The Evernest Real Estate Investor

In this episode, Spencer Sutton and Adam Hobson break down how to actually increase cash flow on a rental that's averaging $100 to $400 a month. They cover why rent and comp estimates from wholesalers and agents are so often inflated, and walk through practical levers like protesting your property tax assessment, reducing vacancy by keeping great tenants longer, and refinancing when rates drop.

You'll learn:

• Why you should always verify rent and comps yourself instead of trusting a wholesaler's or agent's spreadsheet
• How protesting your property tax assessment and reviewing fixed expenses can free up real cash flow
• Why keeping a great tenant longer and refinancing when rates drop are two of the biggest cash flow levers you have

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Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co/podcasts

Email the Show: [email protected]

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Production House: Flint Stone Media

Copyright of Evernest 2026.

In this episode, Spencer Sutton and Adam Hobson lay out ten brutal truths about owning rental property that most new investors don't hear until it's too late. They cover why turnover, not vacancy or bad tenants, is often the single biggest killer of profit, and why treating a rental like a passive investment instead of an active business is one of the most common mistakes landlords make.

You'll learn:

• Why the tenant, not the property, is the real asset you're actually investing in
• How turnover, deferred maintenance, and vacancy can quietly wipe out years of cash flow
• Why leverage and long-term thinking separate investors who build real wealth from those who just look successful online

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Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co/podcasts

Email the Show: [email protected]

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Production House: Flint Stone Media

Copyright of Evernest 2026.

In this episode, Spencer Sutton and Adam Hobson break down the decision between buying more rental properties and paying down debt on what you already own. They cover why buying your way out of an unstable portfolio is a mistake, how personality and risk tolerance shape the right approach, and share a real example of Adam choosing to pay off a mortgage instead of adding another rental.

You'll learn:

• Why a stable, fully occupied portfolio with no deferred maintenance is the real signal you're ready to buy more
• How the BRRRR strategy can help an average-income investor scale without needing a big lump sum of cash
• When paying down debt makes more sense than buying, including how to free up cash flow from an underperforming property

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Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co/podcasts

Email the Show: [email protected]

===================================

Production House: Flint Stone Media

Copyright of Evernest 2026.

In this episode, Spencer Sutton and Adam Hobson break down cash flow versus appreciation and how to decide which strategy fits your goals. They cover the risks of chasing cash flow in lower income areas without doing proper due diligence, and share real examples of investors who built wealth through appreciation in markets like Franklin, Tennessee.

You'll learn:

• The pros and cons of chasing cash flow versus banking on long-term appreciation
• Why chasing the cheapest, highest cash-flowing properties can be a trap for new investors
• How commercial real estate compares to residential when it comes to cash flow and appreciation

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Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co

In this episode, Spencer Sutton and Adam Hobson compare single family and multifamily investing and explain why treating them as the same business is a common and costly mistake. They cover the biggest misconceptions around multifamily, like assuming more units automatically means more profit, and walk through why single family is often the easier, cheaper entry point into real estate.

You'll learn:

• The biggest misconceptions investors have about multifamily properties, and why more units doesn't automatically mean more profit
• Why single family is often the cheapest, easiest entry point into real estate, and where multifamily gets significantly harder
• What to have in place before buying a multifamily property, from financing and insurance to contractors and experienced eyes on the deal

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Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co

In this episode, Spencer Sutton and Adam Hobson break down when it actually makes sense to sell a rental property versus when to hold on. They cover the good reasons to sell, like rolling equity into a bigger opportunity or cashing in on a strong market offer, along with the warning signs it's time to get out, like looming repairs or simply being a burned out, tired landlord. They also share personal stories of deals that worked and ones that didn't, and why hesitating to sell a problem property is often the costliest mistake a landlord can make.

You'll learn:

• The difference between selling from opportunity versus selling from pressure
• How rolling rentals into commercial or multifamily property can pay off, and where it can go wrong
• Why "tired landlords" are prime targets for wholesalers, and why indecision costs more than a fast decision

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Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co

In this episode, Spencer Sutton and Adam Hobson discuss how real estate investors can find deals that other buyers are missing. They break down why good deals are harder to find today, how to identify truly motivated sellers, and why consistent follow-up is often more important than finding the perfect lead source. Adam also shares the strategies he uses to find off-market properties, from direct mail and cold calling to driving for dollars and building relationships with agents and property managers.

You'll learn:

• How to find motivated sellers through direct mail, cold calling, driving for dollars, and targeted lists
• Why consistent follow-up can turn rejected offers into future deals
• How relationships with real estate agents, contractors, and property managers can lead to off-market opportunities

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Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co

In this episode, Spencer Sutton and Adam Hobson discuss how someone with a normal W-2 income can build a $1 million real estate portfolio. They compare a slower, more conservative approach of saving for down payments and buying properties over time with a more aggressive BRRRR strategy that uses hard money, renovations, and refinancing. They also explain why your timeline, risk tolerance, financial situation, and long-term goals should determine which approach makes the most sense.

You'll learn:

• How living below your means and saving consistently can help you build a rental portfolio
• How the conservative buy-and-hold approach compares to the faster BRRRR strategy
• Why realistic numbers, risk tolerance, and long-term goals should guide your investing strategy

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Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co/podcasts

Email the Show: [email protected]

===================================

Production House: Flint Stone Media

Copyright of Evernest 2026.

In this episode, Spencer Sutton and Adam Hobson discuss how real estate investors can replace their W-2 income and eventually leave traditional employment. Adam shares his journey from struggling entrepreneur to full-time investor, including how he used wholesaling, owner financing, and disciplined saving to build reliable cash flow. They also explain why the right strategy depends on your income goals, risk tolerance, and motivation.

You'll learn:

• Why replacing your income may require multiple real estate strategies
• How wholesaling can generate cash to invest in long-term cash-flowing assets
• Why persistence, living below your means, and understanding your income goal are essential

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Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co/podcasts

Email the Show: [email protected]

===================================

Production House: Flint Stone Media

Copyright of Evernest 2026.

In this episode, Spencer Sutton and Adam Hobson discuss what landlords should do when a tenant stops paying rent and how to handle a potential eviction. They explain why eviction should be a last resort, the importance of communication and documentation, and how landlords can protect themselves throughout the process.

You'll learn:

• Why communication and documentation are essential when rent goes unpaid
• When cash for keys may be better than going through an eviction
• How tenant screening and financial reserves can help reduce future risk

===================================

Connect with Matt and Spencer at Evernest: Evernest.co

Hosts: Spencer Sutton and Adam Hobson

Visit the Podcast Website: Evernest.co/podcasts

Email the Show: [email protected]

===================================

Production House: Flint Stone Media

Copyright of Evernest 2026.