MSB Vice President Jerry Fox explores the biggest challenges the independent agency market faces in writing homeowners business and how his company is addressing those needs.

Eric Rea, president of se2, explains why insurers are looking more toward the annuity market these days and how technology can help capture that market.

Tom Burns, managing director for North America for Ultimate Risk Solutions, explains why dynamic financial analysis technology is important to insurers.

Bruce Winterburn, vice president of industry relations for Vertafore, said agencies have to rethink their way of doing business and explains how his company can help do so.

Ethan Allen, senior vice president and program division executive for Lexington Insurance and David Hampson, president and CEO of Willis Program, discuss the program market.

John Merchant of Freedom Specialty Insurance said that for anyone in business, security is a top priority. The data that companies hold should be recognized as an extremely valuable asset.

Tom Herendeen of Philadelphia Insurance said that today's business environment is more challenging and changes faster than ever when it comes to matching up risks with the right products.

Rob Walling of Pinnacle Actuarial Resources explains the important role the actuary plays for the captive.

Paul Struzzieri of Milliman explains that actuaries play an important role in the formation of a captive.

John Edack, senior executive vice president and chief regional officer for Arch Insurance, says Arch is a financially strong company that provides a full range of products on a specialty basis.