This week’s theme on the Retirement Quick Tips Podcast is: Retire…Never?

Today, I’m talking about reframing the retire never idea with the work optional idea instead. 

Saving and investing with the idea that you could retire sometime between 60-65, regardless of when you actually do retire, should be the goal. You’ll save enough and have the ability to retire, but there’s no pressure to keep working and you could retire at any time without a significant financial cost or downgrade in lifestyle if you happen to retire sooner than planned.

There’s tremendous strength and freedom that comes with work optional. There’s no pressure to keep working or hold on tightly to a career or a job you currently have, because you could take it or leave it. 

It’s the detachment that gives you the freedom to enjoy your last working years and focus instead on what you enjoy doing, and what brings you the most satisfaction and meaning. 

And it’s only by saving as if you’ll retire sooner than you planned that you’ll get there.  

That’s it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast.    

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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance