So, have you officially hit the point in your life where you're thinking about purchasing life insurance? As we grow older and take on greater responsibilities, the need to provide financial security for our family, friends, and charitable organizations continues to grow. While life insurance seems like a straightforward choice, there are two main types of life insurance - each with multiple variations. In this article, we are going to explore permanent life insurance products.

As I'm sure you've learned by now, insurance is full of tons of acronyms and short hand that can be very hard to follow. It's bad enough to have groupings of letters that make insurance more confusing, but in auto insurance they start grouping numbers together and you're just expected to know what it means! So what does 100/300/50 or 300CSL mean anyway? How does it apply to you and your auto insurance coverage?

At some point in your life, you probably woke up one day and realized you aren't as invincible as you thought. Gone are the days where you make split second decisions without carefully reviewing the potential consequences. When you reach this point in your life, you may also start to think about taking steps to ensure your friends, families, and organizations important to you are taken care of well into the future. One of the first things that comes to mind is life insurance. Even though you may have limited funds, a term life insurance policy can help you accomplish your goals at a reasonable price.

Congratulations! First, you bought a home, rented an apartment, or did something similar. Then, you secured the appropriate insurance policy. Basically, you're feeling smarter and more prepared than most people your age. But now what? Are you done? Should you do anything else?

With the recent COVID-19 outbreak - and global pandemic - many people are learning the fine print of travel insurance policies the hard way! If you are one of the small percentage who purchased travel insurance on a trip that was interrupted by this novel virus, your first thought may have been "Thank goodness I paid the extra $15 for the travel insurance!" Now, you have come to find out that nothing in your insurance policy will actually cover your loss. Why is this? What is the point of purchasing travel insurance anyway?

Insurance policies can get confusing quick when they start throwing around terms that everyday people don't even use. Even knowing who is involved in a life insurance policy needs a dictionary to figure out. With insurance companies throwing around terms like assignee or insured so much, how exactly are you supposed to know who is even involved in your policy? In this article, we are going to breakdown each of the parties involved in a life insurance policy and shed some light on each of their roles and responsibilities!

If you've stumbled onto this article, then it seems you are looking to be a little more knowledgeable about insurance than most of the population. Below, we will explore the eight types of homeowners policies that you can buy depending on your circumstances. If you are looking basic information for your homeowners needs, click here to visit our Insurance 101: I Bought A Home article!

Alright, so you've mastered the difference between collision & comprehensive coverage, you understand why deductibles exist, so you start looking for auto quotes! Everything is going smooth until you get to the physical damage section. For the most part, you have three options to choose for your deductible - $250, $500, $1000. Some companies have even more with $100, $2,000, and beyond! Is more better? Do I want the smallest amount possible? If you are like most of us you simply say "I'm not sure, so I'll just choose the middle number!" In this article, we are going to help walk you through how to choose the right deductible for your situation.

In an industry full of acronyms and complex terms, it's very easily to get lost reading something that should be a basic sentence! You'll see references to PAP, deds, decs, exclus, and so much more! We will be publishing various articles to discuss all of this insurance lingo and help you understand the different parts of your insurance policy.

In this article, we are going to focus on the declarations (or Dec) page which can be found on every type of insurance policy you have!

So, you've rented an apartment? This may be your first step out on your own beyond your parents home, or you may be a renting pro at this point. Regardless, many renters do not fully understand the need, and affordability, that renters insurance provides! For a minimal investment, the contents you own (inside or outside of your apartment) could be protected in the event of a loss.