Currently we have hard copy passports and driver's licenses, but as our digital identities evolve, we may find ourselves with a worldwide digital standardized way of proving who we are. Today’s guest is Philipp Pointner. Philipp leads Jumio’s digital identity strategy and the initiative to enable multiple digital identity providers in its ecosystem. Prior to Jumio, Philipp was responsible for paysafecard, Europe’s most popular prepaid solution for online purchases. 

Show Notes:

• [0:53] - Philipp shares his background and current role at Jumio.

• [2:12] - Our online identity has changed very quickly over the last decade.

• [3:47] - Over time, this evolution has made people a lot more comfortable with technology.

• [5:50] - The changes that Philipp thinks are coming may cause problems with some countries not accepting them.

• [7:30] - The digital identity will likely be more secure than physical copies of important documents like passports and driver’s licenses.

• [10:47] - Chris and Philipp discuss a recent experience in verifying the credibility of physical documents.

• [12:52] - With more sophisticated benefits to a digital identity comes more sophisticated attack attempts.

• [15:40] - Where does one turn if they are a victim of identity theft?

• [17:11] - Philipp believes that it should be the responsibility of an organization to ensure the end user is safe.

• [18:48] - Philipp shares the results of a survey that asked people if they were willing to take more steps to ensure that they were secure online, but the exception was social media.

• [22:02] - Education around scams is improving and increasing, but not about everything.

• [26:20] - The technology exists to keep people more secure, but it isn’t employed as often as is necessary.

• [27:47] - At the end of the day, the inconvenience is always put on the end user.

• [29:07] - Biometrics are strong and have a lot of well governed standards already in place.

• [31:40] - Research shows that the requirement to change passwords every 90 days is ineffective.

• [32:59] - Currently, there isn’t a one-stop shop to receive the education they need to better understand cybersecurity.

• [35:48] - Philipp and Chris talk about the recent issue with concert tickets being purchased by bots for scalping.

• [38:28] - The general public has become an easier target than in years past because of the increase in online activity.

• [40:09] - People vastly overestimate their ability to detect fake images and deep fakes.

• [41:42] - Philipp explains what it means to have a reusable digital identity.

• [43:30] - When digital identity is used to verify in the future, will users have the ability to revoke their provided information?

• [46:58] - Pursue education on this topic and then take action.

• [50:01] - Your data is definitely online and it's important to be aware of what is available for potential scammers to know.

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