Welcome back to The CEO Breakdown with John Saade.In this episode, John breaks down the fallout from the Federal Budget, the panic online, and what he is actually doing as a CEO to prepare for the current economic environment.John covers cash flow, collecting debtors, cutting costs, staff productivity, work from home expectations, leadership planning, outsourcing, tax planning before 30 June, CGT changes, Australia’s tax system, ATO fines, property market fears, business exits, cafes under pressure, and whether Australians should really leave the country because of tax.He also responds to social media commentary and viewer questions around 47% CGT, negative gearing, property affordability, tax compliance, carried forward rental losses, foregone wages, Sydney property prices, and whether Australia is still worth betting on.If you have a question for John, leave it in the comments and we may answer it in the next episode.Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwStop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to:[email protected] usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Videos reviewed in this episode:Simon KennedyMaje SabaSimon BeardPivotal ConversationsMatt CameronDaily Telegraph article on ATO compliance activityProperty market correction articleOriginal audio and video content belongs to the respective creators. This episode includes commentary and discussion for educational and informational purposes.Disclaimer: This video is for general information and educational purposes only. It does not constitute formal accounting, tax, business or financial advice. The Budget measures discussed may be proposed, subject to change, or not yet law. Please speak to your accountant about your specific circumstances.

People not paying their bills is becoming a serious problem for business owners.Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwThe Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.In this episode of The Account Rant, John and Toufic go hard on one of the biggest issues hitting Australian businesses right now, people taking longer to pay their bills.From unpaid invoices to ignored calls, stretched supplier relationships, bad cash flow habits, and businesses using others as interest free funding, this rant gets straight to the point.We cover:Why debtors are growing across Australian businessesWhy late payment can crush small operators and tradiesThe difference between genuine cash flow trouble and simply choosing not to payWhy using mates, family, or suppliers as unpaid finance is wrongHow poor payment habits expose weak business managementThe risk of liquidation being used to avoid paying trades, suppliers, and mums and dadsWhy good operators know their numbers and pay their bills on timeChapters:0:00 Cash flow is tight and debtors are growing0:20 The tradie example and why late payment is disrespectful1:24 When someone takes the work but ignores the bill2:29 Why refusing to pay is unAustralian3:24 Is not paying a bill basically stealing?4:10 Genuine cash flow issues versus bad payers4:29 Pay your bills, especially to the little guy4:43 The king of scums in business5:21 Good operators know their cash flow5:44 Paying staff late is not acceptable6:34 “He’s my mate, I’ll pay him later”6:48 Why “he’s good for it” can be dangerous7:16 Liquidation, phoenix behaviour, and ripping people off8:00 Should bad operators be banned from running businesses?8:51 Final message, pay your billsIf you run a business, cash flow matters. But if your whole strategy relies on delaying payments, ignoring suppliers, or hoping people do not chase you, that is not good business. That is a problem.Stop guessing with your numbers. Whether you’re a sole trader or a company, let’s get your cash flow and business structure sorted before things get messy.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [[email protected]](mailto:[email protected])Follow usTikTokhttps://www.tiktok.com/@latitudeaccountantsInstagramhttps://www.instagram.com/latitudeaccountantsWebsitehttps://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial, legal, or tax advice.

This week on #TheLatChat, we sit down with Tanner Blessington from Blessington Watches, an Australian watch company creating limited edition watches inspired by Australian places, people and wildlife.From selling over $1 million of a soccer product online, to learning that revenue does not mean profit, to selling his car and using the money to start a watch brand, Tanner’s story is about ecommerce, branding, margins, risk, product development, family, community and the brutal reality of building a business in Australia.In this episode, Jacob and Tanner unpack the real numbers behind ecommerce, why selling a million dollars worth of product does not make you a millionaire, the pressure of advertising costs, GST, discounting, pricing, cash flow, unit economics, trade shows, working with family, and how Blessington Watches built a loyal community around Australian inspired designs.Need an accountant?GET A FREE CONSULTATION FOR ALL ABN HOLDERShttps://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwFor business [email protected] Latitude AccountantsTikTok https://www.tiktok.com/@latitudeaccountantsInstagram https://www.instagram.com/latitudeaccountantsWebsite https://latitudeaccountants.com.au/Connect with Blessington Watcheshttps://www.instagram.com/blessington.watches/https://blessington.co/Subscribe to The Lat Chat for real small business conversations, practical advice, and unfiltered founder stories.Chapters00:00 Intro00:05 Meet Tanner from Blessington Watches00:28 How Tanner first got into business01:28 The soccer product that sold over $1 million03:01 Why revenue does not mean profit03:35 The truth about ecommerce margins04:16 How Tanner got into watches05:48 The story behind Blessington Watches06:43 Australian cities, wildlife and limited edition designs07:50 Why Blessington does not try to be Rolex09:03 Opening the Great White watch09:24 Why packaging matters in ecommerce10:54 The Great White watch features11:27 Water resistance, tungsten and watch details12:38 How limited edition releases work13:02 Building a loyal customer community13:33 What Tanner has learned in ecommerce14:06 Why discretionary products need a strong brand15:24 Trade shows and meeting other watch brands16:33 Learning business from family17:27 Working with your brother19:58 The highest high and lowest low in business20:06 Turning over $112,000 in 24 hours20:36 The reality of BAS and tax bills21:00 How discounting affects ecommerce brands21:51 Why unit economics matter23:12 Being flat out going broke24:37 GST problems in ecommerce25:16 Why ecommerce businesses need the right accountant26:39 Why cafes and hospitality are so hard27:03 Should entertainment expenses be tax deductible?28:05 What is Blessington Watches?28:32 Outro

Rugby league can make you rich fast, but according to former Bulldogs player Kerrod Holland, it can disappear just as quickly.

In this episode of The Account Rant, John sits down with Kerrod Holland to unpack the financial reality behind professional rugby league. They discuss NRL salaries, gambling culture, player managers, tax, financial literacy, contracts, property investing, life after football, and why so many athletes struggle once the game ends.

Kerrod shares firsthand stories from inside the NRL system, including how players spend their money, the pressure of supporting family, betting culture inside the sport, and the financial mistakes many young athletes make before they truly understand money.

Guest: Kerrod Holland

https://tenexwealth.com.au/

Instagram: https://www.instagram.com/kerrodholland/

LinkedIn: https://au.linkedin.com/in/kerrod-holland-76696b133

Need an accountant or just want to chat about your business?

GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw

CHAPTERS

0:00 Are NRL players set up for life?

0:50 The reality behind NRL contracts and tax

1:13 Kerrod’s financial crash after football

2:22 Why post career depression happens

3:10 Why financial literacy programs fail players

3:43 Sending money back home and family pressure

4:18 The biggest financial mistakes players make

4:50 Gambling culture inside rugby league

6:06 Betting companies and the NRL ecosystem

7:05 Can NRL players legally bet on games?

8:13 What is the average NRL salary?

8:43 The truth about player agent fees

9:45 Players secretly reaching out for money help

10:32 Kerrod’s simple advice for every athlete

The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.

Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.

OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/

For any business enquiries, reach out to: [[email protected]](mailto:[email protected])

Follow us

TikTok: https://www.tiktok.com/@latitudeaccountants

Instagram: https://www.instagram.com/latitudeaccountants

Website: https://latitudeaccountants.com.au/

Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial, business, or tax advice.

In this episode of The Account Rant, John sits down with Scott Taylor, a behaviour profiling, security, safety and risk expert, to talk about lying in business.

From client conversations and pricing discussions to interviews, sales meetings, body language, deception detection and trust, this episode breaks down how people reveal more than they realise.

Scott explains why common body language myths are often wrong, what deceptive indicators can actually look like, why truth tellers convey while liars convince, and how business owners can become better at reading people without jumping to conclusions.

They also discuss how trust is built, why reputation matters, how people use barriers in meetings, what business owners should look for in interviews, and why authentic communication is still the strongest long term strategy.

Guest: Scott Taylor

Website: https://praesidiumgroup.com.au/scott-taylor/

Praesidium Risk and Resilience: https://praesidiumgroup.com.au/

Instagram: https://www.instagram.com/itsscotttaylorofficial/

LinkedIn: https://au.linkedin.com/in/scotttaylorcpp

Need an accountant or just want to chat about your business?

GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw

The Account Rant is a show where accountants and guests vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice.

Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.

OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/

For any business enquiries, reach out to:

[email protected]

Follow us

TikTok: https://www.tiktok.com/@latitudeaccountants

Instagram: https://www.instagram.com/latitudeaccountants

Website: https://latitudeaccountants.com.au/

Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal business, legal, financial, tax, security or behavioural advice.

Welcome to Episode 3 of The CEO Breakdown with John Saade.

In this episode, John breaks down the fallout from the Federal Budget and what the proposed tax changes could mean for everyday Australians, investors, small business owners and accountants.

John covers ASIC style notices sent to business owners, negative gearing changes, CGT changes, pre 1985 assets, small business CGT concessions, the proposed $250 Working Australians Tax Offset, the proposed $1,000 standard deduction for work related expenses, and what the new Treasury bill may mean if it becomes law.

He also responds to viewer comments and questions from the last episode, including family trusts, 47% tax concerns, property affordability, first home buyers, stamp duty, Australia’s complicated tax system, and whether these changes will really help everyday Australians.

If you have a question for John, leave it in the comments and we may answer it in the next episode.

Need an accountant or just want to chat about your business?

GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw

Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.

OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/

For any business enquiries, reach out to: [[email protected]](mailto:[email protected])

Follow us

TikTok: https://www.tiktok.com/@latitudeaccountants

Instagram: https://www.instagram.com/latitudeaccountants

Website: https://latitudeaccountants.com.au/

Videos reviewed in this episode:

Sam Gordon Property

https://www.instagram.com/reel/DYPI0RBJSiY/?igsh=aWxiZTExMXNqbXo1

Brittney Saunders

https://www.instagram.com/reel/DYV6xgzP_IG/?igsh=djY4Y3RjcWZ4aWht

Original audio and video content belongs to the respective creators. This episode includes commentary and discussion for educational and informational purposes.

Disclaimer: This video is for general information and educational purposes only. It does not constitute formal accounting, tax, business or financial advice. The Budget measures discussed may be proposed, subject to change, or not yet law. Please speak to your accountant about your specific circumstances.

Can you claim a Louis Vuitton bag on tax? What about a Rolex, client lunch, staff gift, RM Williams boots, or a new phone?

Cat and Jacob unpack some of the most misunderstood tax deductions business owners and individuals ask about.

They cover luxury items, entertainment, client gifts, staff gifts, work clothes, technology, ATO red flags, GST refund audits, payment plans, penalty remissions, and why clean records matter more than ever.

The big question is simple, what can you actually claim, and what could get you flagged?

Need an accountant or just want to chat about your business?

GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw

CHAPTERS

0:00 Can you claim a Louis Vuitton bag?

0:36 Is entertainment tax deductible?

1:15 Business lunches and travel meals

2:18 Why client lunches are usually not deductible

3:37 Client gifts and tax deductions

4:16 Staff gifts and the $300 rule

5:08 Can you claim a Rolex?

6:13 Are RM Williams boots tax deductible?

7:21 Claiming phones, iPads and technology

7:53 Will the ATO know what you claimed?

8:48 GST refund audits and ATO scrutiny

9:18 Why GST refunds are being reviewed closely

10:09 What happens during an ATO audit?

11:18 Refinancing ATO debt and payment plans

12:54 When the ATO gets it wrong

13:40 Primary production averaging issue

14:30 ATO wait times and service standards

15:26 Penalty and interest remission

17:58 Why written ATO requests are frustrating

Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.

OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/

For any business enquiries, reach out to: [email protected]

Follow us

TikTok: https://www.tiktok.com/@latitudeaccountants

Instagram: https://www.instagram.com/latitudeaccountants

Website: https://latitudeaccountants.com.au/

Disclaimer: This video is for general information and entertainment purposes only. It does not constitute formal accounting, tax, business or financial advice. Please speak to your accountant about your specific circumstances.

John Saade joined Arvos with Adam Peacock on SEN 1170 to break down the Federal Budget and what it could mean for everyday Australians, small business owners, investors and taxpayers.

In this segment, John discusses the impact of the Budget on capital gains tax, family trusts, small business structures, tax planning, Payday Super, cash flow and why business owners should avoid making emotional decisions before the legislation is finalised.

The key message is simple, do not panic, do not rush into selling assets or changing structures, and speak to your accountant before making any major financial decisions.

Need an accountant or just want to chat about your business?

GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw

CHAPTERS

0:00 What does the Federal Budget actually mean?

0:24 Does the Budget help or hurt everyday Australians?

0:35 Capital gains tax, small business and trusts

0:50 Tax relief for everyday workers

1:05 Why changes may not hit your pocket straight away

1:13 Reviewing investment and business structures

1:32 When could the Budget changes take effect?

2:22 Biggest takeaway for small business owners

2:30 Why you should not rush into changes

2:38 Capital gains tax and investment property concerns

2:49 Waiting for the final legislation

2:57 Why trusts may start to fade away

3:16 Holding companies explained

3:28 The biggest mistake people make after a Budget

3:52 Do not react emotionally

4:00 Focus on the controllables

4:28 Payday Super changes from 1 July

4:42 Why cash flow planning matters

4:51 Tax planning before 30 June

5:07 Free consultations for ABN holders

Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.

OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/

For any business enquiries, reach out to: [[email protected]](mailto:[email protected])

Follow us

TikTok: https://www.tiktok.com/@latitudeaccountants

Instagram: https://www.instagram.com/latitudeaccountants

Website: https://latitudeaccountants.com.au/

Disclaimer: This video is for general information and educational purposes only. It does not constitute formal accounting, tax, business or financial advice. Please speak to your accountant about your specific circumstances.

Most Australians have superannuation, but how many actually know where their money is invested, what fees they are paying, or whether their super is working properly for their future?In this episode of The Account Rant, John sits down with Kerrod Holland to unpack superannuation, investment fees, insurance inside super, concessional contributions, SMSFs, property through super, market risk, adviser responsibility, and why super may be one of the most powerful tax environments in Australia.They also discuss the risks of poor advice, SMSF horror stories, and why business owners and high income earners need to understand how super fits into their broader tax and wealth strategy.Guest: Kerrod Hollandhttps://tenexwealth.com.au/Instagram: https://www.instagram.com/kerrodholland/LinkedIn: https://au.linkedin.com/in/kerrod-holland-76696b133Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwCHAPTERS0:00 Why superannuation matters right now0:08 Are Australians using their super properly?0:35 Fees, insurance and where your super is invested1:20 Why John loves superannuation1:40 The tax benefits of super2:32 Concessional contributions and reducing tax3:02 Super versus paying down the home loan3:25 Why super can be Australia’s best tax environment3:46 Should you self manage your super?4:06 When an SMSF actually makes sense4:27 Buying property through super4:42 The risks of managing your own super4:57 A shocking SMSF horror story6:33 Why you should never transfer money to an adviser6:53 Fraud, tax money and client trust7:24 Why one bad adviser should not ruin the industry7:41 What are you actually invested in?8:10 Do advisers stress over the markets?8:39 Australian market concerns and super portfolios9:21 Risk appetite and diversified investing10:30 Why advisers still carry responsibility11:00 Caring about client outcomes11:49 Managing volatility and downside riskThe Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to: [email protected] usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial, business, investment or tax advice.

Australia’s tax system is getting more complicated, and Kerrod Holland is not holding back.

In this episode of The Account Rant, John sits down with Kerrod Holland to unpack the Federal Budget, negative gearing, CGT changes, first home buyers, business owners, tax rates, wealth building, and whether Australia is making it harder for people to get ahead.

Recorded before all final 2026 Federal Budget details were confirmed. Since then, the Government has announced new tax relief, temporary fuel excise cuts, and proposed changes to negative gearing and CGT. The broader question still stands, has Australia’s tax system become too complicated?

Guest: Kerrod Holland

https://tenexwealth.com.au/

Instagram: https://www.instagram.com/kerrodholland/

LinkedIn: https://au.linkedin.com/in/kerrod-holland-76696b133

Need an accountant or just want to chat about your business?

GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw

CHAPTERS

0:00 Federal Budget first reaction

0:11 Why Kerrod thinks the Budget misses the mark

0:27 Negative gearing and investor borrowing capacity

0:49 First home buyers and the 5% deposit scheme

1:40 Could first home buyers fall into negative equity?

2:25 CGT changes and the 50% discount

3:38 Is the middle class being punished?

4:07 Small business owners and upward mobility

4:51 Why income tax rates need a rethink

6:47 The $250 tax relief debate

7:09 Australia’s structural tax problem

8:01 What business owners are saying right now

8:20 Income splitting, family sacrifice, and business ownership

9:47 CGT changes and startup businesses

10:59 Brain drain, entrepreneurs, and moving offshore

12:04 Private equity and investing in Australian founders

13:08 Final verdict on the Budget

The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.

Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.

OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/

For any business enquiries, reach out to: [email protected]

Follow us

TikTok: https://www.tiktok.com/@latitudeaccountants

Instagram: https://www.instagram.com/latitudeaccountants

Website: https://latitudeaccountants.com.au/

Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial, business, or tax advice.