Melbourne is growing faster than Sydney. In the next decade, the two cities are expected to draw level in terms of total population. So why is Sydney three times better for property investment returns than the Victorian capital? In today's episode, we cover:

• The weakness of the Melbourne property market  
• Is the foreign investment clampdown anything to worry about?
• Using  your mortgage to optimize your investing costs
• Should you ever retire with a mortgage?

Stuart Wemyss of ProSolution joins Wealth Editor James Kirby in this episode.

See omnystudio.com/listener for privacy information.