33:40 | 

                The Del Walmsley Radio Show

"Age does not matter. Gender does not matter. What you do for a living does not matter. What matters is that you get started."

Why are 22% of Americans delaying home purchases according to a recent Guardian survey? This housing hesitation creates massive rental demand and distressed property opportunities. While others wait for perfect market conditions, smart investors are positioning themselves to capture equity in down markets.

Discover insights from real estate investing that built a portfolio sufficient to retire two people from corporate careers. From diverse backgrounds in investing to why national statistics mislead investors, learn what matters most—getting started with the right education and team.

                Why diverse backgrounds in real estate investing mirror successful team sports—age, gender, and professional background don't determine success when you have the right strategy and support system

                How the Guardian survey showing 22% delaying home purchases creates rental demand, and why national mortgage versus rent comparisons completely miss local market opportunities

                The distressed property strategy that captures instant equity—a real Fort Worth example demonstrating $46,000 in equity capture with just $18,000 out of pocket

                02:16 Why age, gender, and background don't matter in real estate investing—lessons from diverse team sports applied to wealth building

                06:24 Survey reveals 35% of Americans delayed big purchases, with 22% specifically delaying home purchases due to economic stress

                14:05 Why national numbers mislead investors—the critical importance of local market analysis over national mortgage versus rent comparisons

                24:30 Real Fort Worth example: $158,000 purchase price, $240,000 after repair value, capturing $46,000 in equity with minimal cash investment

                29:00 Building your real estate team—mentors, operations consultants, vendor networks, and the winning team approach to investing

National statistics like mortgage versus rent comparisons don't apply to individual markets. The principle "all real estate is local" means investors must analyze their specific local market or target investment market for accurate opportunities and returns.

Distressed properties result from seller financial stress or physical property damage, creating opportunities to purchase at significant discounts below market value. Strategic renovations can force appreciation and create instant equity through the value-add process.

Real example demonstrates purchasing a property for $158,000 with after-repair value of $240,000, requiring minimal out-of-pocket investment while capturing $46,000 in instant equity through strategic renovation and forced appreciation.

Equity Capture: The process of purchasing distressed properties below market value and forcing appreciation through strategic renovations—creating instant wealth as demonstrated in the Fort Worth investment example

Distressed Properties: Real estate sold at discounts due to seller financial stress or physical damage—the foundation of value investing strategies that create below-market purchase opportunities

All Real Estate is Local: Core investment principle that national statistics don't apply to individual markets—successful investors analyze their specific local or target investment markets rather than national averages

Discover the Truth at Our Free Real Estate Class - Learn the fundamentals used to retire from corporate careers through real estate

Get Exclusive Access to Live Case Studies - See actual deals demonstrating $46,000+ equity capture strategies

Join the Financial Freedom Program - The education and mentorship system that guides investors to financial freedom

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Most people will never invest in real estate. That's the harsh reality Mike Harrison confronts in this no-holds-barred episode where he systematically addresses every excuse people make to avoid building wealth through real estate.

Mike, filling in for Del Walmsley, shares his personal transformation from struggling solo investor to building $50,000 in annual passive income in just 3.5 years after joining Lifestyles Unlimited. He doesn't just theorize about success – he lived it, purchasing 11 single-family rental properties while working a demanding corporate job and raising three young children.

Why you need $4 million saved to generate just $10,000 monthly in retirement income

How real estate investors actually profit during market downturns like 2008-2010

The real time commitment: managing 11 properties in just 90 minutes per month

02:30 Mike's real estate journey: From 2011 cowboy to systematic success

08:40 Excuse #1: "My 401K is doing great" - The retirement math reality

10:20 The $4 million retirement calculation that shocks most people

11:20 Excuse #2: "I don't understand real estate investing"

13:30 Excuse #3: "I have a great job making good W-2 income"

15:30 Excuse #4: Market downturn fears and why they're backwards

21:40 Excuse #5: "My financial advisor said no" - Understanding their motivation

24:00 Excuse #6: Horror stories from neighbors and why they happen

27:00 Getting out of your comfort zone advice from a billionaire

31:20 Excuse #7: "I don't have time" - The screen time reality check

Ready to break free from financial worry?

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

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Think you need to buy 100 houses like Del Walmsley to achieve financial freedom? Andy Webb proves otherwise. Filling in for Del, Andy shares his actual 12-year real estate timeline - from hearing Del on this very radio show in 2011 to retiring from corporate America at 47, twenty years ahead of traditional retirement age.

Starting with their first house purchase in August 2012, Andy and his wife built a portfolio averaging about 2.5 houses per year. They retired his wife from her corporate job in just 3 years and grew their net worth over 3,000% through consistent investing in single-family rentals and passive apartment investments.

How equity capture has exploded from $7,000 in 2015 to $52,000+ today, giving current investors massive advantages Andy didn't have

The progression from house-heavy buying to strategic "capital events" - refinances, sales, and portfolio optimization that accelerated wealth

Why consistency over 12+ years with "singles" beats waiting for "home runs" that never come

01:45 Andy's Background: From Radio Listener to Real Estate Retired

03:07 First Steps: Joining Lifestyles Unlimited in March 2012

05:50 The Timeline: Bought First House August 2012, Immediately Bought Second

09:20 The Baseball Analogy: Why Singles Beat Waiting for Home Runs

10:25 Case Study: 2015 Arlington House - $25K Investment, 800% Return

14:30 Market Comparison: $7K Equity Capture Then vs $52K Now

19:30 The Shift: From Consistent Buying to Strategic Capital Events

Ready to start your own timeline?

Attend our Free Real Estate Class - Learn the fundamentals Andy used to build wealth

See How Others Started

Attend a Free Live Case Study Event - Real investor stories and timelines

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Meet Brian Brown, a full-time electrician from San Jose, California who listened to Del Walmsley for 10 years before finally taking action. What happened next proves that with the right education and strategies, anyone can build wealth through real estate while working full-time.

Brian started with two rental properties purchased the traditional way—20% down, standard financing. But after joining Lifestyles Unlimited in 2018, everything changed. He discovered strategies like hard money lending and 1031 exchanges that completely transformed his approach to real estate investing.

His most impressive move came when Brian used a 1031 exchange to sell one rental property in Idaho that was cash flowing just $150 per month and purchased three properties in San Antonio. The result? His monthly cash flow jumped from $150 to $1,200—an 800% increase while deferring all capital gains taxes.

How hard money lending required only $25,000 out of pocket for a $210,000 after-repair-value property

Why a 1031 exchange turned $150 monthly cash flow into $1,200 (800% increase) while deferring taxes

The exact steps to invest remotely from California to Texas while working full-time as an electrician

02:05 Why Brian listened to Del for 10 years before attending a free workshop

05:00 Brian's first hard money deal breakdown: $25,000 out of pocket, $210,000 ARV

18:30 How Brian manages out-of-state properties from California while working full-time

20:00 The 1031 exchange that transformed one property into three with 800% cash flow increase

23:15 Why Brian chooses value-play multifamily investments over immediate cash flow returns

28:00 Getting his kids started as real estate investors with $100K net worth goals

Brian's journey from traditional 20%-down investing to sophisticated strategies like hard money and 1031 exchanges shows what's possible with the right education. His story proves you don't need to quit your day job or have massive capital to build wealth through real estate.

The best part? Brian is teaching his children these principles early, setting them up for financial freedom. His 20-year-old son is already a property owner, and his younger children are passive investors in multifamily deals.

This isn't theory—it's a real blueprint from a working electrician who transformed his family's financial future using proven Lifestyles Unlimited strategies.

Ready to build real wealth through real estate?

Attend our Free Real Estate Class - Learn the exact strategies Brian used to scale his investments

See Real Success Stories

Attend a Free Live Case Study Event - Meet members like Brian who built wealth while working full-time

Ready to escape the traditional retirement trap?

Join the Financial Freedom Program - Learn hard money lending, 1031 exchanges, and passive investing strategies

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Think your 401K is an investment? Al Gordon, sitting in for Del Walmsley, delivers some uncomfortable truths about traditional retirement planning. While Del enjoys the freedom to vacation whenever he wants (because he's truly retired), Al explains exactly why your 401K is actually just a glorified savings account—and why that's a recipe for financial disaster.

Most people believe they're "investing" when they contribute to their 401K, but Al reveals the harsh reality: you're simply sending money to a savings account managed by someone else. You don't know what companies you actually own, you have zero control over the investments, and that money never pays you a dime until you're old and praying it doesn't run out before you do.

Real estate works completely differently. It pays you monthly cash flow while building equity, and you maintain complete control. Al breaks down a real property deal that's available right now—requiring just $19,500 down to acquire an $80,000 property worth $244,000 after repairs, generating $306 monthly cash flow and $47,500 in immediate equity.

Why 401Ks are glorified savings accounts that leave seniors working at grocery stores

How real estate replaces earned income with true passive income that pays you monthly

The exact numbers on a real deal: $19,500 investment creates 244% returns and $3,672 annual income

00:51 Why Del Walmsley can vacation anytime while you're trapped at work

05:12 The uncomfortable truth about what 401Ks really are—glorified savings accounts

11:25 Why seniors are bagging groceries instead of enjoying retirement

19:04 How real estate pays you five or six different ways unlike mutual funds

27:30 Real deal breakdown: How $19,500 becomes $67,000 in total equity

30:30 Complete property analysis: 3-bed, 2-bath "heavy lift" renovation deal

Al Gordon retired himself in just two years using Lifestyles Unlimited's proven system (most members take about five years, but he admits he was "desperate"). The difference? Instead of saving his way to potential poverty, he invested his way to financial freedom through real estate that pays him whether he's thinking about it or not.

This isn't theory—it's a 35-year-proven system. While your 401K might go up or down with no money in your pocket, real estate pays you every month while building long-term wealth. The choice is clear: keep funding a glorified savings account, or start building real passive income.

Ready to escape the traditional retirement trap?

Attend our Free Real Estate Class - Learn why 401Ks fail and how real estate creates true passive income

See Real Success Stories

Attend a Free Live Case Study Event - Meet members who escaped the 401K trap through real estate

Ready to build real wealth through real estate?

Join the Financial Freedom Program - Learn the exact system Al used to retire in two years

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

Ever wonder why some people retire at 34 while others work until they die? Del Walmsley overheard a conversation at dinner that sparked this eye-opening episode about the invisible prison most people never escape. Two guys at the bar were discussing their retirement "savings" - but they had no actual plan to ever stop working.

Del breaks down the harsh reality: most people can't even imagine a life without work. They're trapped in a cycle of saving money in accounts, hoping it'll somehow be enough when they're "old and gray." Meanwhile, Del has been retired since age 34, living in a 16,000 square foot home with money coming in every month without lifting a finger.

Why 90% of people die within two years of retirement and how to avoid this tragic fate

The hidden costs of working life that disappear the moment you achieve financial freedom

How an appliance repairman discovered the secret to reclaiming 2 hours of his life every day

00:35 The Bar Conversation: Two men with no real retirement plan beyond saving money

08:35 People believe they don't deserve to earn without working - the mindset trap

15:47 Escaping Work Stress: The appliance repairman who refuses to work during rush hour traffic

Del challenges everything you believe about work, retirement, and what's actually possible when you stop trading time for money. From avoiding rush hour traffic to having time for hobbies you've forgotten you love, this episode reveals what life looks like on the other side of financial freedom.

The appliance repairman who refuses to work during rush hour shows how even small mindset shifts can reclaim hours of your life. But the real question is: are you ready to stop pushing the rock up the hill faster than everyone else?

Ready to escape the traditional retirement trap?

Attend our Free Real Estate Class - Perfect for beginners and those exploring their options

See Real Success Stories

Attend a Free Live Case Study Event - Meet people who've escaped the work trap through real estate

Ready to break free from financial worry?

Join the Financial Freedom Program - Proven methods that don't require 60-hour work weeks

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

From reading Rich Dad Poor Dad before occupational therapy school to capturing over $215,000 in real estate equity while working part-time - Vivian Ezenwa's transformation proves that healthcare professionals can master real estate investing with the right strategy and mentorship.

In this Tell Del Tuesday episode, Del Walmsley interviews Vivian about her remarkable journey from part-time occupational therapist to savvy real estate investor. Starting with a $121,000 new construction property in Livingston, Texas, she quickly progressed to tackling a complete gut rehab that her mother literally ran away from after seeing holes in the roof.

The real power in Vivian's story lies in her strategic use of 1031 exchanges and hard money lending. When she sold a townhouse for over $100,000 in capital gains, she used a 1031 exchange to defer all taxes and rolled the proceeds into a duplex. Her progression from small rehabs to a $70,000 gut renovation showcases how proper mentorship accelerates success, especially her relationship with all three Houston mentors.

How Vivian used a 1031 exchange to defer over $100,000 in capital gains taxes completely

The exact numbers behind her gut rehab: $99,000 purchase + $70,000 renovation = $235,000 appraisal value

Why she transitioned to DSCR loans to qualify for multiple properties as a part-time worker

01:21 How Rich Dad Poor Dad Planted the Real Estate Seed Before OT School

02:55 COVID Travel Therapy Layoffs: The Wake-Up Call That Changed Everything

08:59 First Property: $121,000 New Construction in Livingston, Texas

13:02 Four-Month Timeline: From Joining Lifestyles to First Purchase

15:28 The $100,000 Tax-Free 1031 Exchange Strategy

18:13 Duplex Purchase: Buying from Another Lifestyles Member

22:51 First Rehab Success: $30,000 Investment for $50,000 Equity Capture

29:20 The Abandoned House with Holes in the Roof Success Story

31:01 Final Appraisal: $235,000 Value on $170,000 Total Investment

Whether you're a healthcare professional looking to build wealth beyond your day job or an investor wanting to see the power of strategic rehabs and tax deferrals, Vivian's documented success provides a clear roadmap for real estate wealth building.

Ready to build equity like Vivian?

Attend our Free Real Estate Class - Learn the rehab strategies that generated $215,000 in equity capture

Want to master 1031 exchanges and tax strategies?

Attend a Free Live Case Study Event - See how investors defer taxes and accelerate wealth building

Ready to start your own success story?

Join the Financial Freedom Program - Get the mentorship and roadmap that guided Vivian to $900/month in cash flow

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What separates the wealthy elite from everyone else? Del Walmsley dissects a fascinating article from a CPA that breaks down the six distinct levels of wealth in America, from poverty to the elite 1%. But this isn't just about numbers—it's about the completely different mindsets and strategies that define each level.

Del reveals the median net worth and income for each level, but more importantly, he explains the psychological shifts required to move up. Having personally climbed from the bottom to the top 1%, Del shares the critical moment when he realized that wealth isn't about earning more money—it's about owning assets that work for you. He exposes why most people get trapped at their current level and the specific actions needed to break through to the next tier.

The exact net worth and income ranges for all 6 wealth levels (and which one you're in)

Why the "comfort trap" keeps people stuck at their current level indefinitely

The fundamental shift from earning income to owning income-producing assets that separates the wealthy from everyone else

02:15 The 6 Levels of Wealth: Complete Breakdown from Poverty to Elite

05:30 Level 1 - Poverty: $14K Net Worth, $21K Income, Living on Assistance

08:45 Level 2 - Low Middle Class: $71K Net Worth, $44.5K Income, Blue Collar Workers

12:20 The Job Trap: Why Having a Job Keeps You in Levels 1-4

17:35 Level 3 - Middle Class: $159K Net Worth, $71K Income, The American Dream

22:10 Level 4 - Upper Middle Class: $307K Net Worth, $115K Income, Doctors and Lawyers

26:45 Level 5 - Upper Class: $3.8M Net Worth, $189K Income, Business Owners

30:15 Level 6 - Elite Wealthy: The 1% Who Own Everything and Work for Nothing

32:40 The Comfort Trap: Why People Get Stuck at Each Level

Want to understand how real estate investing actually works?

Attend our Free Real Estate Class - Perfect for beginners and those exploring their options

See Real Success Stories

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Ready to move up to the next wealth level?

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About The Del Walmsley Radio Show: Retiring America, one person at a time with unconventional wisdom and real estate investing strategies that work.

The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

What does it take to get back in championship shape at 69 years old? Del Walmsley found himself being questioned by amazed teenagers at the gym who couldn't believe his age or conditioning. But this isn't just a fitness story—it's a masterclass in the discipline principles that create success in every area of life, especially wealth building.

Del shares the pivotal moment when his professional bodybuilder daughter told her husband "you're not training, you're just going through the motions"—and how that observation revolutionized Del's approach to both fitness and finance. He reveals why knowing the right information is only 5% of success, while having the discipline to execute consistently is the other 95%. From building over 100 rental units to maintaining three beautiful koi ponds, Del proves that the same principles govern every area of excellence.

• Why "perfect practice makes perfect" and how most people waste years doing things wrong
• The mind-muscle connection that separates real training from just going through the motions
• How Del built a 100+ unit real estate portfolio using the same discipline principles that got him back in shape

Want to understand how real estate investing actually works?

🎓 Attend our Free Real Estate Class - Perfect for beginners and those exploring their options

See Real Success Stories

🎯 Attend a Free Live Case Study Event - Learn from investors who developed the discipline to retire in 5 years or less

Ready to develop the discipline that creates wealth?

💰 Join the Financial Freedom Program - Get the education and mentorship that builds multi-millionaires

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The information and opinions on the Del Walmsley Radio Show are for entertainment purposes only and do not constitute investment advice. Please consult a professional regarding your personal investment needs.

What does it take to build a 1,700-unit apartment portfolio starting straight out of high school? John Boriack proves it's possible with the right education, mentorship, and mindset. Del interviews one of Lifestyles Unlimited's most successful second-generation investors, who chose real estate education over traditional college and built an empire through seven major apartment syndications.

John shares the raw reality of starting during the 2008 financial crisis, when his first 50-unit property lost half its value within six months. Instead of quitting, he used this painful lesson to develop the cautious, strategic approach that's made him nearly untouchable in subsequent market downturns. From winning 30+ industry awards to being named nine times as one of Houston's Best and Brightest Companies to Work For, John reveals how he scaled from single-family houses to managing a portfolio worth tens of millions.

• How starting during the 2008 crisis created an investor immune to market traps and bad deals
• The leadership transition from real estate operator to business builder that enables true scaling
• Why building culture and purpose beyond profit is essential for long-term portfolio growth

Want to understand how real estate investing actually works?

🎓 Attend our Free Real Estate Class - Perfect for beginners and those exploring their options

See Real Success Stories

Attend a Free Live Case Study Event - Learn from investors who developed the discipline to retire in 5 years or less

Ready to develop the discipline that creates wealth?

💰 Join the Financial Freedom Program - Get the education and mentorship that builds multi-millionaires