If you’re not familiar with our home readiness program Homeowner Prep, on this week’s episode we are walking you through our process step-by-step. The process all starts with a simple question. If you have questions about the process, be sure to reach out to us or drop your question in the comments.

// SHOW NOTES

00:00 How Do I Get Started?

00:15 Intro

00:37 Real Quick…

01:04 Welcome to The Homeowner Prep Podcast

02:15 Reasons Why People Are Scared To Get Started

03:14 How Do I Buy A Home?

03:44 How To Get Started With Homeowner Prep

04:25 Completing A Free Online Assessment

05:00 If You’re Ready To Go

05:29 What Happens On The Free Call

07:17 You’re Probably Closer Than Your Think

08:17 Monthly Accountability

09:20 The Goal Is To Get Pre-Approved

09:48 Selecting A Starter Home vs. Dream Home

11:04 We Will Connect You With An Agent or Lender

12:08 How Fast Can I Buy A Home?

12:48 What Are The Two Requirements To Start?

14:20 Get Started Today

15:07 Let’s Connect On Social

15:46 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownership

There are so many misconceptions about credit scores and reports, and truthfully most of us were never taught how our credit works. In this week’s episode we talk about how credit scores work and how to quickly improve your credit score so you can buy a home. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 You Don’t Need A 700 Credit Score To Buy A House

00:09 Intro

00:31 Welcome to The Homeowner Prep Podcast

01:14 The Misconception of Required Credit Scores

01:48 How Your Credit Score Impacts Your Qualification

02:48 How Credit Scores Work

03:17 The Breakdown of Your Credit Scores

05:25 Will Multiple Home Loan Inquiries Hurt Your Credit Score?

06:29 The Very First Step: Know Where You’re At

07:22 New Credit Reporting Changes Coming

08:28 Address Bankruptcies, Foreclosures, and Collections Immediately

09:28 Become An Authorized User

10:10 Warning About Being An Authorized User

11:10 Get Your Balances Down, Or Limits Up

14:14 Pay Accounts Before Their Closing Date

15:40 Get Started with Homeowner Prep

16:00 Let’s Connect on Social Media

16:48 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#creditrepair #realestateadvice #homeownership

Buying a new construction home sounds like a good idea, but how does it compare to buying an existing home? In this week’s episode, we provide the pros and cons you should know before you buy. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 Do You Want an Existing Home or New Construction Home?

00:12 Intro

00:34 Welcome to The Homeowner Prep Podcast

01:32 New Construction Homes Cost 15% More

02:19 Everything Is Brand New

03:31 All The Latest Bells & Whistles

05:19 Financing For Closing Costs

06:15 Make Sure Your Numbers Are Correct

06:56 Compare With Your Current Lender

07:53 You May Be Paying Retail Prices

09:20 You Have To Be Patient

10:55 Additional Costs of Solar, HOAs, and Mello Roos

12:20 What Are Mello Roos?

13:10 Should You Put Solar On Your Home?

13:50 Make Sure You Get Your Inspections Done

15:05 Get Started With Homeowner Prep

15:35 Connect With Us On Social Media

15:54 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#newconstruction #realestateadvice #homeownership

Worried about a recession? In this week’s episode we discuss 3 ways you can make sure you and your family are recession ready. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 Are You Recession Ready?

00:09 Intro

00:31 Welcome to The Homeowner Prep Podcast

02:00 What Is A Recession?

02:53 Look At Your Spending

05:06 Pay Off Your Debt

06:27 Find Ways To Earn More Money

08:32 Bonus: Update Your Resume

09:30 Get Started With Homeowner Prep

09:58 Connect With Us On Social Media

10:20 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#recession #realestateadvice #homeownership

Are you mentally ready for homeownership? In Part II of this special series, we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 Part II of The Mental Mindset of a Future Homeowner

00:09 Intro

00:31 Welcome to The Homeowner Prep Podcast

01:03 Part I Recap

01:30 Get Sick and Tired Of Paying Someone Else’s Mortgage

04:02 Be Willing To Be Transparent

06:32 Overcoming Your Pickiness

09:09 Look Past Your Past

10:55 Be Willing To Ask For Help

12:08 Get Started With Homeowner Prep

12:52 Connect With Us On Social Media

13:14 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #mindset

Are you mentally ready for homeownership? This week we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 The Mental Mindset of a Future Homeowner

00:15 Intro

00:37 Welcome to The Homeowner Prep Podcast

01:29 You Become A Homeowner Before You Buy

02:09 Before You Own, You have To Believe

03:00 My Story and My Mindset

04:31 You Have To Think Long Term

06:23 The Future Opportunity Costs

07:09 Marry The House, Date The Rate

08:28 You Have To Overcome Your Excuses

10:20 Get Started With Homeowner Prep

10:51 Connect With Homeowner Prep

12:00 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownerprep

There’s been a lot of news about Student Loan Forgiveness lately, so what does it mean for future homeowners? This week we discuss both sides of loan forgiveness and how it impacts aspiring homeowners. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 Student Loan Forgiveness and Homeownership

00:11 Intro

01:38 Seeing Both Sides of the Issue

02:42 Only Impacting A Small Group of Americans

04:00 Helps Predominately Wealthy Households

05:07 No Future Changes to Existing Issue

07:30 The Purpose Is To Increase Spending

08:47 Ability To Pay Down Credit Card Debt

11:44 The Impact on Homeownership

12:59 There Are Two Sides To The Issue

13:51 Get Started With Homeowner Prep

14:49 Connect With Us On Social Media

15:28 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#studentloanforgiveness #realestateadvice #homeownerprep

This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out the previous two podcast episodes for Part 1 and Part 2. If you have questions, be sure to reach out to us or drop a question in the comments.

//SHOW NOTES

00:00 Want To Become A Homeowner?

00:11 Intro

00:33 Check Out The First 2 Episodes

01:13 Diving Into The Real Estate Process

02:31 Get Out To See Homes

04:05 Go Over Needs & Wants With Your Agent

05:45 Stay In Budget

07:45 Making Multiple Offers

09:24 What Does It Take To Make An Offer?

12:27 Offer Is Accepted, Now What?

14:02 What Happens With A Low Appraisal?

16:18 Finalizing Your Loan

18:38 Take One Step At A Time

19:23 Check Out All 3 Episodes

19:52 Get Started With Homeowner Prep

20:08 Connect With Us On Social Media

20:34 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownerprep

This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out last week’s episode for Part 1 and if you have questions, be sure to reach out to us or drop a question in the comments.

00:00 Are You Ready to Become a Homeowner?

00:12 Intro

00:35 Part 1 Recap

02:07 Ready To Get Pre-Approved?

03:10 Get Your Foot In The Door

03:48 Types of Loan Officers

07:16 Credit Inquiries Explained

08:55 Pre-Approval vs Underwriting

11:15 Don’t Switch Lenders When You’re In Escrow

12:12 Congrats Your Approved, Now Start Looking

13:25 Getting Your Own Experienced Agent

16:21 Get Started with Homeowner Prep

16:42 Let’s Connect on Social Media

17:05 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownerprep

Let’s take a deep dive. In this special series we will take a step-by-step walkthrough of transition from renter to owner. Check out the full weekly series and if you have questions, be sure to reach out to us or drop a question in the comments.

//SHOW NOTES

00:00 Are you currently renting?

00:10 Intro

00:32 Welcome To Homeowner Prep

02:07 Who We Are

03:02 Starting with Your Why

04:36 Do I Make Enough Money To Buy A House?

06:04 Income & Debt

08:26 Income Needed To Qualify

09:51 The Pre Pre-Approval

11:38 You’re Probably Closer Than You Think

12:11 Get Started with Homeowner Prep

12:55 Let’s Connect on Social Media

13:34 Outro

//IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

//CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

//ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

//LICENSE INFO

DRE: 01780767

NMLS: 2218002

#homeownership #realestateadvice #homeownerprep