In this episode, I sit down with my long-time friend and founder of Bravada Marketing, Narada. Having known each other for 14 years since our South London school days, it was fantastic to catch up on his 15-year career in advertising and his 8-year journey scaling a brand-first digital marketing agency. Narada breaks down how digital agencies charge, the realities of the attention economy, and why he firmly believes every entrepreneur should spend time in a 9-to-5 before launching a business. We also dive into hiring strategies, raising a family, and why social capital is the true backbone of Black wealth.TIMESTAMPS00:00 - Intro01:53 - Meeting Narada and Bravada Marketing02:26 - What a digital marketing agency does03:38 - Navigating the changing high street04:38 - How digital marketing agencies charge clients07:01 - Top advice for starting an agency09:13 - PocketSmith Sponsor Message10:17 - Why working a 9-to-5 first matters12:48 - Is university necessary in the 21st century?16:21 - The hardest part of scaling: hiring teams21:39 - What entrepreneurs must understand about money25:06 - Balancing family life and running a business27:53 - Raising children amid cost of living pressures29:11 - Does the UK government support parents enough?32:30 - Comparing private, grammar, and state schools37:49 - Perspectives on homeschooling in the modern era39:30 - Reconnecting with Jamaican cultural heritage40:26 - Investing early through Junior ISAs42:21 - What they don't tell you about aging47:31 - Potential UK social media bans for under-16s48:56 - Future outlooks for business and family50:42 - Final thoughts: What Black wealth meansFOLLOWThe Mr MoneyJar ShowInstagram: instagram.com/themrmoneyjarshowApple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838Spotify: https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00TikTok: tiktok.com/@themrmoneyjarshowX: x.com/themrmoneyjarshowYouTube: youtube.com/@themrmoneyjarshowWebsite: https://mrmoneyjar.comIf you enjoyed this week's episode, please SUBSCRIBE:https://www.youtube.com/@themrmoneyjarshow---Thank you to this week's sponsor PocketSmith!To get 50% OFF your first two months of PocketSmith’s Foundation or Flourish plans, go to: http://www.pocketsmith.com/mrmoneyjar

Of course — here’s the revised version with the PocketSmith sponsor section moved to the very end.

EPISODE SUMMARY

What does it really take to build financial independence and Black wealth in the UK?

In this episode of The Mr MoneyJar Show, I sit down with tech sales account manager and content creator Tatiana (Tatiana Mummy) to unpack her incredible journey from working a paper round at age 14 to earning £165k and building a net worth of £385k.

Tatiana shares how she plans to save £100,000 in 2026, why she prioritises maxing out her Stocks & Shares ISA, and what led her to spend £70k on an 18-month career sabbatical.

We also dive into negotiating corporate salaries, navigating classism in the UK job market, the differences between UK and US earning opportunities, and why building Black wealth should ultimately be about freedom — not just looking wealthy.

TIMESTAMPS

00:00 - Intro
02:11 - Meeting Tatiana and her role
02:45 - The £100k savings goal explained
03:04 - Growing up in Zimbabwe and moving to the UK
06:54 - PocketSmith Sponsor Message
07:55 - Going from paper rounds to £165k
10:37 - Pivoting from banking to strategy consulting
12:40 - Transitioning into high-earning tech sales
14:40 - The art of negotiating salary increases
16:14 - Breaking down a £46k net paycheck
18:52 - Paying rent to parents as adults
20:19 - Why aim to save £100,000 yearly?
22:58 - Revealing my full £385k net worth
25:48 - What my ISA is invested in
28:34 - Putting £2,900 monthly into my pension
30:32 - Why I don't own property yet
34:04 - Spending £70k on a sabbatical
38:49 - Comparing UK vs US income opportunities
41:42 - Is £100k really that much money?
48:10 - Three luxury experiences I spend on
51:26 - Reflecting on Black British media culture
58:56 - How my faith influences my wealth
1:01:22 - Final thoughts: What Black wealth means

FOLLOW THE MR MONEYJAR SHOW

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LISTEN TO THE SHOW

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WEBSITE

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SPONSORED BY POCKETSMITH

Thank you to this week's sponsor, PocketSmith!

Get 50% OFF your first two months of PocketSmith's Foundation or Flourish plans:

http://www.pocketsmith.com/mrmoneyjar

EPISODE SUMMARY

Few conversations have left me feeling as seen as this one with Adwoa and Solomon, the creative force behind Adeite Atelier.

As artists and educators, they share how European colonialism systematically replaced West African spiritual systems with Abrahamic religions. We explore the psychological impact of white religious iconography, compare binary concepts of heaven and hell to cyclical ancestral beliefs, and discuss what it takes to navigate a joint artistic business as a couple.

Together, we unpack their vision for decolonising faith, celebrating Black love, and reclaiming our cultural identity through art.

---

TIMESTAMPS

00:00 - Intro

01:24 - Meeting Adwoa and Solomon

02:48 - How a university art exhibition brought them together

04:43 - Starting Adeite Atelier and painting on one canvas

06:22 - Killing the ego in a joint creative partnership

08:08 - The link between colonialism and Abrahamic religions in Africa

10:13 - The psychological impact of white religious iconography

13:04 - PocketSmith Sponsor Message

14:07 - Why traditional African spirituality is heavily stigmatised

15:44 - Comparing binary heaven and hell to cyclical life systems

19:23 - The ancestral meaning behind names like Babatunde

21:52 - Deconstructing why Adam and Eve are depicted as white

25:24 - Discussing traditional African religions without family backlash

30:41 - Exploring the supreme Akan deity Nyame

33:10 - Understanding Yoruba Ifá spirituality and the Orishas

37:25 - Finding room for modern science within ancient belief systems

41:16 - Codified sun worship in early human history

45:35 - Debunking myths around superstition and witchcraft

49:51 - Re-imagining a contextual future for global spirituality

55:25 - The importance of displaying authentic Black love online

58:30 - How men can actively support Black women's natural hair journeys

1:01:44 - Final thoughts: What Black wealth means

---

FOLLOW The Mr MoneyJar Show

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If you enjoyed this week's episode, please subscribe:

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---

Thank you to this week's sponsor PocketSmith!

To get 50% OFF your first two months of PocketSmith’s Foundation or Flourish plans, go to:

http://www.pocketsmith.com/mrmoneyjar

EPISODE SUMMARY

In this inspiring episode, host Rotimi Merriman-Johnson sits down with Joyce Idoniboye, the Chief People Officer and Deputy CEO of Oxfam GB.

Joyce reflects on her transformative journey growing up in the UK's private foster care system and how those early challenges built her unwavering resilience and emotional intelligence.

The conversation delves into the realities of corporate ladder climbing for Black women, the psychological toll of code switching, overcoming deep-seated imposter syndrome, and why true leadership means expanding the table for others to create lasting Black wealth.

TIMESTAMPS

00:00 - Intro
01:50 - Meeting Joyce Idoniboye
02:18 - Stepping up as Acting CEO of Oxfam GB
04:41 - Growing up in the private foster care system
07:31 - Navigating systemic racial defects in Britain
10:07 - PocketSmith Sponsor Message
11:20 - Why wearing an afro to work is 1,000% intentional
12:56 - Essential career advice for climbing Black women
14:44 - Unpacking code switching and survival in offices
19:31 - The historical reality of private "farming" foster care
22:53 - Developing hyper-vigilance to build career success
26:34 - Why anti-racist principles attracted Joyce to Oxfam
28:06 - Navigating a non-linear "jungle gym" career path
33:10 - How to seek effective mentors from all backgrounds
37:18 - Overcoming imposter syndrome by questioning the system
39:28 - Seeking representation versus building new systems
42:06 - Creating legacy and expanding access at top tables
43:47 - Addressing the UK Black British wealth disparity stats
47:28 - Final thoughts: What Black wealth means

FOLLOW

The Mr MoneyJar Show

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Apple Podcasts:
https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838

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In this deeply personal and informative episode, host Rotimi Merriman-Johnson sits down with health and wellness expert, author, and father Jeffrey Boadi. Jeffrey shares his journey from aspiring professional footballer to adopting a plant-based diet and publishing his cookbook, Plant Fuel. The conversation delves into crucial men's health topics, including the 50% role men play in fertility, the importance of annual blood and sperm testing, and how to reduce microplastics in daily life. Jeffrey also speaks candidly about navigating grief after losing his first wife, finding love again, and building generational health and wealth.

TIMESTAMPS

00:00 - Intro

01:44 - Meeting Jeffrey Boadi

02:21 - Moving from sports to plant-based health

03:48 - What inspired the plant-based diet shift

04:49 - Addressing online health content creators

05:39 - Growing up in a Ghanaian household

07:18 - Reconnecting with Ghanaian heritage

08:35 - Family life and raising a daughter

09:56 - PocketSmith Sponsor Message

11:00 - Experiences at a UK boarding school

13:42 - Benefits of a plant-based diet

16:15 - Building a balanced nutritional power bowl

19:09 - Why tracking calories can be helpful

20:41 - Three daily habits for healthy dads

22:19 - Managing sleep deprivation as a parent

23:38 - Why men should test their sperm

26:54 - How home sperm testing kits work

28:46 - Reducing microplastics and improving fertility

29:54 - Key blood markers for annual checks

32:19 - Over-obsessing with health tracking data

35:49 - West African foods and proper nutrition

38:48 - Creating the Plant Fuel cookbook

41:03 - Navigating grief after losing a spouse

48:43 - Moving forward and finding love again

50:51 - Finding a partner who brings warmth

52:41 - The importance of faith and spirituality

54:25 - Why health is the ultimate wealth

56:29 - Final thoughts: What Black wealth means

FOLLOW

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TikTok: tiktok.com/@themrmoneyjarshow

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Website: https://mrmoneyjar.com

If you enjoyed this week's episode, please SUBSCRIBE:

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---

Thank you to this week's sponsor PocketSmith!

To get 50% OFF your first two months of PocketSmith’s Foundation or Flourish plans, go to:

http://www.pocketsmith.com/mrmoneyjar

In this incredible episode, host Rotimi Merriman-Johnson sits down with award-winning columnist, founder, and journalist Chanté Joseph.

Chanté unpacks the cultural explosion behind her viral article, "Is Having a Boyfriend Embarrassing Now," diving deep into modern relationship vertigo, right-wing tradwife trends, and the global relationship recession driving down birth rates.

The conversation explores the systemic rise of online misogyny, navigating corporate journalism as a Black British woman, the unique realities of living with inattentive ADHD, and how financial survival in the creative industries directly impacts modern Black wealth.

TIMESTAMPS

00:00 - Intro

00:40 - Origin of the viral "Embarrassing Boyfriends" column

01:29 - Navigating journalism as a Black British woman

02:51 - Growing up in a Black British Caribbean household

04:23 - The reality of political tension and right-wing resurgence

07:36 - Dissecting the systemic manipulation of modern policing statistics

08:21 - Why modern straight relationships feel embarrassing for women

09:40 - Deconstructing the political right's fixation on tradwives

11:21 - Connecting the relationship recession to low birth rates

12:23 - PocketSmith ad

13:08 - How global dating app ecosystems altered adult milestones

13:51 - Holding men accountable to challenge pervasive online misogyny

15:45 - The dangerous rise of fatalistic romantic nihilism online

17:34 - Why women are shifting toward political celibacy trends

18:46 - Seeking healthy masculine spaces beyond internet echo chambers

19:58 - Addressing the economic hyper-evaluation of modern dating culture

22:06 - Demanding better representations of Black British long-term coupledom

23:44 - Internal community dynamics vs superficial media representation benchmarks

25:45 - How housing scarcity completely dictates adult relationship structures

27:10 - Applying low-stakes "date zero" guidelines to meet equals

28:58 - Pinpointing hidden inattentive ADHD symptoms across adult women

30:12 - Energy management frameworks for neurodivergent career survival

31:46 - Financial strategies for self-employed creative industry workers

32:19 - Protecting independent incomes from shifting state platform legislation

33:13 - Shifting perspectives on SIPPs and long-term retirement planning

34:09 - Vital career advice for independent creative industry rookies

35:10 - Exploring childhood gaming subcultures and multi-generational console obsessions

38:17 - Final thoughts - What wealth means for creative legacy space

FOLLOW

The Mr MoneyJar Show

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Apple Podcasts:
https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838

Spotify:
https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00

TikTok:
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X:
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YouTube:
youtube.com/@themrmoneyjarshow

Website:
https://mrmoneyjar.com

If you enjoyed this week's episode, please SUBSCRIBE:
https://www.youtube.com/@themrmoneyjarshow

Thank you to this week's sponsor PocketSmith!

To get 50% OFF your first two months of PocketSmith's Foundation or Flourish plans, go to:

http://www.pocketsmith.com/mrmoneyjar

Thank you to this week's sponsor PocketSmith!

To get 50% OFF your first two months of PocketSmith’s Foundation or Flourish plans, go to:

http://www.pocketsmith.com/mrmoneyjar

In this episode, host Rotimi Merriman-Johnson sits down with Torsten Bell, the UK Pensions Minister, to discuss the future of retirement savings in Britain.

Moving beyond political talking points, Torsten explains how the State Pension and private pension systems work, and whether today's younger generations can expect the State Pension to be there when they retire.

The conversation also explores the UK's biggest pension challenges, including the gender pension gap, wealth disparities across different ethnic groups, the success of automatic enrolment, and what more needs to be done to support self-employed workers. Torsten also explains the power of compound interest, how pensions have evolved over time, and why long-term saving remains one of the most effective ways to build financial security.

Timestamps

00:00 - Intro
01:10 - Explaining the role of the UK Pensions Minister
01:40 - The history of State and private pensions
02:45 - Qualifying for the full new State Pension
03:42 - Will the State Pension survive for younger generations?
05:07 - Future changes to the State Pension age
07:14 - How the Triple Lock works
09:10 - The history of pensioner poverty in the UK
10:43 - Long-term sustainability and an ageing population
13:00 - Debunking retirement income myths
14:17 - The power of compound interest
15:27 - Pension contribution rates across income levels
17:44 - The success of automatic enrolment
19:19 - Why the Pension Commission has returned
20:37 - The self-employed pension crisis
21:33 - Defined Benefit vs Defined Contribution pensions
23:31 - Investing pension funds in UK assets
25:03 - Wealth gaps across ethnic groups
26:55 - Reducing inequality through pension policy
28:50 - The UK's 50% private gender pension gap
30:28 - How childcare affects retirement wealth
31:40 - Junior SIPPs explained
33:03 - Why you shouldn't rely on AI chatbots for financial advice
34:46 - Managing concentration risk in technology investments
36:23 - Accessing private pensions before State Pension age
39:05 - Rebuilding trust in the pension system

Follow The Mr MoneyJar Show

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If you enjoyed this episode, please subscribe to the channel and turn on notifications so you never miss a new conversation.

Subscribe: https://www.youtube.com/@themrmoneyjarshow

Thank you to this week's sponsor PocketSmith!To get 50% OFF your first two months of PocketSmith’s Foundation or Flourish plans, go to http://www.pocketsmith.com/mrmoneyjar

In this high-value episode, host Rotimi Merriman-Johnson sits down with chartered accountant and personal finance educator Ryan King, the creator of Making Money Simple.

Ryan pulls back the curtain on how he built a stock market portfolio of nearly £200,000 before turning 30. The conversation serves as a comprehensive beginner's guide to passive investing, breaking down the three-step blueprint:

• Picking a platform

• Selecting a tax wrapper

• Choosing low-cost global index funds or ETFs

Ryan also critiques the upcoming 2027 UK ISA changes, explains how to invest for children, and reveals why consistency beats trying to time the market.

TIMESTAMPS

00:00 - Intro

01:29 - Ryan's journey from economics to accounting

02:39 - Getting auto-enrolled into a workplace pension

04:44 - Top tips for beginner investors on the fence

05:52 - Overcoming behavioral pitfalls and panic selling

07:28 - The 3-step blueprint to passive investing

10:03 - Choosing low-cost DIY platforms vs high-fee options

13:16 - Earmarking investment accounts for junior portfolios

13:53 - Defined benefit vs defined contribution pensions

15:43 - Comparing stocks and shares ISAs with pensions

17:05 - The 2027 22% tax on uninvested cash

18:47 - Scrapping the Lifetime ISA for first-time buyers

23:47 - Understanding individual stocks vs market indices

26:38 - Why passive index funds beat the professionals

29:38 - Capitalist endeavors and Elon Musk's trillionaire status

31:24 - Diamond standard global index fund ticker symbols

34:20 - Is the stock market currently overvalued?

36:19 - Ignoring media noise during market crashes

39:28 - Final advice: Earning more and compounding wealth

40:31 - Earmarking adult ISA allowances for future children

41:36 - Junior ISAs vs Junior SIPPs breakdown

43:14 - Final thoughts: True freedom and generational wealth

FOLLOW

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https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838

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Website:
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In this deeply personal and thought-provoking episode, host Rotimi Merriman-Johnson welcomes his first American guest, TEDx speaker and personal finance writer Aja McClanahan. Aja shares her incredible financial journey—from using Dave Ramsey's frameworks to eliminate over $120,000 in consumer debt, to making the radical decision to walk away from all her assets during an unwanted divorce to preserve her peace and family custody. Going off-script, Rotimi and Aja dive into a fascinating comparison of racial identity and class dynamics between the US and the UK, the real purpose of a prenuptial agreement for women, and why a strong sense of self and community is the ultimate foundation for building true generation-spanning wealth.

00:00 - Intro01:32 - Aja's background and TEDx talk04:13 - Financial conversations with teenage daughters06:22 - Eliminating $120,000 of marriage debt09:23 - Rebuilding after an unwanted divorce13:46 - The progressive case for prenups18:50 - Racial identity: US vs UK22:24 - Exploring British timeline immigration waves24:33 - Why discussing race feels taboo26:55 - Black and British historical insights28:54 - African American cultural perception gaps32:58 - The ongoing digital extraction revolution35:43 - Shifting beyond harmful diaspora infighting37:11 - Demographics of UK mixed-race populations43:53 - Comparing US vs African statehood45:26 - Identity as an core component47:48 - Final thoughts: What wealth means

The Mr MoneyJar ShowInstagram: instagram.com/themrmoneyjarshowApple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838Spotify: https://open.spotify.com/show/4iO5j7VoYYkEemyleLnu00TikTok: tiktok.com/@themrmoneyjarshowX: x.com/themrmoneyjarshowYouTube: youtube.com/@themrmoneyjarshowWebsite: https://mrmoneyjar.com

If you enjoyed this week's episode, please SUBSCRIBE:https://www.youtube.com/@themrmoneyjarshow

TIMESTAMPSFOLLOW

In this deeply illuminating episode, host Rotimi Merriman-Johnson sits down with qualified nutritional therapist and holistic health advocate, Belinda Lahti. Moving far beyond standard calorie counting, Belinda unpacks the unseen connection between our diets, our environments, and our nervous systems. The conversation covers the social determinants of health affecting Black British and migrant communities, the biological realities of lactose intolerance, and the hidden psychological impact of "food colonialism." Belinda delivers a powerful masterclass on using traditional ingredients to optimize wellness, mastering sleep hygiene, and recognizing why reclaiming our physical and mental health is the ultimate form of self-sustained wealth.

TIMESTAMPS

00:00 - Intro

01:31 - Nutritional therapy vs standard nutrition

02:52 - Social psychology of cultural food

04:20 - Breaking down social determinants health

06:34 - How chronic stress dysregulates biology

08:40 - Mindful habits vs systemic stressors

10:46 - Blue Zones holistic longevity secrets

12:26 - Navigating traditional Afro-Caribbean cuisine safely

14:53 - Inflammatory hidden processing in oils

16:59 - Quality variations in global food

19:58 - Hidden body impacts of discrimination

21:24 - Addressing widespread global lactose intolerance

24:16 - Explaining hidden history food colonialism

27:17 - Local market sourcing benefits explained

29:56 - Deconstructing commercialized cultural food trends

35:15 - Gut health links to immunity

37:07 - Reconnecting intentionally with natural spaces

39:01 - Essential dietary nutrients for stress

41:48 - Group therapy benefits for communities

44:37 - Longevity impacts of sleep hygiene

45:42 - Maximizing reproductive fertility health naturally

49:57 - Perfect plates guidelines for wellness

50:53 - Final thoughts: What wealth means

FOLLOW

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Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-mr-moneyjar-show/id1559725838

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