Ever wondered what AI really knows about retirement? The results might shock you. This episode reveals what happens when you ask artificial intelligence about America's retirement reality—and the answers expose a broken system keeping most people working well into their 60s.

Through a fascinating AI experiment, discover why less than 1% of Americans manage to leave their jobs before 40, and why the conventional "save and hope" approach fails so many. But more importantly, learn about the strategic alternative that's been helping people build freedom decades earlier through real estate education and cash flow investing.

The surprising data AI reveals about when Americans actually retire (and why it's so much later than most people realize)

How the conventional retirement model is designed around depleting savings rather than building sustainable income streams

The strategic framework for building cash-flowing properties that can replace earned income

02:45 The AI Search Experiment - What happens when you ask artificial intelligence about retirement age in America and why the answers reveal a troubling pattern

08:30 The Under-40 Retirement Reality - Discovering that less than 1% of Americans retire before age 40 and what keeps the other 99% working

13:45 The Real Estate Alternative Question - How asking AI about real estate income produces completely different results than traditional retirement questions

18:30 The Five Strategic Steps - Understanding the framework for building cash flow, from calculating income needs to property management decisions

28:30 The Job-Freedom Paradox - Why having passive income can actually make you more valuable at work and give you unprecedented negotiating power

Why does AI show such different retirement possibilities depending on how you ask the question?

The search revealed that conventional retirement questions return answers based on Social Security and savings depletion, while questions about real estate income reveal strategies for building sustainable cash flow. The key difference is asking about income generation rather than savings consumption.

What makes someone able to work less once they have passive income?

When you no longer depend on your job for financial survival, you become more productive during work hours and gain the ability to negotiate flexible arrangements. Companies often value skilled professionals who can work part-time more than burned-out full-time employees.

How does real estate provide both income and tax advantages?

Properties can generate monthly cash flow while also providing deductions like depreciation, which can offset other income. When managed actively, real estate investments can unlock additional tax benefits that aren't available to passive investors.

Learn How to Make Money 5 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years.

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Morning reflections in a garden setting sparked an exploration into why financial success remains elusive for most people. Today's discussion reveals how wealth building represents "esoteric knowledge" - information understood only by those who actively seek it out.

The conversation examines what happens when you research life's most important elements and discover that financial security ranks alongside health and relationships. Yet most people never pursue this knowledge, remaining trapped in what's described as a "gerbil wheel" existence, focused solely on survival rather than growth and prosperity.

Why wealth building remains specialized knowledge that only certain people pursue and understand

The three essential pillars of life success and how they work together

How social circles influence financial outcomes and the challenge of breaking free from limiting groups

05:49 The Esoteric Definition - Exploring why financial success requires specialized knowledge and interest

08:19 The Gerbil Wheel Reality - Understanding why most people focus only on survival instead of building wealth

10:30 The Five People Principle - How your social circle determines your financial level and the difficulty of moving up

18:48 Why Money Really Matters - The fundamental reasons financial security impacts every aspect of life

25:09 The More vs Better Evolution - How wealth building transforms from accumulating to optimizing

Why do some people never seem interested in building wealth?

The discussion reveals that most people operate in survival mode, focused only on basic necessities. They haven't discovered that wealth building represents learnable skills available to anyone willing to seek out the right knowledge and community.

How can someone change their financial situation when their current social circle doesn't support wealth building?

The conversation explains that you must expand your circle to include people who share wealth-building goals. This means adding new relationships that align with where you want to go financially, rather than necessarily abandoning existing ones.

What's the difference between building "more" versus building "better" in wealth?

Initially, the focus is on creating more passive income streams. Once you reach financial stability, the emphasis shifts to optimizing and perfecting your systems. The discussion reveals that mastering the "better" approach naturally creates even "more" through improved efficiency.

Learn How to Make Money 5 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years.

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Nathan and Stacey Milner share their journey from corporate professionals to real estate investors who own multiple multifamily properties. Nathan previously worked as VP of operations for an event management company that required regular travel, while Stacey worked in the wedding industry before becoming a stay-at-home mom managing their rental properties.

What makes their conversation valuable is their candid discussion of early mistakes and lessons learned. They reveal how paying cash for one of their early rental properties taught them about the importance of leverage in real estate investing. Their experience demonstrates how education and strategic thinking can help busy professionals build a real estate portfolio while maintaining family priorities.

How one family transitioned from single-family to multifamily real estate investing using proper leverage strategies

The education insights that helped them understand how to finance properties more effectively

Why building relationships with local lenders can make purchasing investment properties easier

03:01 Getting Started by Accident - How a short sale purchase led to their first rental property investment experience

06:02 The Education Impact - Discussion of attending a two-day workshop and learning about leverage strategies for real estate investing

14:30 Life After Corporate Jobs - How they've structured their lives after leaving traditional employment to focus on real estate

19:02 Property Selection Insights - What they look for when evaluating potential investment properties and why some deals don't work

28:36 Perspectives on Control - Nathan and Stacey discuss what they value most about their current approach to building wealth

How did Nathan and Stacey get started in real estate investing?

They began somewhat accidentally with a short sale purchase that they decided to keep as a rental property. They initially made the mistake of paying cash for one of their early properties before learning about the benefits of using leverage through proper financing strategies.

What role do their children play in their real estate activities?

Their daughters help with property turnovers by using their own cleaning supplies and following checklists. The children also assist with inspections and enjoy collecting coins from laundry facilities. Their oldest daughter has expressed interest in property management as a career path.

How do they manage properties while maintaining family time?

Nathan and Stacey divide responsibilities, with Stacey handling property searches and leasing while Nathan manages maintenance tasks. They can handle most situations remotely when traveling and have established relationships with local contractors for emergency situations.

Learn How to Make Money 5 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years.

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Ever wonder why some people struggle for years trying to find profitable real estate deals while others seem to find properties regularly? This episode examines two detailed listener questions that reveal common misconceptions about real estate investing and tax strategy.

The discussion covers concepts including required minimum distributions from inherited IRAs, how recent tax law changes may create opportunities, and why traditional property hunting methods often don't produce the desired results. You'll explore the differences between various real estate acquisition approaches.

How inherited IRA distributions might be managed using real estate depreciation benefits and why passive versus active investor status matters for tax considerations

The specific reasons why courthouse auctions, tax lien searches, and distressed property hunting often fail to produce profitable deals for individual investors

Why some real estate groups appear to find properties while individuals may search unsuccessfully using certain methods

07:35 IRA Tax Strategy Discussion - Examination of required minimum distributions and how real estate depreciation might offset tax burdens, including income bracket considerations

10:45 Bonus Depreciation Explanation - Discussion of current tax law changes allowing accelerated depreciation deductions and their potential applications

15:45 Business vs. Investment Analysis - Analysis of why focusing on tax savings instead of income generation might limit wealth building approaches

23:05 Property Acquisition Challenges - Explanation of why courthouse auctions and tax lien strategies often don't work for individual investors

26:00 Alternative Acquisition Methods - Overview of how some real estate groups find and finance properties using hard money lending relationships

Can real estate investments help with taxes on IRA distributions?

The discussion suggests this depends on your income level and investor status. Passive real estate investments may offer limited tax benefits against IRA income, while active real estate professionals might be able to use different deduction strategies. Income thresholds may affect what passive loss deductions are available.

Why might courthouse auctions and tax lien strategies not work well for individual investors?

According to the discussion, these methods often involve competing against established systems and may include properties requiring extensive repairs. Some investors have access to different deal sources, established vendor networks, and financing relationships that individual investors typically don't have.

What appears to be different between amateur and professional real estate acquisition approaches?

The conversation suggests that some groups focus on systematic processes with established relationships for financing, renovation, and management, while others typically search for individual deals without the same infrastructure.

Learn How to Make Money 5 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years.

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

What happens when artificial intelligence analyzes real estate investing advantages? After searching through numerous articles, AI delivered insights that highlight key differences between traditional retirement strategies and real estate approaches.

This episode explores what AI discovered about real estate investing and examines what the analysis might have missed. From cash flow considerations to wealth building through leverage, discover how different investment approaches create varying outcomes for long-term financial planning.

How AI's comprehensive article search revealed top reasons for real estate investing and what traditional financial planning discussions often overlook

Why rental properties can generate immediate cash flow while retirement accounts require ongoing contributions, plus how tenant payments work within investment strategies

The concept of captured equity through strategic property purchases and how leverage affects appreciation calculations in real estate investments

01:30 AI Investment Research Process - The process of AI searching through multiple articles to compile investment analysis and what this reveals about comprehensive research

06:00 Cash Flow vs Contribution Analysis - Comparing how rental properties generate income while retirement accounts require monthly contributions over extended periods

13:00 Tax Considerations in Real Estate - Understanding refinancing options and 1031 exchanges as methods to access investment value with different tax implications

20:30 Captured Equity Concept - How strategic property purchases can create immediate equity positions that differ from traditional market investments

25:00 Leverage Impact on Returns - Mathematical examples of how leverage affects appreciation calculations in real estate compared to non-leveraged investments

What did the AI analysis reveal about real estate investing?

The AI search identified benefits including income generation potential, property appreciation possibilities, inflation considerations, tax advantages, and portfolio diversification options that differentiate real estate from traditional investment approaches.

How do rental property cash flows compare to retirement account contributions?

While retirement accounts require ongoing monthly contributions that reduce current spending capacity, rental properties can generate positive cash flow where tenant payments cover mortgage obligations while providing additional income.

What makes captured equity different from traditional investment approaches?

Captured equity involves purchasing properties below market value and gaining immediate equity through strategic improvements, which differs from traditional market investments where you typically pay current market prices.

Learn How to Make Money 5-6 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years.

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Tracy and Jennifer share their real estate investment evolution from individual property ownership to leading their first multifamily syndication. Their conversation reveals the importance of proper mentorship, relationship building, and persistence when facing investment challenges.

Their discussion covers the transition from single-family investing to syndication leadership, including the mental shifts required and practical steps involved in building investor confidence. What emerges is a story about partnership, learning from setbacks, and the value of community support in real estate investing.

The role relationship building plays in successful capital raising and investor confidence

How complementary partnership dynamics can accelerate investment decision-making processes

The educational pathway differences between single-family investing and multifamily syndication leadership

05:30 Early Investment Challenges - Tracy discusses her first real estate experience and lessons learned about mentor selection

13:20 Investment Strategy Insights - Jennifer explains her understanding of property investment approaches and systematic thinking

25:15 Deal Evaluation Process - Discussion of analyzing multifamily properties and working with mentors

29:00 Investor Relationship Building - How relationship development occurs before specific deal opportunities

32:40 Managing Unexpected Situations - Handling changes in deal structure and maintaining investor communication

Tracy's experience shows the importance of finding proper mentorship, building relationships with experienced professionals, and taking gradual steps through education and community support to rebuild investing confidence.

Syndications involve coordinating multiple investors for larger properties, requiring different skills in relationship management, legal compliance, and investor communication compared to individual property ownership.

The process involves networking within investment communities, sharing backgrounds and investment approaches, and building personal connections and trust over time before presenting specific opportunities.

Learn How to Make Money 5-6 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years.

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Most people follow the conventional financial approach: work for decades, save in retirement accounts, and hope there's enough when they stop working. This episode examines why this traditional model may have serious flaws and explores how some investors are taking a different path through real estate.

You'll hear about the challenges with conventional retirement planning, different perspectives on homeownership strategies, and how real estate investing can create ongoing cash flow. The discussion covers various investment approaches and shares insights from decades of experience in the field.

Why traditional retirement plans may lack cash flow and what alternative approaches some investors are using instead

Different real estate investment paths including single-family, multi-family, and passive investing strategies

How financing strategies can potentially reduce upfront investment requirements in real estate deals

03:45 Traditional Retirement Planning Challenges - Discussion of why conventional approaches may fall short and lack ongoing income

16:20 Three Different Investment Approaches - Overview of single-family, multi-family, and passive investing paths and decision-making considerations

25:40 Track Record and Results - Information about industry recognition and award history over multiple years

27:00 Real Estate Deal Structure - How property acquisition and financing strategies work in practice

30:15 Cash Flow Concepts - Comparison between different approaches to property ownership and mortgage payments

Traditional approaches typically involve saving money over time, while real estate investing focuses on acquiring assets that can generate ongoing cash flow while you own them.

The discussion covers three main approaches: single-family properties, multi-family properties, and passive investing where you participate in others' deals.

The episode explains how hard money lenders and creative financing can potentially reduce the amount of personal capital needed to acquire properties.

Learn How to Make Money 5-6 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional retirement approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through multiple market cycles. Complete education, supportive community, and experienced mentors.

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

This episode compares two different investment approaches - putting money into a 401k versus buying rental real estate. The discussion walks through how each path affects your monthly cash flow over decades and explores the concept of leverage in real estate investing.

You'll also hear about the 35th anniversary celebration, including a special membership offer and upcoming events in Dallas where you can meet other investors and ask questions about their experiences. The conversation touches on what's involved in learning real estate investing and begins to explore how the rental business operates.

A side-by-side comparison of how 401k contributions versus rental property ownership might affect your monthly finances over time

How leverage works in real estate investing compared to retirement account contributions, including the role of tenant payments

Details about upcoming anniversary events and opportunities to connect with other investors who have experience with these approaches

07:30 The Cash Flow Comparison - Walking through how money flows differently with 401k contributions versus rental property ownership

12:30 Appreciation Potential - Discussing how both real estate and stock investments can grow in value over time

15:50 Leverage Concepts - Explaining how you can control real estate assets using bank financing versus saving full amounts in retirement accounts

18:30 Anniversary Celebration Details - Information about the 35th anniversary road tour and upcoming Dallas events

30:15 Rental Business Nature - Beginning to explore how the rental real estate business operates differently

The discussion suggests that with 401k investing, you're taking money out of your monthly budget for decades, while with rental real estate, you might receive monthly cash flow from tenants who also pay down your mortgage over time.

The conversation explains that you can use bank financing to control valuable real estate assets with smaller down payments, which differs from retirement accounts where you must contribute the full amount gradually over time.

There's a 35th anniversary road tour with a Dallas event scheduled for September 13-14, plus a case study evening on September 11 where you can meet and ask questions of other investors.

Learn How to Make Money 5-6 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years.

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Meet Keenan Kimble, a 29-year-old development permit enforcer who discovered a different perspective on earning income after reading a portion of Rich Dad Poor Dad. Like many young professionals, he was accustomed to trading time for money—until he encountered concepts that opened his eyes to alternative approaches for building wealth.

His journey reveals the mental barriers that can keep people stuck, the insights that sparked his interest in real estate investing, and what he experienced when he received his first rental payment. Keenan shares the fear and hesitation he faced, how he overcame analysis paralysis, and the process of going from complete beginner to owning multiple properties.

The tax-related insight that shifted Keenan's understanding of how different income sources are treated

How fear and analysis paralysis affected his early property search, and what finally motivated him to move forward

What Keenan experienced when he received his first rental payment and how it differed from his W-2 income

08:49 Tax Strategy Discussion - Conversation about how tax treatment differs between earned income and rental property income

12:06 Income Comparison Insights - Exploring the relationship between earned income, taxes, and passive income needs

16:40 Overcoming Initial Hesitation - How analysis paralysis affected early deal evaluation and what led to taking action

23:03 First Rental Payment Experience - Keenan describes receiving his first rental payment and how it differed from traditional income

28:00 Building Confidence Through Experience - How the property acquisition process evolved from first to third purchase

According to the discussion, fear is normal for beginners. The conversation suggests that at some point, you may need to commit to moving forward with a property and focus on making it work rather than endlessly searching for the perfect opportunity.

The episode discusses the importance of education first, working with experienced professionals, and understanding that the learning process involves both study and practical application.

Keenan shares his experience of receiving rental payments without having to actively trade time for that income, describing it as a different experience from traditional employment compensation.

Learn How to Make Money 5-6 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have thrived through three recessions. Complete education, supportive community, and mentors who've been building wealth for over 30 years.

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

September 4th marks exactly 35 years since the founding of a real estate education company that has weathered every market cycle, recession, and economic shift while countless competitors came and went. What separates lasting education from programs that disappear after a few years?

This milestone episode explores key principles that have remained unchanged for over three decades and the evolution of real estate education delivery. From the early days of computer kiosk training to today's online accessibility, discover what factors to consider when choosing your path to financial education.

      Why a significant percentage of this organization's members come through referrals rather than advertising, and what this reveals about education approaches

      The distinction between having a job and exploring passive income concepts that don't require active time trading

      How changing market conditions can create different opportunities for educated investors

02:30 The Full Circle Moment - Why second-generation investors are now joining the same program their parents used decades ago

07:00 What Made the Difference - The discovery about where most of this organization's members actually come from

13:00 The Monthly Check Reality - A candid discussion about what passive income might look like in practice

19:30 Breaking Free from Job Limitations - Why traditional education prepares you for employment but not wealth building concepts

24:00 The Survivor Test - How decades of market cycles can separate different education approaches

Many programs that focus on quick results disappear within a few years, often after regulatory issues or when market conditions expose flawed strategies. Longevity in education may indicate approaches that work across different economic cycles.

Success often relates to taking action rather than just consuming information. Many people gather knowledge but never implement what they learn, while others start with basic education and build systematically.

While technology has transformed how education is delivered - from in-person training to online access - fundamental principles of wealth building through real estate may remain consistent. What matters is finding proven strategies and applying them consistently.

Learn How to Make Money 5-6 Ways in Real Estate FREE workshop reveals how to create wealth and cash flow beyond traditional 401k approaches.

Join FREE Live Case Studies - Meet real investors, connect with like-minded people, and make new friends who are building wealth through real estate.

What if You Could Stop Guessing and Learn from Real Investors? Get time-tested strategies from people who actually own properties and have experience through multiple market cycles. Complete education, supportive community, and experienced mentors.

Facebook | YouTube | Instagram | LinkedIn | TikTok

The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.