The legal structure around family trusts in Australia has just survived a double stress test in the courts where the ATO tried to make changes in the personal use of some assets: The case has now been turned away for a second time on appeal and for now the coast is clear. Is a family trust worth exploring?  Can we assume the legal structure widely used by business owners, farmers, and wealthy investors is now secure?
In today's episode, we cover: 

•  Family Trusts - what you need to know 
• Capital Gains Tax and super
•  Risk-taking in your own name 
• Are private credit offerings as good as they seem? 

Will Hamilton of Hamilton Wealth Partners joins Wealth Editor James Kirby in this episode 

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With a rental shortage across the major cities, new research has revealed there are more than 600,000 spots across urban Australia where owners could install a residential unit such as a 'granny flat'. At a stroke, such a change would change the dynamics of the market - not to mention the household income of many Australians struggling to come to terms with the reality of the current market. In today's show we cover; the powerful potential of the 'granny flat', rules and regulations around independent living units, and why property owners are quitting Victoria.

Tim Lawless, research director of CoreLogic joins Wealth Editor James Kirby in this episode 

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The government has finally outlined the details of the new super tax and it will hit many more investors than forecast initially. In particular the effective 30 per cent tax on amounts above $3 million will hit middle-income property investors where the bulk of the assumed value of their super fund may be taken up with an investment mortgage. In today’s show we cover; ‘T bill and chill’ - is cash and fixed income good enough now, three bad years in a row for bond ETFs, cashing out annual leave and the best way to deal with the plan for higher super tax.

Adviser Doug Turek of Minchin Moore Private is Wealth Editor James Kirby’s guest in this episode 

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This year’s immigration intake means a city the size of Newcastle has effectively arrived looking for accommodation within the nation’s existing housing stock - and it’s the key reason rental incomes are soaring and vacancy rates are close to one per cent. Moreover, there is very little to suggest the scenario of demand greatly outweighing supply will change over the next three years.

In today’s show we cover; the very strong outlook for rental investment property, why house prices can keep rising moderately from here, rock bottom home ownership levels for younger Australians and is Hobart set to slip from Australia’s fourth most expensive city.

Saul Eslake of Corinna Economic Advisory joins Wealth Editor James Kirby on today’s episode 

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Andrew “Twiggy” Forrest’s moves into renewables and Laurence Escalante’s VGW gaming empire are interesting insights into where some of the wealthiest names in business are seeing the future. Should you follow them? Would you invest? Plus Bruce Mathieson on Endeavour and Alex Waislitz’s foresight on interest rates.

In today's show, we also cover:

•  SMSFs v APRA funds and how CGT impacts your final super balance.
•  Will Baby Boomers retirement see our nation’s super-pot start to reduce?
•  Non-concessional super contributions and tax
•  Will BRIC’s expansion bring about the death of the US dollar?

Bruce Brammall, financial adviser at Bruce Brammall Financial (www.brucebrammallfinancial.com.au ), was this week’s host of The Money Puzzle and was joined by John Stensholt, Richest 250 List editor at The Australian.

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Victoria is the first Australian state to legislate a levy on revenue generated from short term accommodation platforms such as Airbnb and Stayz. The 7.5 per cent levy will commence from 1 January 2025 as is an attempt to tackle the ongoing rental crisis, which many politicians blame on the rise in popularity of short term letting platforms such as Airbnb. Although Victoria will be the first to implement an 'Airbnb tax', other states have already flagged their intention to review, and most likely implement a similar system.

In today's show, we cover; whether this is fair or another case of government meddling, if it still makes sense to rent a property on a short term basis, tips and tricks for prospective owners of Airbnb properties, and when is the 'right' time to pay down investment property debt?

Quirin Schwaighofer, co-founder of short term accommodation management company MadeComfy, joins James Gerrard founder of www.financialadvisor.com.au on today's show.

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Uranium exchange-traded funds have increased 20 percent in value over the past month and are up 50 percent over the past 6 months, making uranium a standout metal commodity for 2023. Given that Australia is not pro-nuclear power, it is easy to forget about uranium in an investment portfolio. However, Australia has around a quarter of the world's uranium deposits and several strong uranium mining, exploration, development and production companies on the ASX .

We discuss the opportunity with uranium, discuss whether investors have missed the boat and look at the long-term thematics of uranium and how investors can potentially position it in their portfolios.

In today's show, we also cover
* How the China property market woes will affect Australia
* What to do when bond yields eventually stop rising
* Pros and cons of using a no frills accountant for your super fund
* Why did the RBA have to raise interest rates to reduce inflation?

Betashares chief economist David Bassanese joins James Gerrard founder of www.financialadvisor.com.au on today's show

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How do you successfully manage a property - or a string of properties? There are multiple risks and pitfalls in running a portfolio, but with a little forward planning you can optimise your assets. In today's show we cover; whether to manage property by yourself or with a professional, dealing with a body corporate, assembling a team of professionals, and the secrets of buying interstate.

Stuart Wemyss of ProSolution Private Clients joins Wealth Editor James Kirby for this special series episode.

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The Australian publishes its annual Top Financial Advisors list this week - and it's the perfect time to find out how to select a financial adviser. In today's show we cover; how to choose a financial adviser, how much should you expect to pay, is there a way to sidestep rogue operators, and what you should expect from a top-end adviser.

Sarah Abood, Chief Executive of the Financial Planners Association of Australia, joins James Kirby, Wealth Editor of The Australian, on today's episode. 

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How do you choose a home loan? What's on the menu...and how on earth do you pick the package that is best for you? In today's show we cover; how to get a basic home loan, selecting between fixed and variable, offsets and interest-only, and moving beyond the 'Big Four' banks.

Sally Tindall the Research Director at comparison service RateCity joins Wealth Editor James Kirby for this special series episode.

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