The Insurance Gap Putting Indian Families At Financial Risk is a timely conversation with Financial Journalist Govindraj Ethiraj and Asit Rath, MD and CEO of Aviva India, on why life insurance in India remains misunderstood even as families face rising medical costs, retirement uncertainty, and long-term financial risk.
In this episode of The Core Report Weekend Edition, Asit Rath explains why many Indians are still underinsured, why term insurance and protection cover are harder to sell than health insurance, and why the real challenge is not claim settlement but trust, awareness, and the way insurance is explained.
The conversation covers life insurance in India, ULIPs, retirement planning, medical inflation, critical illness cover, AI in insurance, digital underwriting, claim settlement, and the growing protection gap among Indian families, salaried professionals, business owners, and young earners.
How much life cover is enough for a family?
Why do many Indians rely mainly on employer insurance?
Are ULIPs still useful for long-term wealth creation?
Why is medical inflation making protection planning more urgent?
Can AI and digital insurance platforms make the industry more transparent?
Asit Rath also explains why insurance should be seen as a social industry, how better distribution and consultative selling can reduce mis-selling, and why retirement planning may become one of India’s biggest financial challenges in the coming decade.
Tune in for a insights on all types of insurance and the future of India’s insurance industry.
For more of our coverage check out thecore.in
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