Downloads: https://freshstartadvisory.com.au/resources/

Is Australia really in a housing crisis — or is it actually a spending crisis?
In this episode, we cut through the noise and expose the truth behind property affordability, why so many people are making the wrong moves, and how strategies like rentvesting can completely change your financial future.

From comparing wages to house prices across Sydney, Melbourne, and Brisbane, to sharing real client case studies that prove this works, we’ll show you how to think differently, take accountability, and build wealth without falling into the trap of buying the “dream home” too soon.

If you’re tired of the old advice, family pressure, or social media judgment — this conversation will give you a fresh perspective on property, investing, and financial freedom.

Is diversification the safest path to wealth… or just a myth holding you back? In this episode, we unpack the Great Myth of Diversification and debate whether you should focus on one asset or spread across many.

From property and stocks to gold, silver and crypto, we share our personal wins, mistakes, and the hard lessons learned. You’ll hear why some investors swear by putting everything into property, while others find freedom and security in stocks.

We also cover real returns, leverage, emotional investing, and why Warren Buffett’s approach might just change the way you think about your own strategy.

If you’ve ever asked yourself “Should I diversify or go all in?” — this is the episode for you.

Tools mentioned in this podcast:https://freshstartadvisory.com.au/resources/

The Best & Worst Places to Buy Property in 2025 (EOFY Wrap)

In this episode, we reveal the suburbs and regions that soared in 2025 — and the ones that sank. From Geraldton’s huge 31% growth to the declines in parts of Victoria, we break down the data, the timing, and the lessons for smart investors.

You’ll hear:

• The top 10 property markets of 2025 and why they outperformed

• The worst-performing regions (and whether that means opportunity or danger)

• How to know when to exit a market before the growth stops

• Real client case studies showing 10%–28% growth in just months

• Why most investors get it wrong — and how to think differently

Stick around to the end for a special free tool: our 72-step research process to help you analyse markets and grow your portfolio with confidence.

If you want to know where investors actually made money in 2025 and what’s next, this is an episode you won’t want to miss.

Most people were never taught how money actually works and that’s by design.

In this episode, we pull back the curtain on the financial system. From the gold standard to fiat currency, interest rates to inflation, and how money is really created, we break it down in simple terms so you can use the system to your advantage.

Host Frank Ambesi is joined by CFO Sebastian Mattei to explain:

• Why financial education was kept out of schools

• How interest rates actually work (and who sets them)

• The truth about the cash rate and inflation targets

• How money is created through debt

• The tools the rich use to get richer

If you’ve ever wondered why the rich seem to play a different game and win this is your playbook.

🎙️ In this episode, Adrian opens up about his entire property journey — the good, the bad, and the brutally honest.

From losing money on his first three properties to building a $6 million portfolio across multiple states, we break down:

• The early mistakes (and what he learned)

• Why strategy matters more than speed

• How he turned things around with research, planning, and the right team

• The goal: $200–250K in passive income

Whether you’re just starting out or deep into your property investing journey, this episode is packed with real insights from the trenches.

Hit a Wall After 1 or 2 Properties? You’re Not Alone.
In this episode, we’re joined by mortgage strategist Sebastian Mantello from Integrity Finance Brokers (IFB) to unpack how investors can keep growing their portfolio — even after the banks say “no.” We explore the difference between transactional and strategic brokers, and break down how to use structures like trusts, companies, and even super funds to keep buying, reduce tax, and avoid getting stuck.

Whether you're just starting out or already own a few properties, this episode is packed with practical advice, real-life examples, and the strategies smart investors use to scale.

Free Spreadsheet: https://freshstartadvisory.com.au/20-year-property-plan/

Got $1.5M in borrowing power and $200K in cash?

In this episode, we break down a 10-year strategy that could turn that into a $5.5M property portfolio with $44K in annual cash flow — and $1.5M in usable equity.

We walk through the numbers, the renovations, and the principles behind building serious wealth, even covering how the rich live off equity tax-free.

Plus, we’re giving away the exact spreadsheet we use with clients (link above).

🎧 In This Episode: Is the Property Market on the Brink of Collapse?

Are foreign investors pulling out of Australia? Is the government making it harder to build new homes? And what does all this mean for you as a property investor?

In Episode 53, we break down the real impact of Australia’s foreign investment restrictions, rising stamp duty and land tax, and why 2,800+ construction companies have gone bust in just two years.

We also reveal:

• Why rental demand is skyrocketing 🚨

• How to spot oversupply before it kills growth

• The markets we're buying in (and avoiding)

• Why not all foreign investment is bad for Aussies

• Tactical advice for investors in 2025 and beyond

Whether you're a first-time investor or building your portfolio, this episode is packed with insights to help you make smarter decisions in a volatile market.

Apartments, units, houses, duplexes, blocks, rooming houses, commercials — what’s actually worth buying in 2025?

In this episode, Frank and Adrian walk you through every major property asset class and how they perform in today’s market. Backed by real client examples and personal portfolio plays, this is your no-BS breakdown of what to buy and what to steer clear of.

💡 You’ll learn:

• Why cheap apartments often underperform — and what to buy instead

• How ground-level units and duplexes can protect your cash flow

• When to add granny flats or strata blocks to boost value

• Why commercial property is the end game (but only if you do it right)

🎯 Want to get expert help choosing the right assets for your goals?
Book a free strategy call: https://freshstartadvisory.com.au/book-a-consultation/

Why is housing so expensive—and where does the money actually go? In this episode, we unpack the real cost drivers behind Australia's housing crisis with expert insights from Frank. From skyrocketing land values and construction costs to government levies and foreign investor taxes, we dig deep into the numbers and the policies behind the price tags.

We cover:

• The breakdown of land vs. construction vs. taxes

• How government charges quietly add 50% to home prices

• Shrinking builder margins and what it means for quality and supply

• The impact of foreign investor taxes on apartment supply

• Fringe vs. inner-city land costs and where developers are building

• Practical reforms that could lower end-user costs by 10–20%

• What’s really moving the housing market—interest rates or taxes?

A must-listen for anyone trying to understand (or survive) the Australian property market.