The Note Investor Podcast

This podcast is from a webinar that covered 7 costly mistakes that both new and experienced note investors commonly make.

For a few days only, you can take advantage of the Spring Sale for the Note Launchpad online training course and SAVE $1000 off the normal price: https://notelaunchpad.com/

In this episode, I had the pleasure of sitting down with Joe Holmes, a seasoned real estate investor with over 45 years of experience. Joe shared his journey, from purchasing his first investment property to his current strategy of using "subject to" financing for house flipping. We dove into the details of subject-to loans, the process of creating notes as part of real estate deals, and the challenges that come with selling those notes on the secondary market. Joe also offered his insights on the current state of the real estate market, predicting an economic turnaround and a continued lack of supply that could drive prices higher. It was a fascinating conversation packed with valuable insights for anyone navigating the real estate and note investing world.

Connect with Joe: https://joehoms.com/

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/

Are you Ready to work with Dan to learn how to invest in notes yourself?

SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining

Dave Franecki joined me on the podcast to discuss his extensive background in notes and real estate. He shared his journey from being a commercial landscape contractor to becoming a real estate agent and builder. We also discussed the economic cycles and their impact on the real estate market, the importance of cleaning one's portfolio during a downturn, and the potential of the west valley of Phoenix. The conversation also covered the concept of 4-year balloon notes, the changing landscape of the market, the benefits of investing in personal property trusts and IRAs, and the potential of consulting work and sharing knowledge with new investors.

Learn more about Dave and connect with him here:

https://seller-carry.com/

https://capstonecapitalusa.com/

https://www.youtube.com/@davefranecki387

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT:

https://calltheunderwriter.com/

Are you Ready to work with Dan to learn how to invest in notes yourself?

SMALL GROUP LIVE COACHING:

https://www.fusionnotes.com/livetraining

Want to quit your job and dive into real estate full-time? The hard truth is that it takes time, savings, and a strategic plan. In this episode, Ryan shares how he made the leap—retiring at just 31 years old.

Ryan walks us through his journey from a traditional W-2 career to building wealth through real estate. He breaks down how he acquired rental properties, leveraged equity, and ultimately replaced his income. We also discuss the financial side of investing, property management, and his transition from pharmacist to full-time investor. Plus, Ryan highlights the importance of setting clear goals, starting early, and putting in the work to achieve financial freedom.

Get Ryan's free guide for newbies: https://www.newbierealestateinvesting.com/guide

Check out Ryan's coaching here: https://www.newbierealestateinvesting.com/real-estate-investment-coaching-program/

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/

Are you Ready to work with Dan to learn how to invest in notes yourself?

SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining

PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan

NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/

DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners

Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2025: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast

WEBSITE: https://fusionnotes.com

Beth has been investing in performing and non-performing notes since 2012. In this podcast she discussed some of the details and nuances involved with reverse mortgages.

Connect with Beth here: [email protected] or https://www.linkedin.com/in/bethhalemortgagespecialist/

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/

Dan, James, and Alden Guajardo discussed the value of investing in mobile home notes, highlighting the increasing demand for manufactured housing due to affordability and the potential for higher returns.

Connect with James and Alden here: https://www.mobilemailboxmoney.com/

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/

Are you Ready to work with Dan to learn how to invest in notes yourself?

SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining

PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan

NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/

DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners

Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2025: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast

WEBSITE: https://fusionnotes.com

Brett Synicky from Sense Financial joined the podcast to dive into the world of self-directed retirement accounts. We explored the key differences between self-directed IRAs and solo 401(k)s, the impact of investing in an IRA before age 59½, and the nuances of UBIT (Unrelated Business Income Tax). Brett also shared insights on the importance of aligning investments with personal knowledge and risk tolerance, as well as the growing popularity of private lending and real estate among his clients. Tune in for a valuable discussion on maximizing retirement funds through alternative investments!

Connect with Brett Synicky

SENSE FINANCIAL: https://www.sensefinancial.com/

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/

Are you Ready to work with Dan to learn how to invest in notes yourself?

SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining

PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan

NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/

DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the

FREE EBOOK on How to Make Outsized Profits in Notes in 2025: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast

WEBSITE: https://fusionnotes.com

Join me on the podcast as I sit down with Dan Zitofsky, a highly experienced real estate investor with over 35 years in the industry. Dan shares his journey from flipping properties to building a passive income portfolio through non-performing notes. By rehabbing properties and selling them to investors using seller financing, Dan has effectively transitioned into acting as a bank, earning consistent income without the headaches of tenants or property management.

In our conversation, Dan breaks down his approach to evaluating notes, focusing on whether he'd be willing to own the underlying property. He also shares strategies for maximizing returns by leveraging notes and reflects on how these techniques could have dramatically impacted his career and passive income had he adopted them earlier.

We delve into the importance of setting clear goals, aligning personal values with business decisions, and taking action even when faced with fear or uncertainty. Dan also highlights the value of networking and attending events to grow and refine your vision. This episode is packed with actionable insights and inspiration for investors at every stage. Don't miss it!

Connect with Dan Zitofsky

ZITOFSKY CAPITAL MANAGEMENT: https://zitofskycapitalmanagement.com/

PASSIVE WEALTH ACADEMY: https://www.passivewealthacademy.com/

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/

Are you Ready to work with Dan to learn how to invest in notes yourself?

SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining

PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan

NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/

DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the

FREE EBOOK on How to Make Outsized Profits in Notes in 2025: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast

WEBSITE: https://fusionnotes.com

Rachel purchases hundreds of notes per year as a Loan Acquisitions Officer for First National Acceptance Company (FNAC). FNAC is one of the largest note buyers in the industry, and Rachel shared some of the factors that influence what they are willing to pay for a note. We also discussed the closing and due diligence processes for note deals, the nuances of working in different states, land and mobile home notes, and much more. So if you have notes you may want to sell or are creating your own notes through seller finance deals, you will want to pay attention to learn how you can maximize their value.

You can get in touch with Rachel directly at [email protected], and learn more about FNAC HERE.

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/

Are you Ready to work with Dan to learn how to invest in notes yourself?

SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining

PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan

NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/

DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners

Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

In this week's podcast, I was joined by Sohail Badruddin, owner of Provident Loan Servicing and an RMLO in Texas. Sohail shares insights from his extensive experience in the mortgage industry and discusses his vision for Provident Loan Servicing. He delves into the challenges and risks of mortgage lending, such as prepayment penalties, balloon provisions, and borrower bankruptcies. Additionally, Sohail covers key aspects of loan servicing and origination, emphasizing the importance of proper borrower qualification and strict adherence to timelines.

Learn more about Provident Loan Servicing here: https://www.providentls.com/

Want to create your own seller-financed notes?

MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/

Are you Ready to work with Dan to learn how to invest in notes yourself?

SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining

PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan

NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/

DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners

Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com