The Financial Griot

Lawrence and Alainta discuss scammers and their lack of financial proof that what they are selling actually works. It's one thing to be socially rich in appearance, it's another thing to have enough assets and financial security. Rich people IRL simply move differently than the norm. 

According to the Federal Trade Commission, financial fraud increased by over 30% from 2021 to 2022, with total losses surpassing $8.8 billion. The biggest losses were to investment scams, including cryptocurrency schemes, which cost people more than $3.8 billion, double the amount in 2021.

With the rise of the digital economy, scammers now reach targets by social media and text, as well as phone and email. Online payment platforms, apps, and marketplaces have also increased opportunities. Still, many of their tactics and strategies are similar.

What's the Financial Griot? Elaborate Please.

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Connect with the TFG crew on Instagram:

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Today, Alainta is speaking with guest Dr. Constance Craig Mason. She shares her story of leaving her healthcare job and entering the financial entrepreneurial space. Her passion for helping families become secure in their financial wealth. 

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Connect with the TFG crew on Instagram:

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

 Featured Guest: 

Dr. Constance Craig Mason

Lawrence and Alainta discuss the evolution and financial progression of being older. Becoming true geriatric millennials who are over 30 but not quite 50. The game is definitely changing. 
 

What's a Geriatric Millennial?

Geriatric millennials are a micro-generation of people born between 1980 and 1985. The term was popularized in a viral Medium article titled "Why the Hybrid Workforce of the Future Depends on the 'Geriatric Millennial'". The term was coined by author and teamwork expert Erica Dhawan, who described geriatric millennials as those born between 1980 and 1985. Dhawan believes that being skilled in both digital and personal forms of communication enables geriatric millennials to serve in a hybrid role in the workplace.

Geriatric millennials are comfortable with both analog and digital forms of communication. They were the first generation to grow up with technology like a PC in their homes. They are neither ignorant of technology nor so engrossed in it that a voicemail inspires fear. However, many in the cohort are bristling at the moniker.

Here are the 25 signs that you are a Geriatric millennial.

What's a Financial Griot Anyways?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Connect with the TFG crew on Instagram: 

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Today, we have featured guest Crystina Cardoza who is a math specialist and financial literacy educator. She shared her passion for teaching math and encouraged others to be more confident in their math abilities in order to thrive in their personal finances.

What's the Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Connect with the TFG crew on Instagram:

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Featured Guest 

Cristina Cardozo 

Lawrence and Alainta discuss how to harness life's internal pressure. There is a daily exercise of risk assessment that we make each day to be successful. Daily challenges and the tension we carry; we cannot afford to make simple mistakes anymore. That's the price for autonomy and independence in a modern society. 

What's a Financial Griot Anyways?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Other Sources:

• The Future & the Pressure of Being Successful
• How to Overcome the Pressure to Succeed
• The Price We pay for the Pressure to Succeed

Connect with  the TFG crew hosts on Instagram: 

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva-Gonzalez, Financial Foodie and Millionaire Travel Blogger @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Today, we break down the latest 2022 data from the U.S. Census Bureau, the US Bureau of Labor Statistics, as well as the Federal Reserve Survey of Consumer Finances. The TFG reflects on how statistics can be used as a proactive tool and how the numbers humanize the average American's experience with money. 

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Resources: 

• US  Census Bureau: Income, Poverty,  and Insurance Coverage in the United States: 2022 
• Poverty Rate Jumps in 2022 after  the end of enhanced child tax credit
• 2022 Consumer Expenditures from the US Bureau of Labor Statistics
  
   

Connect with  the TFG Crew Hosts: 

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva-Gonzalez - Financial Foodie and World Traveler @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Today, the crew discussed the recent increase in worker strikes, their respective financial impacts, and the potential impacts on our entire society. The picket line, work freeze, and the cost of goods are taking their toll. Something has to give. Will society break or will the workers?

What's a Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Resources: 

• The Hollywood writers' strike is over, but the actors' strike could drag on
• UAW workers and Mack Trucks reach a deal to avoid the strike
• US  Census Bureau: Income, Poverty,  and Insurance Coverage in the United States: 2022 
• Poverty Rate Jumps in 2022 after  the end of enhanced child tax credit

Connect with the TFG Crew Hosts on Instagram: 

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva-Gonzalez, Financial Foodie and Blogger @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Today the crew discusses Trevor Noah's autobiography Born a Crime. 

Born a Crime is a memoir by Trevor Noah that covers his experiences growing up in apartheid South Africa. The book is described as heartfelt, funny, and heartbreaking. It covers the dangerous situations Noah faced as the child of a Black Xhosa woman and a white Swiss man in a country that forbade interracial unions. Some say the book is essential reading because it makes the injustice of apartheid and the fallacy of racism more accessible and easier to understand.

Here are some reviews of Born a Crime:

• Heartfelt: Some say the book is heartfelt and that Noah shares his experiences in a way that only he could.
• Funny: Some say the book is funny, but not a comedy.
• Observations: Some say the book offers acute observations of South African culture.
• Themes: Some say the book's themes include courage and perseverance.
• Narration: Some recommend listening to the audiobook because Noah narrates it himself.
• Disjointed: Some say the narrative is somewhat disjointed.
• Relationships: Some say they loved reading about Noah's relationship with his mother.

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva- Gonzalez @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Today the crew discusses extravagant events and super soft life. A lot of Americans are getting extorted by the Soft Life and #treatculture. 

The Power of Media and Extorting Hard Earned Dollars:

The hard definition of extortion is a crime that involves obtaining money, property, or services from someone through threats or intimidation. But in this instance, we are getting extorted by social media and the fear of missing out (FOMO).

Who is the Financial Griot Podcast?
 

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva- Gonzalez @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Bonus Episode - A great conversation between friends on the Financial Griot Podcast about Black Masculinity in a changing world.

It's no secret that exposure to racism and discrimination is linked to various adverse mental health outcomes. The effects of systemic racism on Black Americans have been persistent and profound, as the National Alliance on Mental Illness (NAMI) points out, and the increase in media reports and images of police brutality and violence inflicted upon members of the Black community has added insult to injury.

The impact can be chronic, says Angela Neal-Barnett, PhD, a professor of psychology and the director of the Program for Research on Anxiety Disorders Among African Americans at Kent State University in Ohio. “Traumatic events related to racism have been unrelenting for Blacks. In good times, racism is a stressor; in bad times, racism is trauma,” she says.

So where do we go from here?

Find  the TFG Crew Hosts on Instagram 

• Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
• Lawrence Delva-Gonzalez @theneighboorhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus