The Money Puzzle

Australian investors have fully embraced Exchange Traded Funds. Now, as the gap between managed funds and index funds narrows, investors want to know what's next on the menu?

Daniel Shrimski, CEO of Vanguard Australia joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• The changing shape of ETFs
• Industry leaders warn on CGT changes
• Vanguard's ISA plan for Australia
• The ETF dilemma - Selling a stock that's done too well 
  
  

See omnystudio.com/listener for privacy information.

Investment property and high-dividend-paying shares are about to get a tax hit in the Budget: So, it's the perfect time to look wider for the active investor.

Jack Tossol of the Partners Wealth Group joins Associate Editor - Wealth, James Kirby, in this episode.

In today's show, we cover:

• The persistence of private equity
• How 'growth' shares get hit with planned CGT changes
• Are start-ups really disadvantaged in the tax system?
• How to find the purchase price of very old shares

See omnystudio.com/listener for privacy information.

Interest rate hikes are just not the same anymore: Once upon a time, they hit the mortgage belt, that fictionalised housing strip in the outer suburbs populated by young families. Today the RBA’s weapon of choice lands heavily instead on older Australians. 

What does it mean for the property investor? 

Nerida Conisbee, chief economist at Ray White Group, joins Associate Editor, James Kirby in this episode. 

In today's show, we cover:

• Investing with rising rates
• The case against two more rate hikes
• Why banks are offering longer-lasting mortgages
• Will negative gearing be effectively restricted to new houses? 
  
  

See omnystudio.com/listener for privacy information.

The Iran crisis oil shock is creating winners and losers in the sharemarket, but it may not be playing out as you expect. Yes QANTAS is hit, but diesel-guzzlers BHP and Rio re big winners. How's that? And why is Wall Street streaking ahead of the ASX once more even though both markets are facing the same energy issues?

Business columnist Eric Johnson joins Associate Editor - Wealth, James Kirby in this episode.

In today's show, we cover:

• New realities of the sharemarket after an oil price spike
• The AI boom resumes...where are the Aussie players?
• Firmus - The biggest IPO from a company you've never heard about
• If EVs are now red hot...is lithium about to boom again?
  
  

See omnystudio.com/listener for privacy information.

Once you get on top of the basics, then investing should get a lot easier. But the hidden factors that make a difference between winning and losing inside the investment market - including the property market - often have more to do with bias.

Rasti Vaibhav of the Get RARE property group joins Associate Editor, James Kirby, in this episode.

In today's episode, we cover:

• The six signs you're a biased investor
• The specific issues where bias hits the property investor
• How lessons from the sharemarket transfer to property
• CGT - If the reforms are only for residential property, what about A-REITs?
  
  

See omnystudio.com/listener for privacy information.

The private credit boom is having a shake-out: But not before many Australian investors - and big super funds - placed a lot of money into what has been, until very recently, a boom business. What's on the line and where is the exposure? 

Andy Darroch of Independent Financial Advice joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• The problems plaguing private credit
• How local wealth managers and big funds are linked with the crisis
• Liquidity - If you did not know what it meant, you will now
• How to assess private credit as an asset class from here 

See omnystudio.com/listener for privacy information.

The upside of higher interest rates is that you might get more on your money in the bank. But it turns out that anyone who uses a 'bonus' account (which is where the banks offer the best rates) must satisfy the terms and conditions each month.And guess what?  More than 40 per cent of savers in this category don't meet their T&Cs each month - that means they don't get the rate rise. With rates rising it’s time to get across the numbers. 

In today's show, we cover:

Sally Tindall, data insights director at Canstar joins Associate Editor, James Kirby in this episode.

In today's show, we cover:

• The best cash and borrowing rates in the market
• How the other half gets short-changed - with bonus rates
• Should you ever use a bank you never heard of?
• The NDIS...is there a way out of the mess for the government? 

 

See omnystudio.com/listener for privacy information.

You've only got a few months to go before the end of the financial year: It's time to plan your tax returns...and yes, this year - with soaring transport costs and changing super caps - it will be different.

'Mr Taxman' Dr Adrian Raftery author and tax adviser joins Associate Editor, James Kirby in this episode 

In today's show, we cover:

• Don't miss the chance to claim your soaring transport costs 
• How to optimise your work from home deductions
• The excellent deal available to anyone leasing an electric car
• Why superannuation is not the only deduction for the salaried investor 
  
  

See omnystudio.com/listener for privacy information.

It was not supposed to happen this year: Vacancy rates were meant to rise in 2026 and income was expected to flatten…not at all. Property investors are suddenly grappling with a reshaped market where forecasts have been turned upside down.

Louis Christopher of SQM Research joins Associate Editor James Kirby in this episode.

In today’s episode, we cover:

• As you were! The upset trend of the year for property investors 
• The downgrades keep coming for house prices
• CGT looks set to increase
• Will a two-property negative gearing limit hurt?

See omnystudio.com/listener for privacy information.

SMAs are booming inside the financial advice sector: But if they are so terrific, then why is regulator ASIC asking so many probing questions around fees and conflicts of interest?

Nathan Fradley of Fradley Advice joins Associate Editor, James Kirby in this episode.

In today's show, we cover...

• The good, bad and potentially ugly side of the SMA boom
• Will SMSFs get a fair deal in the new Compo scheme of last resort
• Reward points and super funds- a marriage made in the marketing department
• Why are financial advice fees not coming down if AI cuts costs?

See omnystudio.com/listener for privacy information.