Think having student loans will prevent you from buying your first home? In this week’s episode of The Homeowner Prep podcast we will show you how you can buy your first home and if paying off student loans before you buy is the right decision. Check out the full episode and if you have questions, be sure to reach out to us.

//SHOW NOTES

00:00 Do You Have Student Loans?

00:11 Welcome to Homeowner Prep

00:34 Thank You For Your Support

01:30 Student Loan Statistics

03:26 Control Your Spending

05:33 How Student Loans Impact Your Buying

07:27 Student Loan Payment Calculation

11:20 Should I Payoff Student Loans First?

12:58 Get Started with Homeowner Prep

13:21 Let’s Connect on Social Media

13:46 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyahome #realestateadvice #homeownerprep

Payday Loans keep many renters from becoming homeowners, but in this episode we will talk about how to avoid them, pay them off, and stay on track to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 Ever Had a Payday Loan or Heard one?

00:12 Intro

00:34 Welcome To The Homeowner Prep Podcast

01:15 The Growth of Payday Loans

02:03 What Is A Payday Loan?

04:10 Why Are They So Dangerous?

05:30 Who Uses Payday Loans?

06:24 Time Pressure Is The Issue

08:00 Cut Your Expenses to Avoid Payday Loans

09:29 Increase Your Credit Limits Before Using Payday Loans

10:32 Borrow Money From Family Before Getting A Payday Loan

11:30 I Had To Get Out of The Payday Loan Trap Too

12:09 Homeowners vs. Renters Using Payday Loans

13:04 What To Do When You Have Money Problems

13:45 Reach Out To Homeowner Prep

15:04 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#buyahome #realestateadvice #homeownerprep

When recessions come, unfortunately so do job cuts. In this episode we will discuss some ways to prepare for a potential job loss and control what you can control on your journey to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 What People Say Before Being Laid Off

00:15 Intro

00:37 Welcome To The Homeowner Prep Podcast

01:56 Come Back To Your Budget

03:50 Keep Money On Hand

05:10 Get Job Related Training

06:42 Update Your LinkedIn Profile

07:58 Update Your Résumé

08:57 Why Companies Cut Jobs

10:33 Reach Out To Homeowner Prep

11:45 Outro

//IMPORTANT RESOURCES

Get Started With Homeowner Prep: https://www.homeownerprep.com/start   

Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch

Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#jobloss #realestateadvice #homeownerprep

Inflation rates are rising faster than we can put out podcast episodes! So how does inflation impact first time home buyers? In this episode we will discuss inflation rates and what you can do to beat inflation in order to buy your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 How Inflation Impact Aspiring First Time Home Buyers

00:11 Intro

00:34 Welcome To The Homeowner Prep Podcast

01:11 Let’s Define Inflation & How We Got Here

03:45 Beat Inflation with Real Assets

04:13 2 Choices - Earn More or Spend Less

05:35 Feel The Pain To Make Change

06:45 Outlast The Economic Changes

08:45 Get Started with Homeowner Prep

09:21 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#inflation #realestateadvice #homeownerprep

A recession can delay your plans to buy your first home, but there are ways to be prepared and make sure you reach your ultimate goal. In this episode we will provide you with a few tips to prepare for the upcoming recession. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 Let’s Talk About The Recession

00:17 Intro

00:40 Welcome To The Homeowner Prep Podcast

01:27 What Is A Recession?

02:56 How Will The Recession Impact You?

03:50 How Are Recessions Measured?

06:24 Should I Buy A Home During A Recession?

07:33 Buy Assets During A Recession

08:14 Pay Down Debt During A Recession

09:59 Save Money For A Rainy Day

11:35 Start Investing To Generate Additional Income

12:31 Don’t Be Fearful, Be Prepared

13:07 Get Started with Homeowner Prep

13:51 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

You may have missed the last housing opportunity with low rates and home prices, but trust me, another one is coming! In this episode we will help you focus on the things that matter to ensure you are ready to buy when the next opportunity arises! Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 Another Housing Opportunity Is Coming… Are You Ready?

00:26 Welcome To The Homeowner Prep Podcast

00:48 A Window of Opportunity Is Yet To Come

01:41 Step 1: Make Sure Your Credit Is Ready

03:59 Step 2: Start Paying Off Debt

06:33 Step 3: Invest For Job and Inflation Protection

09:38 How To Get Started with Homeowner Prep

10:12 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

People often think there are only two options, rent or buy… but there’s actually a 3rd option! You can buy a home with a lease option, also known as “rent to own”. In this episode we will explain how you can buy a home using a lease option, what to expect and where to find them. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 The 3rd Option to Rent vs. Buy

00:23 Intro

00:46 Welcome To The Homeowner Prep Podcast

01:35 Sometimes You’re Just Not Ready… Yet!

02:27 How A Lease Option Works

05:14 Forced Savings Plan

07:27 How The Purchase Price Is Determined

09:28 Option To Buy, Not Obligation To Buy

10:05 What If You’re (Still) Not Ready?

12:39 How To Find Lease Option Properties

13:38 Get Started with Homeowner Prep

14:36 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

What did your Dad - or Father figure - teach you about money? On this special Father’s Day episode of The Homeowner Prep Podcast we discuss money lessons from Dad and how to put them to use. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

00:00 What Lessons Did You Learn from Dad?

00:48 Intro

01:10 Welcome To The Homeowner Prep Podcast

02:03 Lesson 1: Hard Work

03:55 Lesson 2: Entrepreneurship

08:03 Lesson 3: You Are you

10:54 Lesson 4: Invest Early

14:05 Get Started with Homeowner Prep

15:05 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

Wondering what the average first time homebuyer looks like? On this week’s episode of The Homeowner Prep Podcast we discuss the age, income, and credit of the average first time homebuyer, so you can see just how close you may be to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 You Look Like a First Time Homebuyer

00:40 Intro

01:02 Welcome to Homeowner Prep

01:50 The Average Age of a First Time Homebuyer

04:43 The Median Income of a First Time Homebuyer

05:58 The Family Makeup of a First Time Homebuyer

07:43 The Credit Score of a First Time Homebuyer

09:21 The Down Payment of a First Time Homebuyer

12:00 Get Started with Homeowner Prep

13:10 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep

Are you ready for the additional costs of homeownership? In today’s episode of The Homeowner Prep Podcast we will discuss some of the often overlooked costs of homeownership so you aren’t surprised when you receive the bill. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.

//SHOW NOTES

00:00 HOAs - Love Them or Hate Them?

00:46 Intro

01:09 Welcome To Homeowner Prep

02:04 Utility Payments

03:42 Yard Expenses

06:25 HOA Fees & Control

10:25 Solar Payments

13:20 Contact Us For More Info

13:47 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#stoppayingrent #realestateadvice #homeownerprep