The Financial Griot

The TFG crew discusses Diddy's fallout and raid, the collapse of the Baltimore Bridge, and more. The world is changing and so are the power dynamics. And that's not a bad thing. When society is unequal few people win while providing misinformation to others. However change is never simple, Some people will go to jail or prison in the end.  

Be careful of the company you keep and try not to go to a Diddy-style party.

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

The Financial Griot podcast panel discusses how we are all trying our best to reengage with the world. 2019 was five years ago and it almost feels ancient. We are all getting older and steadily slowing down. For some, getting outside is out of necessity. For others, it's an opportunity to help others. Either way, we are outside again.  

Will it be for the better this time?

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

The Financial Griot team is back to discuss the modern dating landscape and the myriad of failed relationships. There is nothing worse than the dreaded question, "What do you bring to the table?".  

Check, please.

The modern dating scene is characterized by an abundance of choices, with online platforms and dating apps providing a seemingly endless pool of potential matches. With the cost of dinner for two pushing $100, it's nearly unaffordable. Some say that dating is harder now than it was 10 years ago due to more physical and emotional risks, advances in technology, it being harder to meet people, and shifting societal expectations.

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Did you tune into the 2024 State of the Union? We did so you don't have to. What's the takeaways? Classic chest-pumping Americana with a load of promises that may or may not come true. Likely not but we can dream. Biden v Trump 2024 is shaping up.

According to CNN — 

• President Joe Biden delivered a raucous third State of the Union address, one that could be among the most important speeches he gives during his presidency as he turns toward reelection. His list of objectives was long: Tout his accomplishments in office, look ahead to a second-term agenda, allay concerns about his age and fitness and provide a contrast with Republicans, including his rival Donald Trump. The result was a fiery speech that bore little resemblance to his States of the Union past. Intent on displaying his energy and eager to engage with Republicans, Biden delivered a starkly political speech that his aides hope can ease Democratic jitters about his political prospects.

Biggest takeaways according to NPR:

1. He took on Trump extensively on a wide range of policies
2. Reproductive rights are front and center in 2024 campaign
3. Biden made the case for why his economic policies are working
4. Border security provoked a GOP response, and blame game
5. Biden addressed critics on his Mideast policy, stepped up criticism of Israeli leaders

Elements that President Biden needed to address, according to PBS:

1. The old age question and his vigor for politics
2. Saving the Middle class in the age of inflation and price of goods increasing
3. Health care and social security

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Today, the Financial Griot Podcast is joined by Ecclesiaste Guerrier, who discusses how global finances play a pivotal part in geopolitics. We discuss significant events since 2020, which include the global supply chain shock, Russia's invasion of Ukraine, the Gaza Strip, Biden v Trump 2024, and what it all means for you at the grocery store.  

It's complicated. You need to tune into this one.

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

The crew discusses cultural norms and beauty standards. Research shows that physically attractive workers earn up to 15% more than those considered less or unattractive. Even more surprising, the beauty pay gap is larger for men than women. 

Check out the following:

• According to financialpoise.com, beauty bias can affect your financial future, with attractive people earning 4% more than the average salary and those who are less attractive earning 4% less. Attractive people are also more likely to be called back for interviews and are perceived as more confident, trustworthy, and socially skilled. 
• Women who routinely spend money on their appearance will shell out almost a quarter of a million dollars, $1,756 a year, or $313 a month throughout their lifetime. Versus men who shell out $175,680, about $2,928 a year or $244 a month. 
• Some studies suggest that taller people earn more money. For example, a 2004 study found that for every inch of height, a person's salary increases by $789, which means someone who is 6 feet tall would earn nearly $166,000 more over a 30-year career than someone who is 5 feet 5 inches. This study also noted that height is positively associated with work hours.
• According to a 2014 WSJ article, a study of 1.3 million Swedish men found that CEOs are generally taller than average, with the average man being 5'10.5" and CEOs being 6' on average. A 2014 LinkedIn study also found that male CEOs average 6 ft tall, and that height differences among CEOs are linked to differences in pay.

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Today, Lawrence and Alainta catch up on life and share the realities of how imperfectly flawed people we are.  We must remember to extend grace.  In the end, we are all growing physically, emotionally, financially, and spiritually. 

To quote fame comedian Dave Chappelle, "we are all living a very real and vivid human experience." As we collide with each other, just remember that you weren't always in a good place to listen and receive information.

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Today, the crew is together and Alainta shares great news about finding her missing cat Bruno, and the financial cost of getting his health back on track.

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus