A paradox defined 2025: recall events dipped, but total units recalled soared. We dig into why severity spiked, rising labor costs, tariffs, supplier churn, and a two-speed regulatory landscape, and what that means for your insurance program. With CRC Casualty Brokers John O’Malley and Chris Martin, we connect market signals to real exposures, from food’s massive unit surge and undeclared allergens to ingredient supplier liabilities that turn a one-dollar input into a six-dollar downstream loss.

For retail agents planning ahead to 2026, we lay out a focused playbook with a simple goal: cut detection time, contain unit counts, and ensure your policy responds when the stakes jump from a nuisance to a balance-sheet event.

Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.

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