Navigating the maze of insurance policies can be challenging, here are some tips for keeping insurance simple and to be responsible when there are people relying on your well-being.

Having a direction and purpose is crucial to finding success in anything. In personal finance, we must have a plan that is congruent with our lifetime goals.

Being balanced is key to financial independence. Make sure you're using your money to enjoy your life and not just to impress other people. "Live like no one else today so that tomorrow you can live like no one else." Be patient with your financial goals, stick to your plan, and enjoy yourself!

In less than 4 minutes you can learn about a couple important topics in your tax planning. Make sure you get taxes right - from withholdings to filing! DON'T give Uncle Sam an interest-free loan!

Learn about retirement planning options like a Roth IRA and a 401(k) plan. I also suggest the use of target date funds. Knowing what to invest in and the related tax benefits will put you a step up as you plan for your dream retirement. 

Learn about different types of investments such as stocks, bonds, mutual funds, exchange traded funds (ETFs), and target date funds. Maximize your unrealized income, minimize your realized income and become WEALTHY!

You NEED a budget in order to become financially independent. A budget is a tool to help you build wealth to achieve your personal and financial goals, without using costly debt that will only drown you in the end. You deserve to know where your hard earned money is going. How do you get started? Listen here! 

The first "real" episode of the Summer Mini Series! What do you do with your paycheck? Pay yourself first! Then cover living expenses and have fun with the remainder. 

Paul McAvoy is a collegiate Ice Hockey player and has a strong background in personal training. He is currently studying breathing concepts through XPT and is a psychology and english student at Colgate University in New York. Paul talks about breathing, nutrition, exercise, recovery, and motivation and how doing these things right can lead to feeling better and help you make smarter decisions.

Want to win a free copy of 'The Millionaire Next Door'? Direct message on instagram (@healthywealthyandwise_podcast) a question about personal finance or send in a change you have made in your own well-being to be entered to win! If you are an entrepreneur, you can also send in an advertisement or request to be on the show. This episode officially kicks off the Summer Mini Series, starting on Wednesday, July 3!