In this episode of The New Money Habits Podcast, Coach Nino Villa and Maria Casillas discuss the transition into the new year, focusing on routines, goal setting, and the popular trend of no spend challenges. They explore the reasons behind the rapid growth of no spend groups, the importance of understanding personal spending habits, and the need for mindful spending rather than restrictive challenges.

The discussion emphasizes the significance of personalizing financial approaches and identifying discomfort in spending to foster better financial habits. In this conversation, the duo explore the importance of understanding and redefining spending categories to foster mindful spending habits. They discuss how personal connections to spending can lead to more intentional financial decisions, emphasizing the need to reflect on beliefs and motivations behind spending behaviors.

The conversation highlights the significance of creating a purposeful plan for spending, encouraging listeners to seek help in identifying their financial goals and challenges.

If you’re serious about growth — in money, mindset, or life — this episode will inspire you to invite honesty and clarity into your journey.

🚨 Looking for tools and resources to help you crush your money goals?

👉 Download the FREE Holiday Spending Planner 

👉 Join the New Money Habits Community for free

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📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

#NewMoneyHabits #FinancialGrowth #MoneyMindset #PersonalDevelopment #Accountability #FinancialSuccess #HonestReflection #GrowthMindset #FinancialFreedom #SelfAwareness

In this episode of The New Money Habits Podcast, Nino Villa and Maria Casillas dive into why every person needs someone who tells them the truth — not just what they want to hear. Beyond simple accountability, this is about finding a trusted voice who challenges you, supports you, and helps you see what you might be missing.

Discover how to identify the right person to speak truth into your life, why their honest feedback can accelerate both your financial and personal growth, and how embracing reflection leads to real, lasting change.

If you’re serious about growth — in money, mindset, or life — this episode will inspire you to invite honesty and clarity into your journey.

🚨 Looking for tools and resources to help you crush your money goals?

👉 Download the FREE Holiday Spending Planner 

👉 Join the New Money Habits Community for free

👉 Become a member starting at $5/mo

👉 Start your 7-Day Free Trial today!

📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

#NewMoneyHabits #FinancialGrowth #MoneyMindset #PersonalDevelopment #Accountability #FinancialSuccess #HonestReflection #GrowthMindset #FinancialFreedom #SelfAwareness

In this episode of The New Money Habits Podcast, Nino Villa and Maria Casillas discuss the importance of community and connection in personal finance. They share insights on how to challenge perspectives on money, the need for financial education, and the benefits of one-on-one coaching. The conversation emphasizes the value of support and accountability in achieving financial goals, as well as the unique offerings of New Money Habits.

👉 If you’re ready to go deeper and start rewriting your money story, become a member of the New Money Habits Community for as little as $5/month. Gain access to premium tools like the Payday Power Planner Plus, and at higher tiers, connect with coaches and events that help you break free from unhealthy patterns.

🚨 Looking for tools and resources to help you crush your money goals?

👉 Join the New Money Habits Community for free

👉 Become a member starting at $5/mo

👉 Start your 7-Day Free Trial today!

📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Ready to take control of your Christmas spending? 🎄💰 In this episode of The New Money Habits Podcast, Coach Nino Villa emphasizes the importance of planning for the holidays—now is the time to start!

 In this episode, you’ll discover:

Join Nino as he guides you on the path to a stress-free holiday season, ensuring your financial well-being while celebrating with loved ones. #ChristmasInJuly #HolidayBudgeting #DebtFreeChristmas

 🚨 Looking for tools and resources to help you crush your money goals?

👉 Download the FREE Holiday Spending Planner 

👉 Join the New Money Habits Community for free

👉 Become a member starting at $5/mo

👉 Start your 7-Day Free Trial today!

📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

In this episode of The New Money Habits Podcast, Nino Villa and Maria Casillas discuss effective strategies for budgeting food expenses, emphasizing the importance of practicality and mindfulness in planning. They explore the balance between grocery shopping and dining out, the impact of family size on budgeting, and the significance of intentional spending. The discussion also highlights common challenges in budgeting and offers practical tips for overcoming them, including shopping strategies and the importance of understanding one's financial situation.

#foodbudgeting #groceryshopping #mealplanning #familyexpenses #financialliteracy #diningout #budgetingstrategies #intentionalspending #financialplanning #foodexpenses

 👉 If you’re ready to go deeper and start rewriting your money story, become a member of the New Money Habits Community for as little as $5/month. Gain access to premium tools like the Payday Power Planner Plus, and at higher tiers, connect with coaches and events that help you break free from unhealthy patterns.

🚨 Looking for tools and resources to help you crush your money goals?

👉 Join the New Money Habits Community for free

👉 Become a member starting at $5/mo

👉 Start your 7-Day Free Trial today!

📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Join Coach Nino Villa as he discusses the importance of ending the stigma around seeking financial help. Discover the parallels between mental health and financial wellness, and learn why asking for assistance is a sign of strength, not weakness.

#FinancialFreedom #EndTheStigma #MoneyMatters

 👉 If you’re ready to go deeper and start rewriting your money story, become a member of the New Money Habits Community for as little as $5/month. Gain access to premium tools like the Payday Power Planner Plus, and at higher tiers, connect with coaches and events that help you break free from unhealthy patterns.

🚨 Looking for tools and resources to help you crush your money goals?

👉 Join the New Money Habits Community for free

👉 Become a member starting at $5/mo

👉 Start your 7-Day Free Trial today!

📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Feeling stuck or overwhelmed by your finances? You’re not alone. In this episode of The New Money Habits Podcast, Coach Nino Villa explores the many different starting points on the financial journey—from being behind on bills or living paycheck to paycheck, to dealing with debt or simply feeling lost.

In this episode, you’ll hear:

Join Nino to discover how the right guidance and mindset can help you build a brighter financial future—starting right where you are.

#FinancialLiteracy #MoneyMindset #StartYourJourney

 👉 If you’re ready to go deeper and start rewriting your money story, become a member of the New Money Habits Community for as little as $5/month. Gain access to premium tools like the Payday Power Planner Plus, and at higher tiers, connect with coaches and events that help you break free from unhealthy patterns.

🚨 Looking for tools and resources to help you crush your money goals?

👉 Join the New Money Habits Community for free

👉 Become a member starting at $5/mo

👉 Start your 7-Day Free Trial today!

📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Are you ready to move beyond abstract financial ideas and create a plan that truly works? In this episode of The New Money Habits Podcast, Coach Nino Villa draws from his extensive coaching experience to emphasize the critical importance of having a real, actionable financial plan.

Nino shares how understanding your unique financial situation is the foundation for success and explains the benefits of working with a coach to navigate real-life money challenges. He highlights the value of learning through practical scenarios and introduces tools designed to help you manage your finances effectively.

More than just numbers, this episode reflects Nino’s purpose: empowering you to achieve lasting financial stability through clear, practical steps. Join him to transform your financial knowledge into meaningful action and build a plan that supports your goals and peace of mind.

#FinancialPlanning #MoneyManagement #FinancialCoaching

 👉 If you’re ready to go deeper and start rewriting your money story, become a member of the New Money Habits Community for as little as $5/month. Gain access to premium tools like the Payday Power Planner Plus, and at higher tiers, connect with coaches and events that help you break free from unhealthy patterns.

🚨 Looking for tools and resources to help you crush your money goals?

👉 Join the New Money Habits Community for free

👉 Become a member starting at $5/mo

👉 Start your 7-Day Free Trial today!

📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Ever wonder why you overspend — even when you know better? Overspending isn’t just about poor discipline or lack of willpower. It’s the result of a chain reaction: activating events spark emotions, emotions drive behaviors, and at the root of it all are the thoughts and beliefs you hold about money.

In this episode of The New Money Habits Podcast, Coach Nino unpacks the psychology of overspending through a cognitive behavioral lens. From takeout dinners after a long day to impulse buys online, we’ll explore common overspending behaviors, the events and emotions that fuel them, and the hidden money beliefs that keep you stuck.

👉 If you’re ready to go deeper and start rewriting your money story, become a member of the New Money Habits Community for as little as $5/month. Gain access to premium tools like the Payday Power Planner Plus, and at higher tiers, connect with coaches and events that help you break free from unhealthy patterns.

🚨 Looking for tools and resources to help you crush your money goals?

👉 Join the New Money Habits Community for free

👉 Become a member starting at $5/mo

👉 Start your 7-Day Free Trial today!

📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.

Ever wonder how your beliefs about money shape your financial decisions? 💭💸 In this episode of The New Money Habits Podcast, host Nino Villa dives into the powerful connection between your money mindset, emotions, and financial behaviors.

In this episode, you’ll discover:

Join Nino to transform your approach to money and find the clarity you need to make confident, informed financial decisions!

#MoneyMindset #CashFlow #FinancialPeace

🚨 Looking for tools and resources to help you crush your money goals?

👉 Join the New Money Habits Community for free

👉 Become a member starting at $5/mo

👉 Start your 7-Day Free Trial today!

📌 Helpful Resources Mentioned in the Episode:

🎵 Music Credits: This episode features music by Summer School.

✅ Connect with Us: Follow @newmoneyhabits on social media for more valuable insights and updates.