The Financial Griot

2020 hit us with a wave of change. For many, it was a brush with our own mortality. However, COVID-19 related death soared to over 1 Million. Although it's not something most people would like to discuss, it is still important to Grieve in Peace.

The Financial Griot (TFG) podcast is back with another poignant episode as we entering into a new phase of Baby Boomer retirement, high inflation and a seemingly unavoidable global recession.

Alainta is present with guest Jen Gumbel ( Probate & Estate Planning Attorney). We discuss planning for this side of Heaven as they say. We also talk about the after life; but not in the literal sense lol.

Jen also breaks down and walk us through all the nuances of estate planning and probate. Learn what is the difference between a Will and Trust? As well as everything in between. The goal is for you and your love ones to have an effective estate planning that build on legacy and generational wealth.

Take a ton of notes and take action.

Jen started Organized (after)Life to change how people think about estate planning and legacy. 

To help you do the organization necessary to reduce the to-do list you’ll leave for the people who will grieve you and to help you understand that everyone is capable of leaving a good legacy. She shares the tools and information that all of us in “death law” wish every client knew coming in. She also demonstrates to people when and why working with an attorney is important. 

It’s her way of swiping at death. "And doubling down on life."

If you are as excited about Our Guest as we are:

Jen Gumbel ( Estate Planning & Probate Attorney), available on Instagram and TikTok

• Also check out The Six Day Organizational Challenge freebie:  TFG listeners receives a  a 10% discount code until the end of November '22 for both workshop and Probate Bootcamp: Enter Code GRIOT10
• Also Check out Your Organized (after)Life Workshop 
• Probate Bootcamp

About Us: 

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

In today's episodes, we discuss our experience at Fincon'22 in Orlando, FL. For the uninitiated FinCon is a Financial Conference. It's a great meet up with a ton of financial influencers or soon to be influencers. From podcasts, blogs and YouTubers; this is the place to be for money nerds. The turn out is incredible. It's kinda like Comicon for Money Nerds.

We dish out on the positive moments and even the negatives. We will also throw in the Scammy ones too.

If you want to know more about us:

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

Is Kanye being old Kanye or new Kanye? I'm confused right now.

The Financial Griot gang is back for another short episode. Well shorter by our standards since we can talk. Today we discuss the evolving new black capitalism and the hope that we remain unafraid in the creation of wealth. We can't be relegated to victimhood and money trauma as a baseline for Black social mobility. 

About us:

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

TFG is back!

Today, we have guest Jay Stephens (My Wealth Journey, LLC) we discussed low vibration social media coaches, discernment and learning through the digital spaces. This post pandemic world is emotionally grueling. Take a step back to recenter. Find balance while working on your future.

Don't become a devoted follower, only to realize that you haven't moved in ages.

Wait what's the show all about?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

Featured Guest: Jay Stephens 

My Wealth Journey, LLC 

TFG is back from FinCon 2022 and the hype is real!  

Today 's episode the crew chats with J. Money (Budgets are Sexy).  

J. Money is a successful blogger and entrepreneur; one of the pioneers of financial transparency in the digital space. We discuss his journey starting his blog  Budgets are sexy to owning back his time by retiring. And sharing his thoughts on  the value of financial happiness.

Pay close attention to how Alainta is fangirl-ing. 

*Simmer down, smh. We are a professional podcast now. It's Season 2. We have more guests!

About our Guest for today's episode

Beyond blogging, J.Money is a lifestyle design-y minimalist who loves to skateboard. With a joyful energy, over 14 years, he has been sharing his journey and fostering a community of Financial FREEDOM. Now in his early 40s and “early retired,” he gets to do what he want from sunrise to sunset.

The biggest take-aways:

Once you get to the top, you can keep going. Through the process, he has seen trials and tribulations. Somewhere along the way, he learn to embrace the good with the bad. On top of that, he embraces others. Why? Turns out the money doesn't buy you happiness. You get to create that on your own every day!

Notable features:

• Forbes: How Blogger J. Money Socked Away $400,000 In 7 Years
• Kiplinger: 10 Personal Finance Blogs Worth Reading
• Business Insider: My Net Worth Is Nearing $1 Million — ‘Stealth Wealth’ is The Key
• My Worst Investment Ever: J. Money – Break Free From the Crowd to Make Better Financial Decisions
• Marriage Kids and Money: Track Your Net Worth and Become a Young Millionaire – with J. Money

It was an absolute joy to chat with him. We hope start to track and follow his energy.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

Guest J.Money 

Connect with J. Money   [email protected]

Budgets are sexy 

TFG Shorts is back. In this episode, we discuss the cost of being a pet parent and modern pet culture. The pet market is a  $200+ billion dollar industry in North America. That's Billion with a "B". The global pandemic sped up the process with even airlines adding pet restroom spaces. This is big business and Pet care is expensive.

Currently 70% of US homes own a pet while pet side hustles are booming. It might be the next best thing for young adults dealing with low wages.

Total U.S. Pet Industry Expenditures 

Year                 Billions of dollars

2021                 $123.6  Actual   
2020                 $103.6 
2019                 $97.1
2018                 $90.5 

In 2021, $123.6 billion was spent on our pets in the U.S. Breakdown:                                           
Pet Food & Treats - $50.0 billion 
Supplies, Live Animals & OTC Medicine - $29.8 billion
Vet Care & Product Sales - $34.3 billion
Other Services - $9.5 billion  
 

*Other Services include boarding, grooming, insurance, training, pet sitting and walking and all services outside of veterinary care

About Us

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

TFG is back! And even Shadier than ever?!

The crew discusses the impacts of social mobility referencing the research study from The Opportunity Atlas; due to economic connectedness.  Economic Connectedness (EC) is based on the extent of friendship across class lines.  Social capital is just as important as capital, the crew takes a deep dive into life trajectories and what happens when one interacts outside of their communities to develop a better sense of self.

Turns out, keeping poor company can make you or keep you poor in the long run.

Article/Study Resources:

• PlanetMoney: "Friend Request"
• The Opportunity Atlas 

More details will be available in the show notes, www.theneighborhoodfinanceguy.com

About Us:

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

If you like our podcasts and want to share your financial story as a guest. Hit us up at https://calendly.com/thefinancialgriot/

TFG Crew is Back with another Short episode. Sweet, we are back to being consistent.

Today we discuss finding REEL peace with Lovely. We baited her to rant and you get to hear the carnage.

Obviously, it's a play on words. What we see might not be what it appears on social media. And sometimes it's just what you see and how you interpret the information in your own mind. 

Detailed show notes are posted later on www.theneighborhoodfinanceguy.com

About Us:

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

Brunch has been a fun-filled day with food, drinks, and fellowship.  However,  the commodore has dwindled and the cost of brunching has been inflated with expensive food, clothes,  and less community. 

According to Road to Equality in 2017, the median black wealth gap is heading to zero. The pretentious nature of our priorities as a community will financially cost us in the long run. The scarcest resource we have is time. Try to do more with it.

Resources:

Road to Zero wealth

Detailed show notes, www.theneighborhoodfinanceguy.com

About Us:

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity and embracing changes. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah it's possible. 80% of millionaires are first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger, and Tax Specialist @theneighborhoodfinanceguy

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers that welcome a fresh take on money.

So there you have it, The Financial Griot or TFG for short. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since the opportunity is abundant and Win-Win.

Find  the TFG Crew Hosts on Instagram 

Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin

Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy