In 2026, a change to the rules on IRA catch-up contributions will take effect requiring individuals earning over $145,000 to make their catch-up contribution to a Roth IRA rather than a Traditional. Donna and Nathan discuss the reasons behind this change, and how to prepare. Also on MoneyTalk, does it ever make sense to stop contributing to your 401(k) and invest elsewhere, sizing up active vs passive bonds funds, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/23/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

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