By PensionBee
The podcast currently has 50 episodes available.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
Most people have heard of the term ‘credit score’ but often that’s as far as it goes. What is your credit score, how is it calculated and why does it even matter?
This month on The Pension Confident Podcast we’re talking about the dark-art of how to improve your credit score. Join our host, Philippa Lamb, and our expert panel as they discuss the ins and outs of our financial history and the impact it can have on our financial future.
Episode Breakdown:
01:08 What is a credit score and why does it matter? 05:28 Credit score jargon explained 11:13 How is a credit score calculated? 16:28 How do I know if my credit score is good or bad? 19:36 Spotting and correcting errors in your credit report 20:38 Understanding your credit score 22:05 How to improve your credit score 26:37 Busting credit score myths
Further reading:
To learn more about some of the themes discussed, check out these articles and podcasts from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Follow Clare Seal (@clare.seal) on Instagram, LinkedIn and X.
Follow John Webb on LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
In this bonus episode of The Pension Confident Podcast, we return with part two of our financial crash course for parents. If you haven’t heard part one yet don’t worry, you can go back and find it on our feed.
Tune in to hear the best bits from episodes eight and 23, as our host, Philippa Lamb and our expert guests cover everything from pocket money economics to talking to your children about how debt works. We hear from:
Episode Breakdown:
01:03 Understanding compound interest
02:22 Pocket money economics
04:05 Teaching kids about debt
05:29 Juggling a family and finances
06:39 Differentiating between rich and wealthy
08:24 How kids can teach us about money
Further reading and listening:
To learn more about personal finance tips for new parents, check out these articles and podcasts from PensionBee:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on X, YouTube, Threads, Instagram, TikTok, Facebook and LinkedIn.
Follow Emma Maslin (@MoneyWhisperer_) on X, Threads, Instagram, Facebook and LinkedIn.
Follow Laura Miller (@thatlaurawrites) on X and LinkedIn.
Follow NatWest Rooster Money (@rooster_money) on X, YouTube, Threads, Instagram, TikTok, Facebook and LinkedIn.
Follow Lynn Beattie (@MrsMummypennyUK) on YouTube, Instagram, Facebook and LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
In this bonus episode of The Pension Confident Podcast, we’re sharing the best bits from one of our live events - the PensionBee Roadshow. In our Manchester edition, our expert guests shared tips for how you can start preparing for a happy retirement. Tune in to hear from:
Episode breakdown:
00:50 Visualising your retirement savings
01:26 Workplace pensions and Auto-Enrolment
02:42 How to stick to your savings goals
03:40 Three ways to boost your pension savings
04:44 Balancing rising costs and saving for your future
05:41 Learning about investments and pensions
06:59 Understanding where your pension is invested
08:02 Pension Wise
08:24 What is pension drawdown?
09:15 Leaving your pension to loved ones
Further reading, watching and listening:
How to plan for a happy retirement (YouTube)
How to set a good retirement goal (YouTube)
What happens at a Pension Wise appointment? (YouTube)
Different ways to access your pension pot (YouTube)
E18 of The Pension Confident Podcast: How to not run out of money in retirement (Podcast)
E11 of The Pension Confident Podcast: How to prepare for a happy retirement (Podcast)
E5 of The Pension Confident Podcast: What can we do to cope with the cost of living crisis? (Podcast)
How much income do you need in retirement?
How much money do you need to retire in the UK?
Preparing for retirement checklist
What income would a £100,000 pension pot give you?
What is Auto-Enrolment?
What makes a happy retirement?
Pension decumulation
Retirement planning in your 20s
Retirement planning in your 30s
Retirement planning in your 40s
Retirement planning in your 50s
Pension rules after death
Pension beneficiaries
Other useful resources:
Pension Drawdown Calculator (PensionBee)
Pension Calculator (PensionBee)
Pension Wise (MoneyHelper)
Pension Quality Mark - PQM (Pensions and Lifetime Savings Association)
Retirement Living Standards (Pensions and Lifetime Savings Association)
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow @PensionBee on X, Threads, Instagram, TikTok, Facebook and LinkedIn.
Enjoying the podcast? Then don’t forget to rate and give us a review! As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
The Pension Confident Podcast is taking a short summer holiday this August, but don’t worry - we’ve got some bonus content coming while you wait for the rest of Series Three!
The next bonus episode will be a fantastic conversation from the PensionBee Roadshow last year, all about how you can save for a happier retirement. Plus, look out for part two of our personal finance tips for parents.
In the meantime, you can go back and listen to all our episodes so far wherever you get your podcasts. We’ve covered so much already from the Bank of Mum and Dad and the real cost of your friendships, to saving to live to age 100 and how to earn more money.
Don’t forget to subscribe to your favourite podcast app so you never miss an episode. Catch up on the latest news, read our transcripts or watch on YouTube:
Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
For many people diligently building their nest egg, the question of money’s link to happiness is a natural one. After all, financial security can reduce a significant source of stress. But can simply having more money guarantee a life filled with joy?
This month on The Pension Confident Podcast we’re talking about the age-old question: can money buy happiness? Join our host, Philippa Lamb, and our expert panel as they discuss the relationship between money and happiness.
Episode Breakdown:
01:23 At different ages, different things matter
04:10 Does money equal happiness?
06:30 The source of money changes the equation
10:10 Understanding your appetite for risk
13:57 Maslow’s hierarchy of needs
16:20 Avoiding lifestyle creep and finding joy
19:10 The marshmallow test
23:13 How can you boost your happiness
Further reading:
To learn more about where you could put your savings, check out these articles and podcasts from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Follow Humble Penny (@TheHumblePenny) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X.
Follow Kim Stephenson (@kimpstephenson) on LinkedIn and X.
Enjoying the podcast? Tell us what you think below and give us a rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
In this bonus episode of The Pension Confident Podcast, we have tips for new parents: from the benefits you could be eligible for, to the impact parenthood could have on your pension.
Tune in to hear the best bits from episodes three and 19, as our host, Philippa Lamb and our expert panels discuss nesting, building emergency funds as a new parent and more. We hear from:
Episode Breakdown:
00:37 The reality of Shared Parental Leave
02:22 Statutory rights for adoption
03:13 How to budget for a new baby
04:44 Anticipating early costs and childcare expenses
06:23 Exploring Tax-Free Childcare Allowance and Child Benefit
08:05 Parenthood and the Gender Pension Gap
09:31 Starting a conversation, before starting a family
Further reading and listening:
To learn more about personal finance tips for new parents, check out these articles and podcasts from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on X, Threads, Instagram, TikTok, Facebook and LinkedIn.
Follow Mumsnet (@Mumsnet) on X, Instagram, Facebook, TikTok and LinkedIn.
Follow Vestpod (@VestPod) on X, Instagram, TikTok, Facebook and LinkedIn.
Follow Kalpana (@KalpanaFitzpatrick) on X, LinkedIn, Instagram and TikTok.
Follow Sam (@sambrodbeck) on X and LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
Since the start of 2022, the Bank of England has raised the base interest rate 13 times. So it’s no surprise that savers are reconsidering where to put their money. Cash savings are easily accessible but may lose value due to inflation. Meanwhile, pensions offer potential long-term growth but lock away funds until retirement.
This month on The Pension Confident Podcast we’re talking about the pros and cons of pensions and cash - how can you make the most of both? Join our host, Philippa Lamb, and our expert panel as they discuss building an emergency fund, making the most of your cash savings and saving for retirement.
Episode Breakdown:
01:36 How does inflation eat away at our money?
02:52 Shopping around for the best rate
07:44 Building an emergency fund
10:51 State benefits that are impacted by savings
11:57 What are the rules on cash savings?
16:39 Small steps to save for your future
18:26 Are pensions ‘hot’?
22:36 The case for personal pension saving
Further reading:
To learn more about where you could put your savings, check out these articles and podcasts from PensionBee:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on X, Threads, Instagram, TikTok, Facebook and LinkedIn.
Follow Boring Money (@boringmoney) on X, Instagram, TikTok, Facebook and LinkedIn.
Enjoying the podcast? Then don’t forget to rate and give us a review! As always we’d love to hear your suggestions and feedback.
Send us an email:
[email protected]
Listen to part four of our personal finance tips and hear from our expert guests as they discuss switching current accounts, sharing parental leave and why you should be talking about money with your loved ones.
Listen to parts one, two and three.
In this bonus episode, you’ll hear helpful tips from:
Episode Breakdown:
00:25 The benefits of switching current accounts
02:03 Saving vs. investing your money
04:24 Investment accounts and fees
05:58 Parental leave and pensions
07:31 Separating personal and business finances
09:14 Talking about money with loved ones.
Read the transcript.
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow @PensionBee on X, Threads, Instagram, TikTok, Facebook and LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
For many young people, the only way to afford university or to get a foot on the property ladder is with financial support from family members. According to a report by The Institute for Fiscal Studies (IFS), almost a third of young people receive at least one transfer during their 20s and early 30s - most commonly from a parent.
This month on The Pension Confident Podcast we’re discussing the hot topic of ‘the Bank of Mum and Dad’. Join our host, Philippa Lamb, and our expert panel as they discuss how to talk about money with family, setting healthy boundaries, and strategies for safeguarding your financial future.
Episode Breakdown:
01:46 The Bank of Mum and Dad in practice.
05:10 Planning for predictable financial support.
08:13 Helping financially while your child’s studying.
10:43 Funding your child’s big adult milestones.
14:14 Implications of dipping into your savings.
17:31 Ongoing bankrolling and protecting your financial security.
20:35 Treating children equally or equitably?
22:55 Making sure you’re on the same page.
24:51 A living versus willed inheritance.
Further reading:
To learn more about financial relationships with family, check out these articles and podcasts from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on X, Threads, Instagram, TikTok, Facebook and LinkedIn.
Follow the Family Building Society (@FamilyBSoc) on X, Facebook and LinkedIn.
Follow Timi (@mrmoneyjar) on X, Instagram, TikTok, Facebook and LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we’d love to hear your suggestions and feedback. Send us an email: [email protected].
It’s Mental Health Awareness Week so in this bonus episode of The Pension Confident Podcast, we’re revisiting a really important topic - how to manage your money and your mental health.
Tune in to hear the best bits from episode nine and hear from Philippa Lamb and our expert panel as they discuss how to talk about money, mental health and more. We hear from:
Episode Breakdown:
01:10 Personal experiences from the guests
04:12 Financial support from the FSCS
05:20 Early warnings signs of money and mental health struggles
06:45 How are money and mental health linked?
07:44 Money worries in retirement
09:26 How to manage money worries
10:25 Where to turn for financial support
11:39 Tips for keeping on top of your finances
12:32 Tips for managing your mental health
13:20 How to talk about money worries.
*If you’re struggling right now and need to talk to someone, call SAMARITANS on 116 123 - they are open 24 hours a day, 365 days a year. You can also text the word ‘SHOUT’ to 85258 and speak to a volunteer, anonymously.
If you’re concerned for the immediate safety of yourself or someone else, then always call 999. For non-emergencies, call 111, or speak to your GP who can refer you to your local NHS Mental Health Trust.
Further reading:To learn more about money and mental health, check out these articles and podcasts from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on X, Threads, Instagram, TikTok, Facebook and LinkedIn.
Follow the Financial Services Compensation Scheme (@FSCS) on Facebook, X, Instagram and LinkedIn.
Follow Dennis Relojo-Howell (@Psychreg) on X, Instagram, Facebook, LinkedIn and YouTube.
The podcast currently has 50 episodes available.
56 Listeners
51 Listeners
72 Listeners
71 Listeners
84 Listeners
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16 Listeners
36 Listeners
8 Listeners
9 Listeners
15 Listeners
6 Listeners
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