Recorded live at the 2025 IRMI Emmett J Vaughan Agribusiness Conference (AgriCon) Central in Des Moines, this 9-minute episode of The Edge of Risk podcast by IRMI features a Snap Talk with Marnye Langer, president and CEO of The Langer Group. Ms. Langer gives us a sneak preview of what's in store for you at the 2026 AgriCon, August 31–September 2, in Nashville, Tennessee. Horse insurance is becoming increasingly complicated. Luckily, we have experts like Ms. Langer to keep us informed about changes.

In this episode of The Edge of Risk podcast by IRMI, host Joel Appelbaum speaks with Jim DeVoe-Talluto, assistant director of captive insurance at the Vermont Department of Financial Regulation, about what organizations need to know when applying to form a captive insurance company. Drawing on more than 2 decades of regulatory experience, Mr. DeVoe-Talluto outlines the steps applicants should expect, the most common barriers to approval, and the importance of a strong feasibility study and experienced advisers. Mr. DeVoe-Talluto also discusses Vermont's regulatory philosophy and why early planning, clarity of purpose, and strong executive buy-in significantly improve the chance of success. Whether you're exploring a first-time captive or seeking insight into regulator expectations in one of the world's largest captive domiciles, this conversation delivers timely, practical guidance directly from the source.

In this episode, Vermont Captive Insurance Association (VCIA) President Ian Davis joins The Edge of Risk podcast by IRMI to unpack how captive insurance legislation evolves in one of the world's most established domiciles. Mr. Davis explains the core pillars of "captive-friendly legislation," emphasizing clarity, flexibility, and responsiveness as foundational to Vermont's regulatory philosophy. He also reflects on the state's long-standing commitment to aligning oversight with real-world risk, ensuring both innovation and integrity remain central to the captive framework.

The conversation explores how Vermont's legislative process is rooted in collaboration among regulators, lawmakers, and industry participants, supported by continuous dialogue, trust, and transparency. Mr. Davis also highlights recent developments, including growth in cell structures and adaptive regulation for emerging risks such as artificial intelligence; environmental, social, and governance; and evolving tax considerations. Finally, he shares how captive owners and service providers can engage with VCIA's advocacy committee to help shape future priorities.

In this episode of The Edge of Risk podcast by IRMI, host Joel Appelbaum, chief content officer at IRMI and Captive.com, is joined by Samantha Poulin, associate actuary, and Craig Brophy, principal and consulting actuary, both with Milliman, to discuss governance best practices for captive insurance companies from an actuarial perspective.

Together, they explore how captive boards can strengthen governance through regular strategic reviews, clear communication with service providers, and ongoing education. The conversation covers key topics including aligning captive strategy with organizational goals, evaluating capital and coverage decisions, seeking independent actuarial opinions, and using actuarial data to guide operational and investment initiatives. Ms. Poulin and Mr. Brophy also share actionable steps boards can take over the next year to enhance oversight and ensure their captives remain resilient, data-driven, and strategically aligned.

Recorded live at the 2025 IRMI Emmett J Vaughan Agribusiness Conference (AgriCon) Central in Des Moines, this 9-minute episode of The Edge of Risk Podcast by IRMI features a Snap Talk with Casey Roberts of Laurus Insurance Consulting. In this episode, Mr. Roberts gives us a sneak preview of what's in store for you at the 2026 AgriCon, August 31–September 2, in Nashville, Tennessee. AAIS has changes coming our way, and Mr. Roberts will be joining forces with Casey Davis of AAIS to break it all down for us!

As the year-end approaches, captive insurance companies face a complex checklist—from renewals and actuarial reporting to audits, governance, and board preparation. In this episode of The Edge of Risk podcast by IRMI, host Joel Appelbaum, chief content officer of IRMI and Captive.com, brings together a distinguished panel to share practical guidance on how to streamline every stage of the process. Guests Kim Guerriero of Milliman, Alex Murray of Johnson Lambert, Claire Richardson of Hylant, and Dave Williams of Father Flanagan's Boys Home discuss key insights on policy renewals, strategy meetings, and regulatory compliance. They highlight how clear communication, proactive planning, and strong coordination among actuaries, auditors, captive managers, and boards can ensure a smooth and compliant close to the year. Whether you're a new captive owner or an experienced executive, this episode offers actionable takeaways for achieving efficiency and excellence in your captive's annual cycle.

The Edge of Risk Podcast by IRMI features Terence Kadlec, senior vice president and technical services expert at MC Consultants, Inc. In this 19-minute podcast episode, Mr. Kadlec highlights the connection between front-end project failures and back-end claim investigations that can and have led to improved processes. Hear about his experience as he stresses the importance of communication to adapt to the evolving risk industry. Learn how construction risk and insurance professionals of all levels can utilize experiences and environments, such as the IRMI Construction Risk Conference, to collaborate more effectively to mitigate future risk.

In this episode of The Edge of Risk podcast by IRMI, host Joel Appelbaum welcomes Courtney Boles, director of operations at Management Services International (MSI), one of the largest captive managers in North Carolina. Courtney brings her unique perspective on how small businesses can harness organizational alignment to maximize the success of their captive insurance programs. Drawing on her experience in both commercial insurance and captive management, Courtney discusses the importance of identifying internal champions, demystifying the captive formation process, and addressing common skepticism among business owners and their advisers. She highlights the value of communication, education, and cultural buy-in as cornerstones of long-term alignment. The conversation also explores real-world examples of successful captives, strategies for balancing emerging risks with conservative growth, and the role of innovation—from parametric solutions to artificial intelligence-driven tools—in shaping the future of small-business captives.

Reinsurance can be complex and confusing. However, in this 21-minute episode of The Edge of Risk Podcast by IRMI, Larry Schiffer, attorney at Schiffer Law & Consulting PLLC, helps you understand the basics. In plain talk, Mr. Schiffer breaks down important reinsurance concepts as they relate to agricultural risks. After this podcast, you'll understand the importance of Mr. Schiffer's philosophy of "say what you mean, and mean what you say."

A winning strategy for Liberty Mutual is to have professionals with farming backgrounds serve in its farm and ranch division. It helps to understand your client's needs when you understand your client's lifestyle and daily reality. This 16-minute episode of The Edge of Risk Podcast by IRMI features Jenn Powell, farm and ranch senior territory manager, Liberty Mutual Insurance.

This episode unpacks the challenges farmers face and the important work Liberty Mutual is doing to help protect the farmers' families and livelihood.