The Money Puzzle, with James Kirby

Need some advice about advice? At The Australian, we have expanded our annual roll call of the best advisers: The List: Top 150 Financial Advisers is out this week.

To mark the occasion I'm joined by an adviser who has managed to make the list every year since it was launched in 2017. Will Hamilton of Hamilton Wealth Partners joins wealth editor James Kirby in this episode.

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In today's show, we cover

* How to find a top financial adviser 

* What an adviser is looking for when they meet you

* If the industry is thriving, why are there no new recruits?

* Are all traditional ETFs the same ?  

 

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The Big Super funds are having a woeful run of high-profile cock-ups where customers have been let down by inept management procedures: Led by Cbus, the roll-call includes ART, Hesta and Unisuper. At what point do investors need to be concerned about failings in their super fund? 

James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episode.

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In today's show, we cover 

* Big Super's bad management 
* The realities of switching  super funds 
*  Commercial property triggers tough times for super sector
*  Are property trusts really turning the corner?

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Australian investors have flocked to Wall Street in recent times favouring the 'Magnificent Seven' big tech stocks - and Warren Buffet's Berkshire Hathaway group. But Donald Trump's new regime looks set to favour old-school blue chips, not to mention oil and gas stocks. What to do?

Gemma Dale, head of investor behaviour at nabtrade, joins wealth editor James Kirby in this episode.

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In today's show, we cover:

* How to play the share market under Trump* From Elon to Warren - what's going to change?* The ETFs for global exposure * Dollar cost averaging - don't ever forget it 

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Many property investors never know if they will win or lose on a property until the day they finally sell it: In contrast, professional investors don't fly blind, instead they concentrate on their Internal Rate of Return. Here's how it works.

Stuart Wemyss of Prosolution Private Clients joins wealth editor James Kirby in this episode.

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In today's show, we cover:

* Assessing the Internal Rate of Return on your property 
* The secret of high-yielding investment property
* Why homeowners win in the pension system 
* Land tax traps (especially in Victoria) 

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The average HECs bill is now $27,000 and many listeners will have bills that are higher than that: This week the government restructured the entire working of the student debt system - and threw in a universal 20 per cent cut on all existing HECs bills - how will it work?

Hugh Robertson of the Centaur Financial Services joins wealth editor James Kirby in this episode.

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In today's show, we cover:

• HECs - The new deal
• Prioritising tax-deductible debt 
• Why Trump won't help your ASX shares 
• The ETFs to buy for the new US presidency 

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There are two classes of private investor in Australia: Everyday retail investors and legally certified sophisticated investors (defined by law as having an annual income of at least $250,000 or assets of more than $2.5m),Today we examine the sophisticated investor regime - how it works and whether you would gain anything from making the cut.

Ray Tubman of Heirwealth joins wealth editor James Kirby in this episode 

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In today's show, we cover:

• The great Australian $3.5 trillion wealth transfer
• The good and bad of becoming a sophisticated investor
• Property options for the High Net Worth brigade
• SMSF versus index funds inside Big Super 

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CEO scandals are flooding the share market: Qantas, Wisetech, MinRes...the list keeps growing. The thing is, each of those companies has a board that is paid handsomely for supposedly keeping the CEO under control.What could be done to change this risk? 

Fund manager Roger Montgomery joins wealth editor James Kirby in this episode.

In today's show, we cover:

• Coralling the larger-than-life CEO: A proposal
• The problem with independent company directors
• Is AI any smarter than a cat?
• Why can't we get after-tax returns from big funds?

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Buying at auction might seem straightforward, but unfortunately you are likely to become a bunny in the headlights when it comes to the big day. 
Still, knowing what can go wrong is the first step to enlightenment - and that includes being very careful in choosing a buyer's agent because some of them have so little in the way of credentials...it's alarming.

Property educator, Veronica Morgan, joins wealth editor James Kirby in this episode.

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In today's show, we cover

• The problem with buyer's agents
• How to handle auction day
• Queensland property black spot
• Building costs inflation...how bad is it? 
  
  

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This week - in 1987 - the ASX fell 25 per cent IN A DAY. Just now the local share market is going gangbusters: In fact, it is testing its all- time valuation peak. But here's the thing: The market will crash again - we just don't know when this will happen or what might trigger the downturn. What was it like to sit through a 25 per cent drop in a matter of hours and what can we learn from it as investors?

Alex Moffatt of Joseph Palmer and Sons joins wealth editor James Kirby in this episode.

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In today's show, we cover:

• Lessons from the great crash of 1987
• Why markets overheat and how to protect yourself
• Is the scandal at MinRes a sign of things to come
•  NextDC - Why this value investor thinks it too hot to handle
  
  

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Every spring property investors are tempted again by the lure of the beach house: This year the Prime Minister Anthony Albanese made his move with a high-profile $4.3m purchase on the Central Coast. Is a holiday home a good investment? Let's find out...

James Gerrard of www.financialadvisor.com.au joins wealth editor James Kirby in this episode  

In today's show, we cover:

*Assessing holiday homes as an investment
*Why beach houses often don't work out as planned
*Making money from rentals at the beach house 
*Sub-dividing and CGT exposure 

 

See omnystudio.com/listener for privacy information.