The Invest In You Podcast | Property Investing Australia

Australia’s property market is splitting. In this episode, Frank and Adrian break down why some areas are falling by up to 31%, while other markets are still moving strongly.

They discuss interest rates, rental supply, borrowing capacity changes, CGT and negative gearing, regional migration, and why affordable property markets may continue to attract investor demand.

General information only. Consider your own financial situation before making investment decisions.

Could property investors lose $200K in borrowing power because of the 2026 Budget changes?In this episode, we break down what the new property investing rules could mean for Australian investors, especially ambitious professionals who are trying to build wealth, grow a property portfolio and keep moving forward despite changing tax rules, borrowing capacity limits and cash flow pressure.We discuss how changes around negative gearing, borrowing capacity, company structures, trusts, land tax, rental yields and rentvesting could affect your next investment property decision.If you are a high-income professional, business owner, first-time property investor or someone trying to scale from one property to two, three or more, this episode will help you understand what may need to change in your 2026 property strategy.In this episode, we cover:How the 2026 Budget changes could reduce borrowing capacityWhy negative gearing changes may impact your ability to keep investingWhy cash flow and rental yield matter more than everHow investors may need to think differently about houses, units and granny flatsWhy the right ownership structure could protect your long-term strategyHow land tax can impact trusts, companies and personal ownershipWhy rental demand and vacancy rates are critical when choosing a marketHow rentvesting could help some families build wealth fasterWhy saving alone may not be enough to get ahead financiallyThe rules may be changing, but that does not mean property investing is over. It means investors need to adapt.Watch the full episode to learn the 2026 strategy for Australian property investors who still want to build long-term wealth.Disclaimer: This content is for educational purposes only and should not be considered financial advice. We are not financial advisers, and nothing in this video takes into account your personal circumstances. Always do your own research and seek independent professional advice before making any investment decisions.

Earning $200K+ should feel like you’re winning financially — but for many high-income Australians, it still feels hard to get ahead.

In this episode, Frank and Anu unpack why a strong income alone doesn’t automatically create wealth, especially with rising living costs, bigger mortgages, lifestyle creep and a changing property market.

They discuss why ambitious professionals can still feel stuck despite earning well, the money decisions that quietly hold people back, and how to think differently about building wealth in 2026.

This episode is for high-income earners, professionals and families who want their income to work harder — and want a clearer strategy for getting ahead.

General information only. Speak with a qualified professional before making financial or investment decisions.

Cashflow calculator:https://freshstartadvisory.com.au/resource/property-cashflow-calculator

A lot of ambitious professionals are earning good money, saving hard, and doing the “right” things — but the home they actually want still feels further away every year.

In this episode, we unpack why the traditional Australian dream is becoming harder to reach, and why buying your dream home first may not always be the smartest financial move.

We discuss how rentvesting, property investing, and building a portfolio first can potentially help Australians create more options, improve cash flow, and work towards buying the home they actually want — without becoming trapped by a massive mortgage.

This episode is for anyone asking:

• Should I buy my dream home first?
• Should I rentvest and invest instead?
• How do I build a property portfolio while renting?
• Can property investing help me buy the home I really want?

• How do I avoid becoming mortgage poor?

If you’re an ambitious professional trying to build wealth, buy your ideal home, and make smarter long-term property decisions, this conversation will help you think differently about the path to home ownership.

Disclaimer: This podcast is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making investment decisions.

Free Download: Get access to our internal migration map and see where Australians are moving over the last 12 months. Link below.https://docs.google.com/spreadsheets/d/1BClFiK-b-nqs6TAepgRyRFbjk6s-C5B5/edit?usp=sharing&ouid=116869042293965035929&rtpof=true&sd=true

Most Australians have been told the same property advice for decades: buy close to the CBD, look for “blue chip” suburbs, and stick to capital cities.

But is that always the smartest move for property investors?

In this episode, we challenge the idea that buying close to the city automatically means better growth. We break down why some expensive inner city and middle market properties can underperform, and why regional markets, lower price points, job growth, internal migration, vacancy rates and rental demand can sometimes create stronger opportunities for regular Australian investors.

We also look at the difference between true blue chip property and what most people think blue chip means, plus why buying one expensive property may not always beat a more diversified portfolio strategy.

This episode is for anyone researching where to buy an investment property in Australia and wanting to make smarter, data backed decisions instead of following the usual “location, location, location” advice.

What can a real estate agent see before the property data catches up?

In this episode, Frank sits down with Brent Day from O’Brien Real Estate to unpack what’s really happening on the ground in the property market, from buyer behaviour and first home buyer activity to investor pullback, oversupply risks and the warning signs agents notice before the market shifts.

Brent shares what he’s seeing across Melbourne’s south east, why some affordable markets are holding up better than others, what investors often get wrong, and how buyers can improve their chances when negotiating with agents.

They also discuss clean contracts, vendor expectations, changeover costs, and why local on the ground insight can reveal things the data often misses.

General information only. This is not financial advice. Always speak with a qualified professional before making investment decisions.

Most Australians spend more time researching a holiday than they do researching a $700,000 property investment.

In this episode, we break down the three key pillars we use to assess whether a property market is worth buying into before it booms: demand, supply and affordability.

We cover how to look at internal migration, employment diversity, inventory levels, building approvals, vacancy rates, land constraints, market cycles, price to income ratios and rental yield, so you can better understand whether a market has real growth potential or whether you’re getting in too late.

This is not about guessing hot suburbs or following barbecue advice. It’s about understanding the fundamentals that actually move property markets.

Need a bit info on how we find the best properties in Australian: https://invest.freshstartadvisory.com.au/triple-safety-net-1

If you’re trying to work out where to buy your next investment property, this episode will help you understand the data points worth checking before making a decision.

Disclaimer:This content is for educational purposes only and should not be considered financial advice. We are not financial advisers, and nothing in this video takes into account your personal circumstances. Always do your own research and seek independent professional advice before making any investment decisions.

The latest tax changes could have major implications for Australian property investors, especially around negative gearing, capital gains tax, rental supply and the future of the housing market.

In this episode, Frank sits down with economist and economic futurist Evan Lucas, who recently travelled to Canberra and interviewed Prime Minister Anthony Albanese, to unpack what these changes could actually mean for investors.

They discuss whether the new rules could make it harder to build wealth, how CGT changes may affect long term investment decisions, whether rents could rise, and why the government’s modelling may not tell the full story.

If you own an investment property, are planning to buy one, or simply want to understand how the latest tax changes could affect your financial future, this is a conversation worth hearing.

This episode covers negative gearing, capital gains tax, investor behaviour, housing supply, rental pressure, tax reform and what property investors should be thinking about next.

General information only. This episode does not constitute financial, tax or legal advice. Always speak with a qualified professional before making investment decisions.

Most people assume they’ve left investing too late… but is that actually true?

In this episode, Adrian sits down with his mum to unpack what happened when she started property investing at 58 — with no prior experience, no portfolio, and no clear retirement plan.

Now, just a few years later, she’s on track to generate over $150,000 per year in passive income.

This conversation dives into the realities of starting later in life, including the mindset barriers, financial pressures, and decisions that shaped her journey.

We cover:

• Why many people delay investing and what holds them back
• What changed at 58 and why she decided to start
• The strategy used to build a portfolio later in life
• The risks, doubts, and lessons along the way
• What she would do differently if she had her time again

If you’ve ever wondered whether it’s too late to invest, this episode gives you a grounded, real-world perspective.