Do you still carry a lot of cash and how often do you use it? There’s no question the pandemic has accelerated the move to contactless payment. Our next guest argues that the end of cash is almost here and it will affect us in many ways. Libby Znaimer reached Eswar Prasad, a Cornell professor, an author, and a fellow at the Brookings Institution.

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According to research from the CMHA and the University of British Columbia, the pandemic is taking a big toll on our mental health. The dead of winter is always a difficult time. Margaret Eaton of the CMHA has some coping tips as we approach Blue Monday - on the third week in January - which some say is the saddest day of the year.