field testing for intoxicants

-PI cases require a legal staff that knows how to proceed...medical consult, how to document your injury correctly, when to file...

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Gary- Brothers ez moving was founded by Gary w $5000, has grown rapidly based on customer satisfaction and word of mouth

-now providing moves to all over

-brothers stays on the quote, the estimate will not vary

-the delivery date does not change, big moving companies will vary your delivery date so their truck decides when you get your stuff, not Gary

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Eunice Halstead, Conner Keller

Eunice - remember that once a storm is on the way towards you, YOU CAN NOT BUY INSURANCE AT THAT TIME

- hopefully this years storm season will be lighter due to la nina

-remember your lliable for the cyber security, of your customers personal info..call Eunice to get cyber liability insurance

-get an insurance review, make sure you are covered

-if a contractor is unlicensed, and does work for you, the damage or problems caused by him may be covered by home owners policy if your agent knows the correct procedure

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Conner- insurance has limitations as far as covering your property against pests  --bats are a serious issue in Florida this year

-bat houses can be effective as a defense against pests...bats are a mosquito predator, they eat 10x their body weight in mosquitoes nightly

-make sure your pest control expert knows which products are safe, and has the latest info for treatment techniques

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Shawn Yesner, Michael Morabito

Shawn-giving sound financial advice

-crushing debt podcast is going gang busters

-let Shawn explain the details of bankruptcy, sometimes bankruptcy makes sense

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Michael- Coco design group has partnerd w another designer to start a home staging business...home staging gals

-let Michael give your space a new look

-free consultation, walk thru at your home

-check out the new trends and update your space

-Michael has purchasing power when it comes to volume supply buys...tile, carpet..etc

-make sure your home stager is also a interior designer

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Eunice Halstead, Chris Baran, Louise Harris

Eunice-covers all types of insurance, personal,commercial, auto, property

-cybersecurity is becoming the major issue facing business owners...breaches are creating the need for greater insurance...make sure you are covered

-think about a career in Insurance, Eunice is looking for motivated people to get into the field, there is $ to be made...consider the insurance field

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Chris - hacking has come into the property mgt space as well, verify tenant info

-people don't want to get their hands dirty, a property mgt co will handle the details, deliveries, repair costs, checking hoa data...etc

-real estate investors from out of state rely on prop mgt companies to secure their investment, and handle day to day property needs

-HOA GROUPS MUST BE MONITORED, a good prop mgt co. keeps an eye on all expenses from the HOA, makes sure all repairs and purchases are legit, protects your $

-as a property owner...ask questions, all issues need to be raised so you can feel informed by your property mgt

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Louise-today you can package your book or story, in many different formats...audio books, on line, podcasts...etc

-be aware that your message needs to get to the entire audience spectrum, figure out how to get your message where it needs to go

-Louise can assist w press releases, ghost writing, provide advice on how to get you published

-Louise can show you how to get your message past the media gatekeepers, and out to the masses

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Jason Kobal, Jannete Sawdon

Jason-be aware that private investigators are used all the time during a personal injury claim legal case....many cases are crushed because the victim was videotaped performing a strenuous task, when claiming to be injured

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Jannete-Febre has always given the customer a great product, priced for those on a budget

-Professional photography/videography increases your sales profile

-less days on the market, more hits online, greatest possible exposure

-Febre is expanding, pushing out into the state...moving into hernando county

-Febre offers head shots, wedding videos...all aspects of photography, videography

-if your home has unique exterior lighting, febre offers night shots

-dreamweaver pkg showcases night pics and video

-the future real estate market will be virtual...use the latest tools to get eyes on your property 

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